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The ACA Medicaid Expansion in Michigan and Financial Health

Sarah Miller, Luojia Hu, Robert Kaestner (), Bhashkar Mazumder () and Ashley Wong

No 25053, NBER Working Papers from National Bureau of Economic Research, Inc

Abstract: This article examines how the financial health changes following an individual’s enrollment in Michigan’s Medicaid program (Healthy Michigan Program, HMP). We use unique data that links credit reports of HMP enrollees to Medicaid administrative data on enrollment and use of health care services. We find that Medicaid enrollment is associated with large improvements in several measures of financial health, including reductions in unpaid bills, medical bills, over limit credit card spending, and public records (such as evictions, judgments, and bankruptcies). These improvements are apparent across several subgroups, although individuals with greater medical need, such as those with chronic illnesses, experience the largest benefits.

JEL-codes: I1 I13 I18 (search for similar items in EconPapers)
Date: 2018-09
New Economics Papers: this item is included in nep-hea and nep-ias
Note: HC HE
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