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Details about Susan Dynarski

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Homepage:http://www.susandynarski.com
Workplace:Harvard University Graduate School of Education
National Bureau of Economic Research (NBER), (more information at EDIRC)

Access statistics for papers by Susan Dynarski.

Last updated 2022-11-06. Update your information in the RePEc Author Service.

Short-id: pdy1


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Working Papers

2022

  1. Addressing Non-Financial Barriers to College Access and Success: Evidence and Policy Implications
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
  2. College Costs, Financial Aid, and Student Decisions
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
  3. The Power of Certainty: Experimental Evidence on the Effective Design of Free Tuition Programs
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads

2020

  1. Designed to Fail: Effects of the Default Option and Information Complexity on Student Loan Repayment
    Experimental Economics Center Working Paper Series, Experimental Economics Center, Andrew Young School of Policy Studies, Georgia State University Downloads View citations (7)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2018) Downloads View citations (8)

    See also Journal Article in Journal of Public Economics (2020)

2019

  1. Dual-Credit Courses and the Road to College: Experimental Evidence from Tennessee
    IZA Discussion Papers, Institute of Labor Economics (IZA) Downloads
    See also Journal Article in Journal of Policy Analysis and Management (2020)
  2. The US college loans system: lessons from Australia and England
    LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library Downloads View citations (23)
    See also Journal Article in Economics of Education Review (2019)

2018

  1. Closing the Gap: The Effect of a Targeted, Tuition-Free Promise on College Choices of High-Achieving, Low-Income Students
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (37)
  2. Estimating the Effects of a Large For-Profit Charter School Operator
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
  3. How Important Are Fixed Effects and Time Trends in Estimating Returns to Schooling? Evidence from a Replication of Jacobson, Lalonde and Sullivan, 2005
    IZA Discussion Papers, Institute of Labor Economics (IZA) Downloads View citations (6)
    See also Journal Article in Journal of Applied Econometrics (2018)
  4. Reflections on the US College Loans System: Lessons from Australia and England
    IZA Discussion Papers, Institute of Labor Economics (IZA) Downloads View citations (2)
    Also in CAMA Working Papers, Centre for Applied Macroeconomic Analysis, Crawford School of Public Policy, The Australian National University (2018) Downloads View citations (2)
  5. Reflections on the US College Loans System: Lessons from Australia and EnglandAbstract: There is wide agreement the US student loan system faces significant problems. Seven million borrowers are in default and many more experience non-repayment. The stress of repayments faced by many students results at least in part from the design of US student loans. Specifically, loans are organised like a mortgage, with fixed monthly repayments over a fixed period of time, creating a high repayment burden on borrowers with low income. This paper draws on the experience of the income-contingent loan (ICL) systems operating in England and Australia, in which monthly repayments are related to the borrower's monthly income. By design, those systems explicitly include insurance against problems of repayment during periods of low income. We discuss the design of this type of loan in detail since such an exercise seems to be largely absent in the US literature. Drawing on data from the US Current Population Survey (CPS) we provide two main empirical contributions. - A stylised illustration of the revenue and distributional implications of different hypothetical ICL arrangements for the USA; and - An illustration of repayment problems faced by low-earning borrowers in the US loan system, including a plausible example of adverse outcomes in the Stafford loan. Importantly, we compare repayment burdens under the existing and alternative systems. Our illustrations show how US mortgage-style loans can create financial difficulties for a significant minority of US borrowers, difficulties which a well-designed ICL has significant potential to address
    DoQSS Working Papers, Quantitative Social Science - UCL Social Research Institute, University College London Downloads

2016

  1. Are Expectations Alone Enough? Estimating the Effect of a Mandatory College-Prep Curriculum in Michigan
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    Also in CESifo Working Paper Series, CESifo (2016) Downloads
  2. Tax Benefits for College Attendance
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
  3. The Gap within the Gap: Using Longitudinal Data to Understand Income Differences in Student Achievement
    Working Papers, eSocialSciences Downloads View citations (5)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2016) Downloads View citations (5)

2015

  1. An Economist's Perspective on Student Loans in the United States
    CESifo Working Paper Series, CESifo Downloads View citations (2)

2013

  1. Financial Aid Policy: Lessons from Research
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (80)
  2. Simplifying Tax Incentives and Aid for College: Progress and Prospects
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (14)
    See also Journal Article in Tax Policy and the Economy (2013)
    Chapter (2013)
  3. Stand and Deliver: Effects of Boston's Charter High School on College Preparation, Entry, and Choice
    CESifo Working Paper Series, CESifo Downloads View citations (5)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2013) Downloads View citations (22)

    See also Journal Article in Journal of Labor Economics (2016)
  4. The Missing Manual: Using National Student Clearinghouse Data to Track Postsecondary Outcomes
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (31)

2012

  1. Student Aid Simplification: Looking Back and Looking Ahead
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (15)
    See also Journal Article in National Tax Journal (2012)

2011

  1. Cheaper by the Dozen: Using Sibling Discounts at Catholic Schools to Estimate the Price Elasticity of Private School Attendance
    Working Papers, U.S. Census Bureau, Center for Economic Studies Downloads
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2009) Downloads View citations (13)
  2. Experimental Evidence on the Effect of Childhood Investments on Postsecondary Attainment and Degree Completion
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (37)
    See also Journal Article in Journal of Policy Analysis and Management (2013)
  3. Gains and Gaps: Changing Inequality in U.S. College Entry and Completion
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (84)
  4. Who Benefits from KIPP?
    IZA Discussion Papers, Institute of Labor Economics (IZA) Downloads View citations (16)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2010) Downloads View citations (33)

    See also Journal Article in Journal of Policy Analysis and Management (2012)

2009

  1. Accountability and Flexibility in Public Schools: Evidence from Boston's Charters and Pilots
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (17)
    See also Journal Article in The Quarterly Journal of Economics (2011)
  2. Into College, Out of Poverty? Policies to Increase the Postsecondary Attainment of the Poor
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (103)

2008

  1. Complexity and Targeting in Federal Student Aid: A Quantitative Analysis
    Working Paper Series, Harvard University, John F. Kennedy School of Government Downloads View citations (28)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2008) Downloads View citations (21)

    See also Chapter (2008)
  2. The Lengthening of Childhood
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (70)
    Also in New England Public Policy Center Working Paper, Federal Reserve Bank of Boston (2008) Downloads View citations (58)

    See also Journal Article in Journal of Economic Perspectives (2008)

2007

  1. College Grants on a Postcard: A Proposal for Simple and Predictable Federal Student Aid
    Working Paper Series, Harvard University, John F. Kennedy School of Government Downloads View citations (7)

2006

  1. The Cost of Complexity in Federal Student Aid: Lessons from Optimal Tax Theory and Behavioral Economics
    Working Paper Series, Harvard University, John F. Kennedy School of Government Downloads View citations (98)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2006) Downloads View citations (101)

    See also Journal Article in National Tax Journal (2006)

2005

  1. Building the Stock of College-Educated Labor
    Working Paper Series, Harvard University, John F. Kennedy School of Government Downloads View citations (19)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2005) Downloads View citations (21)
    Working Papers, Princeton University, School of Public and International Affairs, Education Research Section. (2005) Downloads View citations (17)

    See also Journal Article in Journal of Human Resources (2008)

2004

  1. Tax Policy and Education Policy: Collision or Coordination? A Case Study of 529 and Coverdell Savings Vehicles
    Working Paper Series, Harvard University, John F. Kennedy School of Government Downloads View citations (4)
  2. Tax Policy and Education Policy: Collision or Coordination? A Case Study of the 529 and Coverdell Saving Incentives
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
    See also Chapter (2004)
  3. The New Merit Aid
    Working Paper Series, Harvard University, John F. Kennedy School of Government Downloads View citations (59)
    See also Chapter (2004)
  4. Who Benefits from the Education Saving Incentive? Income, Educational Expectations and the Value of the 529 and Coverdell
    Working Paper Series, Harvard University, John F. Kennedy School of Government Downloads View citations (16)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2004) Downloads View citations (17)

    See also Journal Article in National Tax Journal (2004)

2002

  1. The Consequences of Merit Aid
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (17)
    Also in Working Paper Series, Harvard University, John F. Kennedy School of Government (2002) Downloads View citations (10)

2001

  1. Does Aid Matter? Measuring the Effect of Student Aid on College Attendance and Completion
    Working Paper Series, Harvard University, John F. Kennedy School of Government Downloads View citations (12)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (1999) Downloads View citations (53)

    See also Journal Article in American Economic Review (2003)

2000

  1. Hope for Whom? Financial Aid for the Middle Class and Its Impact on College Attendance
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (226)
    See also Journal Article in National Tax Journal (2000)

Journal Articles

2021

  1. Closing the Gap: The Effect of Reducing Complexity and Uncertainty in College Pricing on the Choices of Low-Income Students
    American Economic Review, 2021, 111, (6), 1721-56 Downloads View citations (19)

2020

  1. Designed to fail: Effects of the default option and information complexity on student loan repayment
    Journal of Public Economics, 2020, 192, (C) Downloads View citations (3)
    See also Working Paper (2020)
  2. Dual‐Credit Courses and the Road to College: Experimental Evidence from Tennessee
    Journal of Policy Analysis and Management, 2020, 39, (3), 686-719 Downloads View citations (1)
    See also Working Paper (2019)

2019

  1. The US college loans system: Lessons from Australia and England
    Economics of Education Review, 2019, 71, (C), 32-48 Downloads View citations (21)
    See also Working Paper (2019)

2018

  1. How important are fixed effects and time trends in estimating returns to schooling? Evidence from a replication of Jacobson, Lalonde, and Sullivan, 2005
    Journal of Applied Econometrics, 2018, 33, (7), 1098-1108 Downloads View citations (6)
    See also Working Paper (2018)

2016

  1. Stand and Deliver: Effects of Boston's Charter High Schools on College Preparation, Entry, and Choice
    Journal of Labor Economics, 2016, 34, (2), 275 - 318 Downloads View citations (40)
    See also Working Paper (2013)

2013

  1. Experimental Evidence on the Effect of Childhood Investments on Postsecondary Attainment and Degree Completion
    Journal of Policy Analysis and Management, 2013, 32, (4), 692-717 Downloads View citations (34)
    See also Working Paper (2011)
  2. Simplifying Tax Incentives and Aid for College: Progress and Prospects
    Tax Policy and the Economy, 2013, 27, (1), 161 - 202 Downloads View citations (17)
    See also Working Paper (2013)
    Chapter (2013)

2012

  1. Student Aid Simplification: Looking Back and Looking Ahead
    National Tax Journal, 2012, 65, (1), 211-34 Downloads View citations (17)
    See also Working Paper (2012)
  2. Who Benefits from KIPP?
    Journal of Policy Analysis and Management, 2012, 31, (4), 837-860 View citations (51)
    See also Working Paper (2011)

2011

  1. Accountability and Flexibility in Public Schools: Evidence from Boston's Charters And Pilots
    The Quarterly Journal of Economics, 2011, 126, (2), 699-748 Downloads View citations (212)
    See also Working Paper (2009)

2010

  1. Inputs and Impacts in Charter Schools: KIPP Lynn
    American Economic Review, 2010, 100, (2), 239-43 Downloads View citations (87)

2008

  1. Building the Stock of College-Educated Labor
    Journal of Human Resources, 2008, 43, (3), 576-610 Downloads View citations (126)
    See also Working Paper (2005)
  2. The Lengthening of Childhood
    Journal of Economic Perspectives, 2008, 22, (3), 71-92 Downloads View citations (70)
    See also Working Paper (2008)

2006

  1. The Cost of Complexity in Federal Student Aid: Lessons From Optimal Tax Theory and Behavioral Economics
    National Tax Journal, 2006, 59, (2), 319-56 Downloads View citations (100)
    See also Working Paper (2006)

2004

  1. Who Benefits From the Education Saving Incentives? Income, Educational Expectations and the Value of the 529 and Coverdell
    National Tax Journal, 2004, 57, (2), 359-83 Downloads View citations (15)
    See also Working Paper (2004)

2003

  1. Does Aid Matter? Measuring the Effect of Student Aid on College Attendance and Completion
    American Economic Review, 2003, 93, (1), 279-288 Downloads View citations (383)
    See also Working Paper (2001)

2002

  1. The Behavioral and Distributional Implications of Aid for College
    American Economic Review, 2002, 92, (2), 279-285 Downloads View citations (107)

2000

  1. Hope for Whom? Financial Aid for the Middle Class and Its Impact on College Attendance
    National Tax Journal, 2000, 53, (3), 629-62 Downloads View citations (238)
    See also Working Paper (2000)

1997

  1. Can Families Smooth Variable Earnings?
    Brookings Papers on Economic Activity, 1997, 28, (1), 229-303 Downloads View citations (166)

Chapters

2013

  1. Simplifying Tax Incentives and Aid for College: Progress and Prospects
    A chapter in Tax Policy and the Economy, Volume 27, 2013, pp 161-201 Downloads View citations (14)
    See also Working Paper (2013)
    Journal Article in Tax Policy and the Economy (2013)

2010

  1. College Aid
    A chapter in Targeting Investments in Children: Fighting Poverty When Resources are Limited, 2010, pp 283-302 Downloads View citations (8)

2008

  1. Complexity and Targeting in Federal Student Aid: A Quantitative Analysis
    A chapter in Tax Policy and the Economy, Volume 22, 2008, pp 109-150 Downloads View citations (23)
    See also Working Paper (2008)

2004

  1. Tax Policy and Education Policy: Collision or Coordination? A Case Study of the 529 and Coverdell Saving Incentives
    A chapter in Tax Policy and the Economy, Volume 18, 2004, pp 81-116 Downloads View citations (2)
    See also Working Paper (2004)
  2. The New Merit Aid
    A chapter in College Choices: The Economics of Where to Go, When to Go, and How to Pay For It, 2004, pp 63-100 Downloads View citations (59)
    See also Working Paper (2004)
 
Page updated 2022-11-23