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Financial literacy and financial behavior: Do women lag behind?

Lukas Menkhoff, Antonia Grohmann, Olaf Hübler and Roy Kouwenberg

VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy from Verein für Socialpolitik / German Economic Association

Abstract: This research challenges the stylized fact of a gender gap in financial literacy, i.e. the finding that women lag behind men in this respect. Our data which samples middle-class people from Bangkok does not show a gender gap, neither in regards to financial literacy nor regarding various kinds of informed financial decision making. This result is not explained by men s low financial literacy. It may be partially explained by high income of our target group and it seems likely to be influenced by Thailand s cultural background, such as the low degree of masculinity.

JEL-codes: D14 J16 O16 (search for similar items in EconPapers)
Date: 2014
New Economics Papers: this item is included in nep-hme and nep-sea
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