Putting the financial system to work for the poor and SMEs

Abdul Magid Osman and Djamila Pontes Osman

No wp-2020-129, WIDER Working Paper Series from World Institute for Development Economic Research (UNU-WIDER)

Abstract: The financial inclusion effort achieved positive results, with the number of Mozambicans having access to banking services increasing considerably, particularly after 2011-12. However, the economic and social impact was limited, considering that farm productivity has remained low and poverty levels are still high. The neoliberal doctrine in the economic sphere, its expression in the restrictive monetary policies, and the weakness of the multi-party democracy system have been institutional factors restricting economic and social development.

Keywords: Credit; Guarantees; Financial inclusion; SMEs; Smallholder farmers (search for similar items in EconPapers)
Date: 2020
New Economics Papers: this item is included in nep-fdg and nep-fle
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