Details about Zhu Wang

Access statistics for papers by Zhu Wang.

Last updated 2020-05-06. Update your information in the RePEc Author Service.

Short-id: pwa247

Working Papers

2020

1. Idea Diffusion and Property Rights
   Working Paper, Federal Reserve Bank of Richmond

2019

2. Two-sided Market, R&D and Payments System Evolution
   Working Paper, Federal Reserve Bank of Richmond

2017

3. Should Platforms be Allowed to Charge Ad Valorem Fees?
   Working Paper, Federal Reserve Bank of Richmond

2015

4. Innovation, Deregulation, and the Life Cycle of a Financial Service Industry
   Working Paper, Federal Reserve Bank of Richmond View citations (2)
   Also in IMF Working Papers, International Monetary Fund (2015) View citations (1)
   See also Journal Article in Review of Economic Dynamics (2017)

2014

5. Payment Choice and the Future of Currency: Insights from Two Billion Retail Transactions
   Working Paper, Federal Reserve Bank of Richmond View citations (13)

2013

6. Competitors, Complementors, Parents and Places: Explaining Regional Agglomeration in the U.S. Auto Industry
   Working Papers, New York University, Leonard N. Stern School of Business, Department of Economics
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2013)
   CEPR Discussion Papers, C.E.P.R. Discussion Papers (2013)
   Working Paper, Federal Reserve Bank of Richmond (2013)
   See also Journal Article in Review of Economic Dynamics (2018)
7. Demand externalitites and price cap regulation: Learning from a two-sided market
   Working Paper, Federal Reserve Bank of Richmond View citations (3)
8. Internet banking: an exploration in technology diffusion and impact
   Working Paper, Federal Reserve Bank of Richmond View citations (4)
   Also in Payments System Research Working Paper, Federal Reserve Bank of Kansas City (2005) View citations (12)
9. Spin-offs: Theory and Evidence from the Early U.S. Automobile Industry
   2013 Meeting Papers, Society for Economic Dynamics View citations (1)
   Also in Research Working Paper, Federal Reserve Bank of Kansas City (2009) View citations (15)

2012

10. Ad-valorem platform fees and efficient price discrimination
    Working Paper, Federal Reserve Bank of Richmond View citations (2)
11. The Determinants of Geographic Concentration of Industry: A Quantitative Analysis
    2012 Meeting Papers, Society for Economic Dynamics
12. The economics of two-sided payment card markets: pricing, adoption and usage
    Working Paper, Federal Reserve Bank of Richmond View citations (2)
    Also in Research Working Paper, Federal Reserve Bank of Kansas City (2008) View citations (14)

2011

13. Product Innovation and Network Survival in the U.S. ATM and Debit Card Industry
    2011 Meeting Papers, Society for Economic Dynamics View citations (2)

2008

14. Market structure and credit card pricing: what drives the interchange?
    Payments System Research Working Paper, Federal Reserve Bank of Kansas City View citations (5)
15. Network Effects and Geographic Concentration of Industry
    Working Papers, NET Institute
16. Product innovation and network survival in the U.S. ATM and debit card network industry
    Research Working Paper, Federal Reserve Bank of Kansas City View citations (1)
17. Why do card issuers charge proportional fees?
    Research Working Paper, Federal Reserve Bank of Kansas City View citations (2)

2007

18. Microfoundations of Two-sided Markets: The Payment Card Example
    DNB Working Papers, Netherlands Central Bank, Research Department View citations (6)
    Also in Payments System Research Working Paper, Federal Reserve Bank of Kansas City (2006) View citations (4)

2006

19. Learning, diffusion and the industry life cycle
    Payments System Research Working Paper, Federal Reserve Bank of Kansas City View citations (11)
20. Technology Innovation and Market Turbulence: A Dotcom Example
    2006 Meeting Papers, Society for Economic Dynamics

2005

21. Technological innovation and market turbulence: the dot-com experience
    Payments System Research Working Paper, Federal Reserve Bank of Kansas City View citations (1)
    See also Journal Article in Review of Economic Dynamics (2007)

Journal Articles

2020

1. Technology Diffusion: The Case of Internet Banking
   Economic Quarterly, 2020, (1Q), 19-40

2018

2. Competitor, Complementors, Parents and Places: Explaining Regional Agglomeration in the U.S. Auto Industry
   Review of Economic Dynamics, 2018, 30, 1-29 View citations (1)
   See also Working Paper (2013)
3. The Decline in Currency Use at a National Retail Chain
   Economic Quarterly, 2018, (2Q), 53-77
4. Why Do Platforms Use Ad Valorem Fees? Evaluating Two Alternative Explanations
   Economic Quarterly, 2018, (4Q), 153-171

2017

5. Innovation, Deregulation, and the Life Cycle of a Financial Service Industry
   Review of Economic Dynamics, 2017, 26, 180-203 View citations (5)
   See also Working Paper (2015)
6. What Two Billion Retail Transactions Reveal about Consumers’ Choice of Payments
   Richmond Fed Economic Brief, 2017, (April)

2016

7. Consumer Payment Choice in the Fifth District: Learning from a Retail Chain
   Economic Quarterly, 2016, (1Q), 51-78
8. Price cap regulation in a two-sided market: Intended and unintended consequences
   International Journal of Industrial Organization, 2016, 45, (C), 28-37 View citations (4)

2015

9. Did the Durbin Amendment Reduce Merchant Costs? Evidence from Survey Results
   Richmond Fed Economic Brief, 2015, (Dec)

2014

10. The Impact of the Durbin Amendment on Merchants: A Survey Study
    Economic Quarterly, 2014, (3Q), 183-208 View citations (1)

2013

11. Welfare Analysis of Debit Card Interchange Fee Regulation
    Richmond Fed Economic Brief, 2013, (Oct)
12. Why Do Debit Card Networks Charge Percentage Fees?
    Richmond Fed Economic Brief, 2013, (Feb)

2012

13. Debit card interchange fee regulation: some assessments and considerations
    Economic Quarterly, 2012, 98, (3Q), 159-182 View citations (9)
14. Explaining the car industry cluster: the case of U.S. car makers from 1895-1969
    Richmond Fed Economic Brief, 2012, (Oct)

2011

15. Why Do Payment Card Networks Charge Proportional Fees?
    American Economic Review, 2011, 101, (4), 1575-90 View citations (29)

2010

16. Market structure and payment card pricing: What drives the interchange?
    International Journal of Industrial Organization, 2010, 28, (1), 86-98 View citations (15)
17. Regulating debit cards: the case of ad valorem fees
    Economic Review, 2010, 95, (Q I), 71-93 View citations (4)

2008

18. Income Distribution, Market Size and the Evolution of Industry
    Review of Economic Dynamics, 2008, 11, (3), 542-565 View citations (19)

2007

19. Nonbanks in the payments system: innovation, competition, and risk - a conference summary
    Economic Review, 2007, 92, (Q III), 83-106
20. Scale without mass: business process replication and industry dynamics - discussion
    Proceedings, 2007, (Nov)
21. Technological Innovation and Market Turbulence: The Dot-com Experience
    Review of Economic Dynamics, 2007, 10, (1), 78-105 View citations (6)
    See also Working Paper (2005)

2006

22. Online banking comes of age
    TEN, 2006, (Win), 22-25 View citations (3)

Software Items