Consumer credit and payment cards

Heiko Schmiedel, Wilko Bolt and Elizabeth Foote

No 1387, Working Paper Series from European Central Bank

Abstract: We consider debit and credit card networks. Our contribution is to introduce the role of consumer credit into these payment networks, and to assess the way this affects competition and equilibrium fees. We analyse a situation in which overdrafts are associated with current accounts and debit cards, and larger credit lines with JEL Classification: L11, G21, D53

Keywords: card competition; complementarity; consumer credit; payment pricing (search for similar items in EconPapers)
Date: 2011-10
New Economics Papers: this item is included in nep-ban
Note: 332171
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Persistent link: https://EconPapers.repec.org/RePEc:ecb:ecbwps:20111387

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