Ethnic diversity and financial inclusion in post-apartheid South Africa

Isaac Koomson, Michael Danquah and Edward Martey

No wp-2023-119, WIDER Working Paper Series from World Institute for Development Economic Research (UNU-WIDER)

Abstract: The ethnic diversity-financial inclusion nexus remains one of the least explored topics in the literature despite global attempts to promote cultural mixing due to its socioeconomic benefits. We contribute to the literature by examining the link between ethnic diversity and financial inclusion using five-wave panel data from South Africa, a country noted for its diverse ethnic groups with unique knowledge stock. We measure financial inclusion using a multidimensional construct, while ethnic diversity is conceptualized using fractionalization and polarization indexes.

Keywords: Ethnic diversity; Financial inclusion; Employment; Ethnic group; South Africa (search for similar items in EconPapers)
Date: 2023
New Economics Papers: this item is included in nep-dev and nep-fle
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