Details about Valentina Hartarska

Access statistics for papers by Valentina Hartarska.

Last updated 2025-02-10. Update your information in the RePEc Author Service.

Short-id: pha1596

Working Papers

2022

1. Subsidies to microfinance institutions: How do they affect cost efficiency and mission drift?
   Working Papers CEB, ULB -- Universite Libre de Bruxelles View citations (6)
   See also Journal Article Subsidies to microfinance institutions: how do they affect cost efficiency and mission drift?, Applied Economics, Taylor & Francis Journals (2022) View citations (6) (2022)

2019

2. Economies of Diversification in Microfinance: Evidence from Quantile Estimation on Panel Data
   MPRA Paper, University Library of Munich, Germany
   See also Journal Article Economies of diversification in microfinance: Evidence from quantile estimation on panel data, Finance Research Letters, Elsevier (2020) View citations (1) (2020)
3. The Affordable Care Act: Does the ACA Dependent Coverage Mandate Mean Less Out-of-pocket Health Care Expenditure and Health Care Utilization?
   2019 Annual Meeting, July 21-23, Atlanta, Georgia, Agricultural and Applied Economics Association
4. Too Many Cooks Spoil the Broth: The Conflicting Impacts of Subsidies and Deposits on the Cost-Efficiency of Microfinance Institutions
   Working Papers CEB, ULB -- Universite Libre de Bruxelles View citations (1)

2018

5. Are All Banking Crises the Same: Evidence from MFIs
   2018 Annual Meeting, August 5-7, Washington, D.C., Agricultural and Applied Economics Association
6. Endogenous Scope Economies in Microfinance Institutions
   MPRA Paper, University Library of Munich, Germany View citations (11)
   See also Journal Article Endogenous scope economies in microfinance institutions, Journal of Banking & Finance, Elsevier (2018) View citations (11) (2018)
7. Entry and Exit from Farming: Insights from 5 Rounds of Agricultural Census Data
   2018 Annual Meeting, February 2-6, 2018, Jacksonville, Florida, Southern Agricultural Economics Association View citations (1)
8. Exit and Disinvestment of Retirement Age Farmers in the US
   2018 Annual Meeting, August 5-7, Washington, D.C., Agricultural and Applied Economics Association
9. Farmer Retirement and Disinvestment in the U.S
   2018 Conference, July 28-August 2, 2018, Vancouver, British Columbia, International Association of Agricultural Economists
10. Gender Wage Gap in Small Islands: the case of Mauritius
    2018 Annual Meeting, February 2-6, 2018, Jacksonville, Florida, Southern Agricultural Economics Association
11. Is the model loans-plus-savings better for microfinance in ECA? A PSM comparison
    Working Paper, European Microfinance Network

2017

12. Banking Crises and the Performance of MIFs
    2017 Annual Meeting, February 4-7, 2017, Mobile, Alabama, Southern Agricultural Economics Association
13. Women's Property Rights and Outreach of Microfinance Institutions Targeting Women
    2017 Annual Meeting, February 4-7, 2017, Mobile, Alabama, Southern Agricultural Economics Association

2016

14. The Impact of HACCP Implementation on U.S. Imports
    2016 Annual Meeting, July 31-August 2, Boston, Massachusetts, Agricultural and Applied Economics Association

2015

15. Farmer Credit Delinquency in Southeastern US: Factors and Behavior Prediction
    2015 Annual Meeting, January 31-February 3, 2015, Atlanta, Georgia, Southern Agricultural Economics Association
16. Farmer Credit Worthiness: Sectoral and Regional Analysis
    2015 Annual Meeting, January 31-February 3, 2015, Atlanta, Georgia, Southern Agricultural Economics Association

2013

17. Are Women Better Bankers to the Poor? Evidence from Rural Microfinance Institutions
    2014 Allied Social Sciences Association (ASSA) Annual Meeting, January 3-5, 2014, Philadelphia, PA, Agricultural and Applied Economics Association
    See also Journal Article Are Women Better Bankers to the Poor? Evidence from Rural Microfinance Institutions, American Journal of Agricultural Economics, Agricultural and Applied Economics Association (2014) View citations (35) (2014)

2007

18. An Impact Analysis of Microfinance in Bosnia and Herzegovina
    William Davidson Institute Working Papers Series, William Davidson Institute at the University of Michigan View citations (2)
    See also Journal Article An Impact Analysis of Microfinance in Bosnia and Herzegovina, World Development, Elsevier (2008) View citations (26) (2008)

2006

19. THE COST STRUCTURE OF MICROFINANCE INSTITUTIONS IN EASTERN EUROPE AND CENTRAL ASIA
    William Davidson Institute Working Papers Series, William Davidson Institute at the University of Michigan View citations (7)

2005

20. Credit counseling and mortgage termination by low-income households
    Proceedings, Federal Reserve Bank of Chicago View citations (9)
    See also Journal Article Credit Counseling and Mortgage Termination by Low-Income Households, The Journal of Real Estate Finance and Economics, Springer (2005) View citations (16) (2005)

2004

21. Agricultural Finance Markets in Transition: Credit Counseling and Mortgage Termination by Low-Income Households
    Research Bulletins, Cornell University, Department of Applied Economics and Management
22. Governance and Performance of Microfinance Institutions in Central And Eastern Europe and the Newly Independent States
    William Davidson Institute Working Papers Series, William Davidson Institute at the University of Michigan View citations (3)
    See also Journal Article Governance and performance of microfinance institutions in Central and Eastern Europe and the Newly Independent States, World Development, Elsevier (2005) View citations (140) (2005)

Journal Articles

2024

1. Prepaid cards and the unbanked in the U.S.: financial innovations and financial inclusion
   Journal of Financial Economic Policy, 2024, 16, (1), 102-119
2. The transition incentive program and women farmers in the USA
   Food Policy, 2024, 129, (C)

2023

3. Scope economies from rural and urban microfinance services
   Southern Economic Journal, 2023, 89, (4), 1138-1167 View citations (1)

2022

4. Beginning farmers' entry and exit: evidence from county level data
   Agricultural Finance Review, 2022, 82, (3), 577-596 View citations (2)
5. Financial Inclusion of Rural and Urban Households and the Dodd-Frank Act
   International Journal of Economics and Finance, 2022, 14, (11), 90
6. Subsidies to microfinance institutions: how do they affect cost efficiency and mission drift?
   Applied Economics, 2022, 54, (44), 5099-5132 View citations (6)
   See also Working Paper Subsidies to microfinance institutions: How do they affect cost efficiency and mission drift?, Working Papers CEB (2022) View citations (6) (2022)

2021

7. Funding for BOP in Emerging Markets: Organizational Forms and Capital Structures of Microfinance Institutions
   Research in International Business and Finance, 2021, 58, (C) View citations (2)
8. Gender Differences in Child Malnutrition in Ethiopia: Evidence from Three Decomposition Techniques
   Research in Applied Economics, 2021, 13, (3), 67-94
9. Gender wage gap in small islands: Effect of a policy framework in Mauritius
   Review of Development Economics, 2021, 25, (4), 2207-2229
10. Nontraditional lenders and access to local agricultural credit markets by beginning and female farmers
    Agricultural Finance Review, 2021, 82, (2), 268-284 View citations (1)
11. Product and geographic market diversification in U.S. banking
    Finance Research Letters, 2021, 42, (C)
12. The Gender Wage Gap in Developing Countries
    Applied Economics and Finance, 2021, 8, (1), 1-12 View citations (4)

2020

13. Credit Constraints and Beginning Farmers’ Production in the U.S.: Evidence from Propensity Score Matching with Principal Component Clustering
    Sustainability, 2020, 12, (14), 1-12 View citations (4)
14. Economies of diversification in microfinance: Evidence from quantile estimation on panel data
    Finance Research Letters, 2020, 34, (C) View citations (1)
    See also Working Paper Economies of Diversification in Microfinance: Evidence from Quantile Estimation on Panel Data, MPRA Paper (2019) (2019)

2019

15. Agricultural land conversion: Impacts of economic and natural risk factors in a coastal area
    Land Use Policy, 2019, 80, (C), 380-390 View citations (8)
16. Is the model “loans‐plus‐savings” better for microfinance in Eastern Europe and Central Asia? A propensity score matching comparison
    Review of Development Economics, 2019, 23, (3), 1309-1330 View citations (7)
17. Retirement Age Farmers¡¯ Exit and Disinvestment from Farming
    International Journal of Economics and Finance, 2019, 11, (12), 136 View citations (4)
18. The Impacts of Economic, Demographic, and Weather Factors on the Exit of Beginning Farmers in the United States
    Sustainability, 2019, 11, (16), 1-17 View citations (8)

2018

19. Climate Change Impacts on Farmland Values in the Southeast United States
    Sustainability, 2018, 10, (10), 1-16 View citations (2)
20. Endogenous scope economies in microfinance institutions
    Journal of Banking & Finance, 2018, 93, (C), 162-182 View citations (11)
    See also Working Paper Endogenous Scope Economies in Microfinance Institutions, MPRA Paper (2018) View citations (11) (2018)
21. The Influence of Social Capital on Farm Household’s Borrowing Behavior in Rural China
    Sustainability, 2018, 10, (12), 1-20 View citations (7)
22. The causal impact of HACCP on seafood imports in the U.S.: An application of difference-in-differences within the gravity model
    Food Policy, 2018, 79, (C), 166-178 View citations (10)
23. Winners and losers from financial derivatives use: evidence from community banks
    Applied Economics, 2018, 50, (41), 4402-4417 View citations (2)

2017

24. Factors Affecting Farm Loan Delinquency in the Southeast
    Research in Applied Economics, 2017, 9, (4), 75-92 View citations (3)
25. Farm income and output and lending by the farm credit system
    Agricultural Finance Review, 2017, 77, (1), 125-136 View citations (6)
26. Performance and Capital Structure of Microfinance Institutions in Eastern Europe and Central Asia
    Eastern European Economics, 2017, 55, (5), 395-419 View citations (17)
27. The Impact of Weather on Agricultural Labor Supply
    Journal of Agribusiness, 2017, 35, (01) View citations (1)

2016

28. Climate Variability and Agricultural Loan Delinquency in the US
    International Journal of Economics and Finance, 2016, 8, (12), 238-249 View citations (3)
29. Investment Impact of Microfinance Credit in Ghana
    International Journal of Economics and Finance, 2016, 8, (3), 137-150 View citations (1)

2015

30. Agricultural credit and economic growth in rural areas
    Agricultural Finance Review, 2015, 75, (3), 302-312 View citations (13)
31. Should all microfinance institutions mobilize microsavings? Evidence from economies of scope
    Empirical Economics, 2015, 48, (1), 193-225 View citations (25)

2014

32. Are Women Better Bankers to the Poor? Evidence from Rural Microfinance Institutions
    American Journal of Agricultural Economics, 2014, 96, (5), 1291-1306 View citations (35)
    See also Working Paper Are Women Better Bankers to the Poor? Evidence from Rural Microfinance Institutions, 2014 Allied Social Sciences Association (ASSA) Annual Meeting, January 3-5, 2014, Philadelphia, PA (2013) (2013)

2013

33. Derivatives as risk management and performance of agricultural banks
    Agricultural Finance Review, 2013, 73, (2), 290-309 View citations (4)
34. Governance and scope economies in microfinance institutions
    International Journal of Corporate Governance, 2013, 4, (1), 74-96 View citations (5)
35. Scale economies and input price elasticities in microfinance institutions
    Journal of Banking & Finance, 2013, 37, (1), 118-131 View citations (58)

2012

36. Agricultural disaster payments in the southeastern US: do weather and climate variability matter?
    Applied Economics, 2012, 44, (33), 4331-4342 View citations (3)
37. Board size and diversity as governance mechanisms in community development loan funds in the USA
    Applied Economics, 2012, 44, (33), 4313-4329 View citations (9)
38. Does Input Substitutability in Banking Differ across Accession and Non-Accession Countries in Central and Eastern Europe?
    Journal of Economic Integration, 2012, 27, 195-205 View citations (2)
39. Financing Constraints and Access to Credit in a Postcrisis Environment: Evidence from New Farmers in Alabama
    Journal of Agricultural and Applied Economics, 2012, 44, (4), 607-621 View citations (9)
40. Microfinance institution costs: effects of gender, subsidies and technology
    Journal of Financial Economic Policy, 2012, 4, (4), 292-304 View citations (7)
41. Which Governance Mechanisms Promote Efficiency in Reaching Poor Clients? Evidence from Rated Microfinance Institutions
    European Financial Management, 2012, 18, (2), 218-239 View citations (53)

2010

42. ECONOMIES OF SCOPE FOR MICROFINANCE: DIFFERENCES ACROSS OUTPUT MEASURES
    Pacific Economic Review, 2010, 15, (4), 464-481 View citations (16)
43. Economies of Scope of Lending and Mobilizing Deposits in Microfinance Institutions: A Semiparametric Analysis
    American Journal of Agricultural Economics, 2010, 93, (2), 389-398 View citations (10)

2009

44. Swinnen, J. F. M.Global Supply Chains, Standards and the Poor: How the Globalization of Food Systems and Standards Affects Rural Development and Poverty
    American Journal of Agricultural Economics, 2009, 91, (4), 1154-1155
45. Which Microfinance Institutions Are Becoming More Cost Effective with Time? Evidence from a Mixture Model
    Journal of Money, Credit and Banking, 2009, 41, (4), 651-672 View citations (18)
    Also in Journal of Money, Credit and Banking, 2009, 41, (4), 651-672 (2009) View citations (98)

2008

46. An Impact Analysis of Microfinance in Bosnia and Herzegovina
    World Development, 2008, 36, (12), 2605-2619 View citations (26)
    See also Working Paper An Impact Analysis of Microfinance in Bosnia and Herzegovina, William Davidson Institute Working Papers Series (2007) View citations (2) (2007)
47. Does rating help microfinance institutions raise funds? Cross-country evidence
    International Review of Economics & Finance, 2008, 17, (4), 558-571 View citations (24)
48. Foreign Investment and Transition in Central/Eastern Europe along the Phase Curve
    Applied Econometrics and International Development, 2008, 8, (2), 67-78 View citations (1)

2007

49. Do regulated microfinance institutions achieve better sustainability and outreach? Cross-country evidence
    Applied Economics, 2007, 39, (10), 1207-1222 View citations (177)

2006

50. Evidence on the effect of credit counseling on mortgage loan default by low-income households
    Journal of Housing Economics, 2006, 15, (1), 63-79 View citations (15)
51. What Affects New and Established Firms’ Expansion? Evidence from Small Firms in Russia
    Small Business Economics, 2006, 27, (2), 195-206 View citations (11)

2005

52. Credit Counseling and Mortgage Termination by Low-Income Households
    The Journal of Real Estate Finance and Economics, 2005, 30, (3), 227-243 View citations (16)
    See also Working Paper Credit counseling and mortgage termination by low-income households, Proceedings (2005) View citations (9) (2005)
53. Governance and performance of microfinance institutions in Central and Eastern Europe and the Newly Independent States
    World Development, 2005, 33, (10), 1627-1643 View citations (140)
    See also Working Paper Governance and Performance of Microfinance Institutions in Central And Eastern Europe and the Newly Independent States, William Davidson Institute Working Papers Series (2004) View citations (3) (2004)
54. Structure, performance, and risk management of financial institutions
    Agricultural Finance Review, 2005, 65, (2), 183-200

Edited books

2023

1. Handbook of Microfinance, Financial Inclusion and Development
   Books, Edward Elgar Publishing

Chapters

2023

1. Financial literacy and the use of financial services by US households
   Chapter 16 in Handbook of Microfinance, Financial Inclusion and Development, 2023, pp 297-315
2. Overview of microfinance, financial inclusion, and development
   Chapter 1 in Handbook of Microfinance, Financial Inclusion and Development, 2023, pp 2-19

2022

3. Performance of Microfinance Institutions: A Review*
   Springer View citations (1)

2013

4. A Cost Function Approach to MFI Efficiency: The Role of Subsidy and Social Output Measures
   Palgrave Macmillan View citations (1)
5. Microfinance and Microenterprises’ Financing Constraints in Eastern Europe and Central Asia
   Palgrave Macmillan

2011

6. What External Control Mechanisms Help Microfinance Institutions Meet the Needs of Marginal Clientele?
   Chapter 12 in The Handbook Of Microfinance, 2011, pp 267-281

2007

7. A Cross-country Analysis of Bank Performance: The Role of External Governance
   Chapter 8 in Corporate Governance in Banking, 2007 View citations (4)

Editor

1. Agricultural Finance Review
   Emerald Group Publishing Limited