Emerging Perspectives on Self Service Technologies in Retail Banking
Rajagopal () and
Ananya Rajagopal ()
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Rajagopal: Tecnológico de Monterrey, Campus Ciudad de México
Ananya Rajagopal: Banco Azteca, Grupo Salinas Mexico
Authors registered in the RePEc Author Service: Rajagopal
No 2007-07-MKT, Marketing Working Papers from Tecnológico de Monterrey, Campus Ciudad de México
Abstract:
This paper attempts to critically examine the available literature on the subject, discuss a model that provides a managerial framework for analyzing the variables associated with customer value, and to identify potential research areas. The discussion draws conceptual impetus from new technologies in banking services through self service technologies in banking as a tool for optimizing profit. The discussion in the paper also analyzes the main criteria for successful internet-banking strategy and brings out benefits of e-banking from the point of view of banks, their technology and customer values and tentatively concludes that there is increasing returns to scale in the bank services in relation to the banking products, new technology and customer value.
Keywords: Self service technology; retail banking; customer value; profit optimization (search for similar items in EconPapers)
JEL-codes: G21 M31 O14 O33 (search for similar items in EconPapers)
Date: 2007-12
New Economics Papers: this item is included in nep-ban and nep-mkt
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