Details about Renuka Sane

Access statistics for papers by Renuka Sane.

Last updated 2025-03-17. Update your information in the RePEc Author Service.

Short-id: psa874

Working Papers

2025

1. Bargains and Banking: How Institutionalized Political Bargains Have Shaped the Development of Indian Banking
   Working Papers, Trustbridge Rule of Law Foundation
2. Electricity reforms in the economic strategy of Tamil Nadu
   Working Papers, xKDR
3. Improving electricity regulation in Tamil Nadu
   Working Papers, Trustbridge Rule of Law Foundation
   Also in Working Papers, xKDR (2025)
4. Pumped Storage Plants in India: Assessing Policies and Progress
   Working Papers, Trustbridge Rule of Law Foundation

2024

5. Performance at the Appellate Tribunal as an indicator of regulatory capacity: The case of TNERC at APTEL
   Working Papers, Trustbridge Rule of Law Foundation
6. Solarisation in agriculture in Tamil Nadu: A first principles evaluation
   Working Papers, xKDR
   Also in Working Papers, Trustbridge Rule of Law Foundation (2024)
7. The electricity chokepoint in Tamil Nadu public finance
   Working Papers, Trustbridge Rule of Law Foundation
   Also in Working Papers, xKDR (2024)

2023

8. Lost in translation: Legislative drafting and judicial discretion
   Working Papers, Trustbridge Rule of Law Foundation

2022

9. Crime victimisation surveys in Indian criminal justice system reform
   Working Papers, xKDR
10. Do Indian financial firms have a robust Grievance Redress Framework in place?
    Working Papers, National Institute of Public Finance and Policy View citations (1)
11. History of disinvestment in India: 1991-2020
    Working Papers, National Institute of Public Finance and Policy View citations (1)

2021

12. Consumption baskets of Indian households: Comparing estimates from the CPI, CES and CPHS
    Working Papers, National Institute of Public Finance and Policy View citations (1)
13. Distribution of self-reported health in India: The role of income and geography
    Working Papers, xKDR
14. Grievance Redress by Courts in Consumer Finance Disputes
    Working Papers, National Institute of Public Finance and Policy View citations (2)
15. Should consumers be prohibited from storing card data on the internet?
    Working Papers, xKDR
16. Unshrouding product-specific attributes through financial education
    Working Papers, National Institute of Public Finance and Policy View citations (2)

2019

17. Chennai 2015: A novel approach to measuring the impact of a natural disaster
    Working Papers, National Institute of Public Finance and Policy View citations (4)
18. Disclosures in Privacy Policies: Does “Notice and Consent†Work?
    Working Papers, eSocialSciences View citations (1)
19. Financing biodiversity: The Role of Financial Institutions
    Working Papers, National Institute of Public Finance and Policy View citations (2)
20. The Way Forward for Personal Insolvency in the Indian Insolvency and Bankruptcy Code
    Working Papers, eSocialSciences
    Also in Working Papers, National Institute of Public Finance and Policy (2019)

2018

21. Disclosures in privacy policies: Does "notice and consent" work?
    Working Papers, National Institute of Public Finance and Policy View citations (5)
22. Estimates of Air Pollution in Delhi from the Burning of Fire Crackers during the Festival of Diwali
    Working Papers, eSocialSciences View citations (1)
    Also in Working Papers, National Institute of Public Finance and Policy (2018) View citations (2)
23. Simulating pension income scenarios with penCalc: an illustration for India's national pension system
    Policy Research Working Paper Series, The World Bank
24. Stock Market Trading in the Aftermath of an Accounting Scandal
    Working Papers, National Institute of Public Finance and Policy
    Also in Working Papers, eSocialSciences (2018)
    See also Journal Article Stock market trading in the aftermath of an accounting scandal, Emerging Markets Review, Elsevier (2019) View citations (3) (2019)

2017

25. From Participation To Repurchase: Low Income Households And Micro-Insurance
    Working Papers, eSocialSciences
    Also in Working Papers, eSocialSciences (2016)
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India (2016)
    See also Journal Article From Participation To Repurchase: Low Income Households And Micro‐insurance, Journal of Risk & Insurance, The American Risk and Insurance Association (2020) (2020)
26. Regulating consumer finance: Do disclosures matter? The case of life insurance
    Working Papers, National Institute of Public Finance and Policy View citations (3)
27. Stock Market Participation in the Aftermath of an Accounting Scandal
    Working Papers, eSocialSciences View citations (1)
    Also in Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India (2017) View citations (1)
28. The Effect of Age-Specific Sex Ratios on Crime: Instrumental Variable Estimates from India
    Working Papers, National Institute of Public Finance and Policy View citations (4)
29. Understanding Judicial Delay at the Income Tax Appellate Tribunal in India
    Working Papers, National Institute of Public Finance and Policy View citations (5)

2016

30. Misled and Mis-sold: Financial Misbehaviour in Retail Banks?
    Working Papers, National Institute of Public Finance and Policy View citations (8)
    See also Journal Article Misled and mis-sold: financial misbehaviour in retail banks?, Journal of Comparative Economics, Elsevier (2017) View citations (9) (2017)
31. Reforming Personal Insolvency Law in India
    Working Papers, eSocialSciences
    Also in Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India (2015)
32. Towards a privacy framework for India in the age of the internet
    Working Papers, National Institute of Public Finance and Policy

2014

33. Means-tested Age-Pension and Saving
    Discussion Papers, School of Economics, The University of New South Wales View citations (3)
34. Repayment in microfinance: The Role of financial literacy and caste
    Discussion Papers, Indian Statistical Institute, Delhi
35. The way forward for India's National Pension System
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India

2013

36. Distribution fees and mutual fund flows: Evidence from a natural experiment in the Indian mutual funds market
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India View citations (2)
37. Estimating losses to customers on account of mis-selling life insurance policies in India
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India View citations (2)
38. In Search of Inclusion: Informal Sector Participation in a Voluntary, Defined Contribution Pension System
    Working Papers, eSocialSciences
    Also in Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India (2013)
    See also Journal Article In Search of Inclusion: Informal Sector Participation in a Voluntary, Defined Contribution Pension System, Journal of Development Studies, Taylor & Francis Journals (2015) View citations (1) (2015)
39. The real cost of credit constraints: Evidence from micro-finance
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India
    See also Journal Article The Real Cost of Credit Constraints: Evidence from Micro-finance, The B.E. Journal of Economic Analysis & Policy, De Gruyter (2016) View citations (3) (2016)

2012

40. How is financial regulation different for micro-finance?
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India
41. What should regulation do in the field of micro-finance?
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India

2011

42. A Regulatory approach to financial product advice and distribution
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India View citations (3)
43. An Economic policy and legal analysis of the Micro Finance Institutions (Development & Regulation) Bill, 2011
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India View citations (1)
44. Civil Service and Military Pensions in India
    Working Papers, National Institute of Public Finance and Policy View citations (3)
    Also in CIS Discussion paper series, Center for Intergenerational Studies, Institute of Economic Research, Hitotsubashi University (2011) View citations (3)
45. Means-Tested Age Pension and Homeownership: Is There a Link?
    Discussion Papers, School of Economics, The University of New South Wales View citations (10)
    See also Journal Article MEANS-TESTED AGE PENSIONS AND HOMEOWNERSHIP: IS THERE A LINK?, Macroeconomic Dynamics, Cambridge University Press (2013) View citations (14) (2013)
46. The role of government in India's micro-finance industry
    Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India

2009

47. Indexing pensions
    Social Protection Discussion Papers and Notes, The World Bank View citations (4)

Journal Articles

2023

1. Son preference and crime in India
   Review of Economics of the Household, 2023, 21, (3), 1127-1151
2. Whose financial grievances go unobserved?
   Journal of Asian Economics, 2023, 89, (C)

2020

3. From Participation To Repurchase: Low Income Households And Micro‐insurance
   Journal of Risk & Insurance, 2020, 87, (3), 783-814
   See also Working Paper From Participation To Repurchase: Low Income Households And Micro-Insurance, Working Papers (2017) (2017)

2019

4. Impact of Tax Breaks on Household Financial Saving in India
   India Policy Forum, 2019, 15, (1), 1-38 View citations (1)
5. Stock market trading in the aftermath of an accounting scandal
   Emerging Markets Review, 2019, 40, (C), - View citations (3)
   See also Working Paper Stock Market Trading in the Aftermath of an Accounting Scandal, Working Papers (2018) (2018)

2017

6. Misled and mis-sold: financial misbehaviour in retail banks?
   Journal of Comparative Economics, 2017, 45, (3), 429-444 View citations (9)
   See also Working Paper Misled and Mis-sold: Financial Misbehaviour in Retail Banks?, Working Papers (2016) View citations (8) (2016)
7. On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market
   The World Bank Economic Review, 2017, 31, (1), 241-270 View citations (3)

2016

8. The Real Cost of Credit Constraints: Evidence from Micro-finance
   The B.E. Journal of Economic Analysis & Policy, 2016, 16, (1), 151-183 View citations (3)
   See also Working Paper The real cost of credit constraints: Evidence from micro-finance, Indira Gandhi Institute of Development Research, Mumbai Working Papers (2013) (2013)

2015

9. In Search of Inclusion: Informal Sector Participation in a Voluntary, Defined Contribution Pension System
   Journal of Development Studies, 2015, 51, (10), 1409-1424 View citations (1)
   See also Working Paper In Search of Inclusion: Informal Sector Participation in a Voluntary, Defined Contribution Pension System, Working Papers (2013) (2013)

2014

10. The case of the missing billions: estimating losses to customers due to mis-sold life insurance policies
    Journal of Economic Policy Reform, 2014, 17, (4), 285-302 View citations (16)

2013

11. MEANS-TESTED AGE PENSIONS AND HOMEOWNERSHIP: IS THERE A LINK?
    Macroeconomic Dynamics, 2013, 17, (6), 1281-1310 View citations (14)
    See also Working Paper Means-Tested Age Pension and Homeownership: Is There a Link?, Discussion Papers (2011) View citations (10) (2011)

2012

12. Demographic Shift and Financial Markets in APEC: New Age Solutions to Age Old Challenges
    Asia-Pacific Journal of Risk and Insurance, 2012, 6, (1), 28 View citations (1)

2010

13. Pension Economics. David Blake. Wiley, 2006, ISBN 978-0-470-05844-2, 270 pages. - Pension Finance. David Blake. Wiley, 2006, ISBN 978-0-470-05843-5, 484 pages
    Journal of Pension Economics and Finance, 2010, 9, (1), 146-148

Chapters

2022

1. A Maximalist Approach to Data Under IBC
   Springer
2. The Way Forward for Personal Insolvency
   Springer