Closing the gender profit gap

Catia Batista, Sandra Sequeira and Pedro Vicente

NOVAFRICA Working Paper Series from Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA

Abstract: We examine the complementarity between access to mobile savings accounts and improved financial management skills on the performance of female-led micro-enterprises in Mozambique. This combined support is associated with a large increase in both short and long-term firm profits and in financial security, when compared to the independent effect of each of these interventions. This support allowed female-headed micro-enterprises to close the gender gap in performance and financial literacy relative to their male counterparts. The main drivers of improved business performance are increased financial management practices (bookkeeping), an increase in accessible savings and reduced transfers to friends and relatives.

Keywords: Microenterprise development; management; gender; mobile money; financial literacy; economic development (search for similar items in EconPapers)
Pages: 41 pages
Date: 2021
New Economics Papers: this item is included in nep-dev, nep-fdg, nep-fle, nep-gen, nep-mfd and nep-pay
References: View complete reference list from CitEc
Citations: View citations in EconPapers (2)

Downloads: (external link)
https://novafrica.org/wp-content/uploads/2021/03/2104.pdf

Related works:
Journal Article: Closing the Gender Profit Gap? (2022)
Working Paper: Closing the gender profit gap? (2022)
Working Paper: Closing the Gender Profit Gap (2021)
Working Paper: Closing the Gender Profit Gap? (2021)
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:unl:novafr:wp2104

Access Statistics for this paper

More papers in NOVAFRICA Working Paper Series from Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA Contact information at EDIRC.
Bibliographic data for series maintained by Susana Lopes ().