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Details about Fumiko Hayashi

Workplace:Federal Reserve Bank of Kansas City, (more information at EDIRC)

Access statistics for papers by Fumiko Hayashi.

Last updated 2016-01-21. Update your information in the RePEc Author Service.

Short-id: pha869


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Working Papers

2018

  1. The Initial Effects of EMV Migration on Chargebacks in the United States
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads

2017

  1. Faster Payments: Market Structure and Policy Considerations
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads
    Also in Current Policy Perspectives, Federal Reserve Bank of Boston (2017) Downloads
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2017) Downloads

2016

  1. Chargebacks: another payment card acceptance cost for merchants
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads

2015

  1. Driver of choice? the cost of financial products for unbanked consumers
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (2)
  2. Faster payments in the United States: how can private sector systems achieve public policy goals?
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (1)
  3. Innovation, Deregulation, and the Life Cycle of a Financial Service Industry
    Working Paper, Federal Reserve Bank of Richmond Downloads View citations (3)
    See also Journal Article in Review of Economic Dynamics (2017)
  4. Quantifying the Impacts of Limited Supply: The Case of Nursing Homes
    Working Papers, Canadian Centre for Health Economics Downloads View citations (5)
    See also Journal Article in International Economic Review (2015)

2014

  1. General purpose reloadable prepaid cards: penetration, use, fees and fraud risks
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (5)
  2. Recurrent overdrafts: a deliberate decision by some prepaid cardholders?
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (2)

2012

  1. Effects of credit scores on consumer payment choice
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (3)
    Also in Public Policy Discussion Paper, Federal Reserve Bank of Boston (2012) Downloads View citations (2)

2011

  1. Product Innovation and Network Survival in the U.S. ATM and Debit Card Industry
    2011 Meeting Papers, Society for Economic Dynamics Downloads View citations (2)

2008

  1. Payment Card Rewards Programs and Consumer Payment Choice
    MPRA Paper, University Library of Munich, Germany Downloads View citations (6)
    Also in Payments System Research Working Paper, Federal Reserve Bank of Kansas City (2006) Downloads View citations (13)

    See also Journal Article in Journal of Banking & Finance (2010)
  2. Product innovation and network survival in the U.S. ATM and debit card network industry
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (1)
  3. The economics of payment card fee structure: policy considerations of payment card rewards
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads
  4. The economics of payment card fee structure: what drives payment card rewards?
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (1)
  5. The economics of payment card fee structure: what is the optimal balance between merchant fee and payment card rewards?
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (4)

2006

  1. Pricing and welfare implications of payment card network competition
    Payments System Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (1)

2005

  1. Competition and credit and debit card interchange fees: a cross-country analysis
    Payments System Research Working Paper, Federal Reserve Bank of Kansas City Downloads
  2. Network competition and merchant discount fees
    Payments System Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (1)

2004

  1. A puzzle of card payment pricing: why are merchants still accepting card payments?
    Payments System Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (7)
    See also Journal Article in Review of Network Economics (2006)

2003

  1. Community bank access to payment card networks: has it become more expensive?
    Payments System Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (2)

2002

  1. Technology adoption and consumer payments: evidence from survey data
    Payments System Research Working Paper, Federal Reserve Bank of Kansas City
    See also Journal Article in Review of Network Economics (2003)

Journal Articles

2020

  1. Mobile Banking Use and Consumer Readiness to Benefit from Faster Payments
    Economic Review, 2020, v.105, (no.1), 5 Downloads View citations (2)

2019

  1. Developments of QR Code-Based Mobile Payments in East Asia
    Payments System Research Briefing, 2019, 14 Downloads View citations (2)
  2. Payment Card Fraud Rates in the United States Relative to Other Countries since Migrating to Chip Cards
    Economic Review, 2019, v.104, no.4, (Q IV), 23-40 Downloads

2018

  1. Who Are the Unbanked? Characteristics Beyond Income
    Economic Review, 2018, (Q II), 55-70 Downloads

2017

  1. Innovation, Deregulation, and the Life Cycle of a Financial Service Industry
    Review of Economic Dynamics, 2017, 26, 180-203 Downloads View citations (6)
    See also Working Paper (2015)

2016

  1. Access to Electronic Payments Systems by Unbanked Consumers
    Economic Review, 2016, (Q III), 51-76 Downloads View citations (3)

2015

  1. QUANTIFYING THE IMPACTS OF LIMITED SUPPLY: THE CASE OF NURSING HOMES
    International Economic Review, 2015, 56, 1291-1322 Downloads View citations (9)
    See also Working Paper (2015)

2014

  1. Interchange fees and network rules: a shift from antitrust litigation to regulatory measures in various countries
    Payments System Research Briefing, 2014, (Oct), 1-5 Downloads View citations (2)
  2. Mobile payments: merchants’ perspectives
    Economic Review, 2014, (Q II), 33-58 Downloads View citations (4)

2013

  1. Fees, fraud and regulation: force of change in the payment card industry
    Payments System Research Briefing, 2013, (Apr) Downloads View citations (3)
  2. The new debit card regulations: effects on merchants, consumers, and payments system efficiency
    Economic Review, 2013, 98, (Q I), 89-118 Downloads View citations (9)

2012

  1. Discounts and surcharges: implications for consumer payment choice
    Payments System Research Briefing, 2012, (Jun) Downloads View citations (9)
  2. Measuring the costs of retail payment methods
    Economic Review, 2012, 97, (Q II) Downloads View citations (11)
  3. Medición de los costos de los métodos de pago minoristas
    Boletín, 2012, LVIII, (3), 152-180 Downloads
  4. Mobile payments: What’s in it for consumers?
    Economic Review, 2012, 97, (Q I), 35-66 Downloads View citations (9)
  5. The new debit card regulations: initial effects on networks and banks
    Economic Review, 2012, 97, (Q IV) Downloads View citations (6)

2010

  1. Payment card rewards programs and consumer payment choice
    Journal of Banking & Finance, 2010, 34, (8), 1773-1787 Downloads View citations (74)
    See also Working Paper (2008)

2009

  1. Do U.S. consumers really benefit from payment card rewards?
    Economic Review, 2009, 94, (Q I), 37-63 Downloads View citations (7)

2008

  1. Developments in interchange fees in the United States and abroad
    Payments System Research Briefing, 2008, (Apr) Downloads View citations (28)

2007

  1. Complex landscapes: mobile payments in Japan, South Korea, and the United States
    Payments System Research Briefing, 2007, (Sep) Downloads View citations (6)

2006

  1. A Puzzle of Card Payment Pricing: Why Are Merchants Still Accepting Card Payments?
    Review of Network Economics, 2006, 5, (1), 1-31 Downloads View citations (17)
    See also Working Paper (2004)
  2. Interchange fees in Australia, the UK, and the United States: matching theory and practice
    Economic Review, 2006, 91, (Q III), 75-112 Downloads View citations (9)

2003

  1. Technology Adoption and Consumer Payments: Evidence from Survey Data
    Review of Network Economics, 2003, 2, (2), 1-16 Downloads View citations (72)
    See also Working Paper (2002)

1997

  1. Japan's Pension Reform
    Japanese Economy, 1997, 25, (6), 70-92 Downloads
  2. Japan's Public Pension Policy
    Japanese Economy, 1997, 25, (6), 43-69 Downloads
  3. The Risk of Disability and Precautionary Savings
    Economic Review, 1997, 48, (3), 207-217 Downloads

1996

  1. Private Annuities Markets and Adverse Selection―The Case of National Pension Funds in Japan―
    Economic Review, 1996, 47, (3), 217-228 Downloads

Books

2006

  1. A guide to the ATM and debit card industry - 2006 update
    Monograph, Federal Reserve Bank of Kansas City Downloads View citations (36)

Software Items

 
Page updated 2020-11-24