Details about Emilia Bonaccorsi di Patti

Access statistics for papers by Emilia Bonaccorsi di Patti.

Last updated 2026-02-25. Update your information in the RePEc Author Service.

Short-id: pbo808

Working Papers

2024

1. The allocation of public guaranteed loans to firms during Covid-19: credit risk and relationship lending
   Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area View citations (1)

2022

2. Artificial intelligence in credit scoring. An analysis of some experiences in the Italian financial system
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area

2020

3. Economies of scale revisited: evidence from Italian banks
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (1)

2019

4. Bad loan closure times in Italy
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area

2018

5. Bank profitability and macroeconomic conditions: are business models different?
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (2)
   See also Journal Article Bank profitability and macroeconomic conditions: Are business models different?, Economic Notes, Banca Monte dei Paschi di Siena SpA (2020) View citations (4) (2020)
6. The financial structure of Italian start-ups, in good and bad times
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (1)

2017

7. Firms� financial fragility and credit allocation
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area
8. Which Banks Recover From Large Adverse Shocks?
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (17)

2016

9. Euro area significant banks: main differences and recent performance
   Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (9)

2014

10. The role of leverage in firm solvency: evidence from bank loans
    Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (4)
    See also Journal Article The Role of Leverage in Firm Solvency: Evidence From Bank Loans, Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer (2015) View citations (10) (2015)

2012

11. Bank balance sheets and the transmission of financial shocks to borrowers: evidence from the 2007-2008 crisis
    Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area View citations (79)

2009

12. Weak institutions and credit availability: the impact of crime on bank loans
    Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (54)

2008

13. The risk of home mortgages in Italy: evidence from one million contracts
    Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area View citations (2)

2004

14. The interaction between face-to-face and electronic delivery: the case of the Italian banking industry
    Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area View citations (5)

2003

15. Bank competition and firm creation
    Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area View citations (13)
    Also in Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (2000) View citations (9)
    Proceedings, Federal Reserve Bank of Chicago (2000) View citations (2)
    See also Journal Article Bank Competition and Firm Creation, Journal of Money, Credit and Banking, Blackwell Publishing (2004) View citations (185) (2004)
16. The effects of bank mergers on credit availability: evidence from corporate data
    Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area View citations (18)
17. Winners or losers? the effects of bank consolidation on corporate borrowers?
    Proceedings, Federal Reserve Bank of Chicago

2002

18. Capital structure and firm performance: a new approach to testing agency theory and an application to the banking industry
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (9)
    See also Journal Article Capital structure and firm performance: A new approach to testing agency theory and an application to the banking industry, Journal of Banking & Finance, Elsevier (2006) View citations (309) (2006)

2001

19. The Effects of Bank Consolidation and Market Entry on Small Business Lending
    Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area View citations (24)

Journal Articles

2023

1. The impact of bank regulation on the cost of credit: Evidence from a discontinuity in capital requirements
   Journal of Financial Intermediation, 2023, 55, (C) View citations (4)

2020

2. Bank profitability and macroeconomic conditions: Are business models different?
   Economic Notes, 2020, 49, (2) View citations (4)
   See also Working Paper Bank profitability and macroeconomic conditions: are business models different?, Questioni di Economia e Finanza (Occasional Papers) (2018) View citations (2) (2018)

2016

3. Did the securitization market freeze affect bank lending during the financial crisis? Evidence from a credit register
   Journal of Financial Intermediation, 2016, 25, (C), 54-76 View citations (56)

2015

4. The Role of Leverage in Firm Solvency: Evidence From Bank Loans
   Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, 2015, 1, (2), 253-286 View citations (10)
   See also Working Paper The role of leverage in firm solvency: evidence from bank loans, Questioni di Economia e Finanza (Occasional Papers) (2014) View citations (4) (2014)

2010

5. The risk of households mortgages in Italy: evidences from one million contracts
   BANCARIA, 2010, 11, 36-47

2009

6. Discussion of: M&A Operations and Performance in Banking by Beccalli and Frantz
   Journal of Financial Services Research, 2009, 36, (2), 227-230

2007

7. Winners or Losers? The Effects of Banking Consolidation on Corporate Borrowers
   Journal of Finance, 2007, 62, (2), 669-695 View citations (102)

2006

8. Capital structure and firm performance: A new approach to testing agency theory and an application to the banking industry
   Journal of Banking & Finance, 2006, 30, (4), 1065-1102 View citations (309)
   See also Working Paper Capital structure and firm performance: a new approach to testing agency theory and an application to the banking industry, Finance and Economics Discussion Series (2002) View citations (9) (2002)
9. Gli effetti dell'ingresso delle nuove banche nei mercati locali del credito
   Rivista italiana degli economisti, 2006, (1), 27-50 View citations (1)

2005

10. Financial sector liberalization, bank privatization, and efficiency: Evidence from Pakistan
    Journal of Banking & Finance, 2005, 29, (8-9), 2381-2406 View citations (62)
11. Piccole e grandi banche nel mercato del credito in Italia
    Banca Impresa Società, 2005, (1), 3-34 View citations (4)

2004

12. Bank Competition and Firm Creation
    Journal of Money, Credit and Banking, 2004, 36, (2), 225-51 View citations (185)
    See also Working Paper Bank competition and firm creation, Temi di discussione (Economic working papers) (2003) View citations (13) (2003)

2003

13. Sportelli e reti telematiche nella distribuzione dei servizi bancari
    Banca Impresa Società, 2003, (2), 189-210 View citations (1)

2001

14. Francesco Ferrara and Subjective Value Theory
    History of Political Economy, 2001, 33, (2), 315-344
15. The changing structure of local credit markets: Are small businesses special?
    Journal of Banking & Finance, 2001, 25, (12), 2209-2237 View citations (95)

1999

16. Fa bene quotarsi? Un confronto tra società quotate e non quotate
    Banca Impresa Società, 1999, (2), 315-346