Deposit Insurance Database

Asli Demirguc-Kunt, Edward Kane and Luc Laeven

No 20278, NBER Working Papers from National Bureau of Economic Research, Inc

Abstract: This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks' assets and liabilities, including during the recent global financial crisis. We also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks' balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.

JEL-codes: G01 G21 G28 (search for similar items in EconPapers)
Date: 2014-07
New Economics Papers: this item is included in nep-ban, nep-cba, nep-cta and nep-ias
Note: CF
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (71)

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Working Paper: Deposit Insurance Database (2014)
Working Paper: Deposit insurance database (2014)
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