Details about Hirofumi Uchida

Access statistics for papers by Hirofumi Uchida.

Last updated 2025-06-19. Update your information in the RePEc Author Service.

Short-id: puc3

Working Papers

2023

1. Characteristics of Green Loan Users and the Green Policy Mix
   Discussion papers, Research Institute of Economy, Trade and Industry (RIETI)
   See also Journal Article Characteristics of green loan users and the green policy mix, Energy Economics, Elsevier (2025) (2025)
2. Unit Cost of Financial Intermediation in Japan, 1954 - 2020
   Discussion papers, Research Institute of Economy, Trade and Industry (RIETI)

2021

3. Does Trade Credit Absorb Adverse Shocks?
   Discussion papers, Research Institute of Economy, Trade and Industry (RIETI)
4. Firms' Responses and Policy Measures to the COVID-19 Pandemic: An analysis based on a firm survey (Japanese)
   Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI)
5. Liquidity Creation Measures for Banks in Japan (Japanese)
   Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI)
6. Long-run Unit Cost of Financial Intermediation in Japan (Japanese)
   Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI)

2020

7. Differences in the Usage of Credit Guarantees Across Banks
   Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (1)
8. Management Innovations in Family Firms after Succession: Evidence from Japanese SMEs
   Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences
9. Natural selection: A review of studies on firms’ exit and efficiency
   MPRA Paper, University Library of Munich, Germany

2019

10. Current Status of Startup Firms and Startup Finance in Japan (Japanese)
    Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI)
11. Damage to the Transportation Infrastructure and Disruption of Inter-firm Transactional Relationships
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI)

2018

12. Reallocation of Tangible Assets and Productivity
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI)

2017

13. Adverse Selection versus Moral Hazard in Financial Contracting: Evidence from collateralized and non-collateralized loans
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI)

2016

14. A Comparison of the Lending Technologies between Private and Public Banks
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI)
15. Financial Shocks and Firm Exports: A Natural Experiment Approach with a Massive Earthquake
    HIT-REFINED Working Paper Series, Institute of Economic Research, Hitotsubashi University View citations (1)
    Also in Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) (2014) View citations (5)
    Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences (2015) View citations (3)
16. Lending Pro-Cyclicality and Macro-Prudential Policy: Evidence from Japanese LTV Ratios
    HIT-REFINED Working Paper Series, Institute of Economic Research, Hitotsubashi University View citations (4)
    Also in Working Papers, Tokyo Center for Economic Research (2014) View citations (4)
    See also Journal Article Lending pro-cyclicality and macroprudential policy: Evidence from Japanese LTV ratios, Journal of Financial Stability, Elsevier (2021) View citations (8) (2021)
17. Non-personal Guaranteed Loans, Credit Availability, and Firm Performance (Japanese)
    Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI)

2015

18. Financial Shocks, Bankruptcy, and Natural Selection
    Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences View citations (6)
    See also Journal Article Financial shocks, bankruptcy, and natural selection, Japan and the World Economy, Elsevier (2015) View citations (5) (2015)

2014

19. Effects of Lending Relationships with Government Banks on Firm Performance: Evidence from a Japanese government bank for small businesses (Japanese)
    Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI) View citations (1)
20. Natural Disaster and Natural Selection
    HIT-REFINED Working Paper Series, Institute of Economic Research, Hitotsubashi University View citations (2)
    Also in Working Paper Series, Center for Interfirm Network, Institute of Economic Research, Hitotsubashi University (2013) View citations (2)
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) (2014) View citations (6)
21. Transaction Partners and Firm Relocation Choice: Evidence from the Tohoku Earthquake
    HIT-REFINED Working Paper Series, Institute of Economic Research, Hitotsubashi University View citations (2)
    Also in Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) (2014) View citations (3)

2013

22. A Close Look at Loan-To-Value Ratios: Evidence from the Japanese Real Estate Market
    Working Paper Series, Center for Interfirm Network, Institute of Economic Research, Hitotsubashi University View citations (2)
23. Real Driver of Trade Credit
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (6)
    See also Journal Article The real driver of trade credit, Pacific-Basin Finance Journal, Elsevier (2019) View citations (4) (2019)

2012

24. Authority and Soft Information Production within a Bank Organization
    IMES Discussion Paper Series, Institute for Monetary and Economic Studies, Bank of Japan View citations (2)
25. Firm Growth and Efficiency in the Banking Industry: A new test of the efficient structure hypothesis
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (7)
    See also Journal Article Firm growth and efficiency in the banking industry: A new test of the efficient structure hypothesis, Journal of Banking & Finance, Elsevier (2014) View citations (26) (2014)
26. Natural Disasters and Firm Dynamics (Japanese)
    Policy Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI) View citations (1)
27. Natural Disasters, Damage to Banks, and Firm Investment
    Working Paper Series, Center for Interfirm Network, Institute of Economic Research, Hitotsubashi University View citations (7)
    Also in Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) (2012) View citations (19)
    See also Journal Article NATURAL DISASTERS, DAMAGE TO BANKS, AND FIRM INVESTMENT, International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association (2016) View citations (27) (2016)

2011

28. Current Status of Firm-Bank Relationships and the Use of Collateral in Japan: An Overview of the Teikoku Databank Data
    Working Paper Series, Center for Interfirm Network, Institute of Economic Research, Hitotsubashi University
29. Current Status of Interfirm Relationships in Japan: An Overview of the Teikoku Databank Data
    Working Paper Series, Center for Interfirm Network, Institute of Economic Research, Hitotsubashi University

2010

30. Repayment Enforcement and Informational Advantages: Empirical determinants of trade credit use
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (4)

2009

31. Loan Officers and Relationship Lending to SMEs
    Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences View citations (9)
    Also in Working Paper Series, Federal Reserve Bank of San Francisco (2008) View citations (1)
    See also Journal Article Loan officers and relationship lending to SMEs, Journal of Financial Intermediation, Elsevier (2012) View citations (143) (2012)
32. The Current Status of SME Financing under the Financial Crisis: A summary of the Survey on the Status of Transactions between Businesses and Financial Institutions (Feb. 2008) and the Survey on the Status of Transactions between Businesses and Financial Institutions following the Financial Crisis (Feb. 2009). (Japanese)
    Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI) View citations (1)

2007

33. Bank Consolidation and Soft Information Acquisition in Small Business Lending
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (15)
    See also Journal Article Bank Consolidation and Soft Information Acquisition in Small Business Lending, Journal of Financial Services Research, Springer (2014) View citations (19) (2014)
34. Bank Size and Lending Relationships in Japan
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (8)
    Also in Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) (2006) View citations (6)
    See also Journal Article Bank size and lending relationships in Japan, Journal of the Japanese and International Economies, Elsevier (2008) View citations (86) (2008)
    Chapter Bank Size and Lending Relationships in Japan, NBER Chapters, National Bureau of Economic Research, Inc (2008) View citations (86) (2008)

2006

35. Are Trade Creditors Relationship Lenders?
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (17)
    See also Journal Article Are trade creditors relationship lenders?, Japan and the World Economy, Elsevier (2013) View citations (16) (2013)
36. Efficiency Structure Hypothesis versus Structure-Conduct-Performance Hypothesis Revisited (Japanese)
    Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI)
37. Empirical Determinants of Bargaining Power
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (5)
38. Information Verifiability, Bank Organization, Bank Competition and Bank-Borrower Relationships
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (26)
    See also Journal Article Information verifiability, bank organization, bank competition and bank-borrower relationships, Journal of Banking & Finance, Elsevier (2011) View citations (43) (2011)
39. Loan Officers and Relationship Lending
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (16)
40. SME financing and the choice of lending technology
    Discussion papers, Research Institute of Economy, Trade and Industry (RIETI) View citations (16)

2005

41. Test of the Efficiency Structure Hypothesis with an Application to Japanese Major Banks (Japanese)
    Discussion Papers (Japanese), Research Institute of Economy, Trade and Industry (RIETI) View citations (1)

2004

42. HERD BEHAVIOR IN THE JAPANESE LOAN MARKET: EVIDENCE FROM BANK PANEL DATA
    Econometric Society 2004 Far Eastern Meetings, Econometric Society
    Also in Econometric Society 2004 Australasian Meetings, Econometric Society (2004)
    See also Journal Article Herd behavior in the Japanese loan market: Evidence from bank panel data, Journal of Financial Intermediation, Elsevier (2007) View citations (41) (2007)

2003

43. Has Competition in the Japanese Banking Sector Improved?
    Discussion Papers in Economics and Business, Osaka University, Graduate School of Economics View citations (1)
    See also Journal Article Has competition in the Japanese banking sector improved?, Journal of Banking & Finance, Elsevier (2005) View citations (91) (2005)
44. 日本における銀行モニタリングのガバナンス機能, Bank Monitoring and Corporate Governance in Japan
    CEI Working Paper Series, Center for Economic Institutions, Institute of Economic Research, Hitotsubashi University

Journal Articles

2025

1. Characteristics of green loan users and the green policy mix
   Energy Economics, 2025, 143, (C)
   See also Working Paper Characteristics of Green Loan Users and the Green Policy Mix, Discussion papers (2023) (2023)
2. The collateral channel versus the bank lending channel: Evidence from a massive earthquake
   Journal of Banking & Finance, 2025, 170, (C)

2024

3. Does trade credit absorb adverse shocks? Evidence on SMEs in Japan
   Pacific-Basin Finance Journal, 2024, 88, (C)

2023

4. Management innovations in family firms after CEO successions: Evidence from Japanese SMEs
   Japan and the World Economy, 2023, 66, (C)

2022

5. Bank–firm relationship and loan maturity: Evidence from Japanese SMEs
   Journal of the Japanese and International Economies, 2022, 66, (C)
6. Initial funding and founders’ human capital: An empirical analysis using multiple surveys for start-up firms
   Japan and the World Economy, 2022, 63, (C) View citations (2)
7. The Economy and Society under the COVID-19 Pandemic: Evidence from Surveys
   Economic Review, 2022, 73, (2), 133-159

2021

8. Lending pro-cyclicality and macroprudential policy: Evidence from Japanese LTV ratios
   Journal of Financial Stability, 2021, 53, (C) View citations (8)
   See also Working Paper Lending Pro-Cyclicality and Macro-Prudential Policy: Evidence from Japanese LTV Ratios, HIT-REFINED Working Paper Series (2016) View citations (4) (2016)

2020

9. Impact of a Change in Government Loan Interest Rateson Ratesand Amount of LoansExtended by Other Banks
   Economic Review, 2020, 71, (4), 333-357 View citations (3)

2019

10. The real driver of trade credit
    Pacific-Basin Finance Journal, 2019, 57, (C) View citations (4)
    See also Working Paper Real Driver of Trade Credit, Discussion papers (2013) View citations (6) (2013)

2016

11. Effects of Lending Relationships with Government Banks on Firm Performance: Evidence from Japan's Government Bank for Small Businesses
    Economic Review, 2016, 67, (3), 238-260 View citations (2)
12. NATURAL DISASTERS, DAMAGE TO BANKS, AND FIRM INVESTMENT
    International Economic Review, 2016, 57, (4), 1335-1370 View citations (27)
    See also Working Paper Natural Disasters, Damage to Banks, and Firm Investment, Working Paper Series (2012) View citations (7) (2012)

2015

13. Collateral Value and Financing Constraint: Analysis using Corporate Data after the Great Tohoku Earthquake
    Economic Review, 2015, 66, (3), 224-241
14. Financial shocks, bankruptcy, and natural selection
    Japan and the World Economy, 2015, 36, (C), 123-135 View citations (5)
    See also Working Paper Financial Shocks, Bankruptcy, and Natural Selection, Mo.Fi.R. Working Papers (2015) View citations (6) (2015)
15. The Repository of Soft Information within Bank Organizations
    Journal of Money, Credit and Banking, 2015, 47, (4), 737-770 View citations (9)

2014

16. Bank Consolidation and Soft Information Acquisition in Small Business Lending
    Journal of Financial Services Research, 2014, 45, (2), 173-200 View citations (19)
    See also Working Paper Bank Consolidation and Soft Information Acquisition in Small Business Lending, Discussion papers (2007) View citations (15) (2007)
17. Firm growth and efficiency in the banking industry: A new test of the efficient structure hypothesis
    Journal of Banking & Finance, 2014, 40, (C), 143-153 View citations (26)
    See also Working Paper Firm Growth and Efficiency in the Banking Industry: A new test of the efficient structure hypothesis, Discussion papers (2012) View citations (7) (2012)

2013

18. Are trade creditors relationship lenders?
    Japan and the World Economy, 2013, 25-26, 24-38 View citations (16)
    See also Working Paper Are Trade Creditors Relationship Lenders?, Discussion papers (2006) View citations (17) (2006)
19. Natural Disasters and Firm Dynamics
    Economic Review, 2013, 64, (2), 97-118

2012

20. Loan officers and relationship lending to SMEs
    Journal of Financial Intermediation, 2012, 21, (1), 97-122 View citations (143)
    See also Working Paper Loan Officers and Relationship Lending to SMEs, Mo.Fi.R. Working Papers (2009) View citations (9) (2009)

2011

21. Herd Behaviour by Japanese Banks after Financial Deregulation
    Economica, 2011, 78, (312), 618-636 View citations (16)
22. Inflation target and debt management of local government bonds
    Japan and the World Economy, 2011, 23, (3), 178-189
23. Information verifiability, bank organization, bank competition and bank-borrower relationships
    Journal of Banking & Finance, 2011, 35, (4), 935-954 View citations (43)
    See also Working Paper Information Verifiability, Bank Organization, Bank Competition and Bank-Borrower Relationships, Discussion papers (2006) View citations (26) (2006)
24. What Do Banks Evaluate When They Screen Borrowers? Soft Information, Hard Information and Collateral
    Journal of Financial Services Research, 2011, 40, (1), 29-48 View citations (27)

2009

25. Market discipline and bank efficiency
    Journal of International Financial Markets, Institutions and Money, 2009, 19, (5), 792-802 View citations (23)

2008

26. Bank size and lending relationships in Japan
    Journal of the Japanese and International Economies, 2008, 22, (2), 242-267 View citations (86)
    See also Chapter Bank Size and Lending Relationships in Japan, NBER Chapters, 2008, 242-267 (2008) View citations (86) (2008)
    Working Paper Bank Size and Lending Relationships in Japan, NBER Working Papers (2007) View citations (8) (2007)
27. Negative Impact of Bank Consolidation against on Soft Information Acquisition
    Economic Review, 2008, 59, (2), 153-163

2007

28. Herd behavior in the Japanese loan market: Evidence from bank panel data
    Journal of Financial Intermediation, 2007, 16, (4), 555-583 View citations (41)
    See also Working Paper HERD BEHAVIOR IN THE JAPANESE LOAN MARKET: EVIDENCE FROM BANK PANEL DATA, Econometric Society 2004 Far Eastern Meetings (2004) (2004)

2005

29. Has competition in the Japanese banking sector improved?
    Journal of Banking & Finance, 2005, 29, (2), 419-439 View citations (91)
    See also Working Paper Has Competition in the Japanese Banking Sector Improved?, Discussion Papers in Economics and Business (2003) View citations (1) (2003)
30. Optimal inflation target under uncertainty
    Japan and the World Economy, 2005, 17, (4), 470-479 View citations (3)

2004

31. OPTIMAL CONTRACTS FOR CENTRAL BANKERS AND PUBLIC DEBT POLICY*
    The Japanese Economic Review, 2004, 55, (4), 372-400 View citations (1)

2003

32. Deposit Collateral and the Role of Banks
    Review of Finance, 2003, 7, (3), 409-435 View citations (1)
    Also in Review of Finance, 2003, 7, (3), 409-435 (2003) View citations (1)

Books

2015

1. Interfirm Relationships and Trade Credit in Japan
   SpringerBriefs in Economics, Springer View citations (4)

Chapters

2015

1. A New Look at Bank-Firm Relationships and the Use of Collateral in Japan: Evidence from Teikoku Databank Data
   Springer View citations (7)
2. Interfirm Relationships and Trade Credit in Japan: Evidence from Micro-Data
   Springer View citations (4)

2008

3. Bank Size and Lending Relationships in Japan
   A chapter in Organizational Innovation and Firm Performance, 2008, pp 242-267 View citations (86)
   See also Working Paper Bank Size and Lending Relationships in Japan, National Bureau of Economic Research, Inc (2007) View citations (8) (2007)
   Journal Article Bank size and lending relationships in Japan, Elsevier (2008) View citations (86) (2008)