Research on the Model of Household Credit Risk Evaluation of Rural Microfinance

Manhong Zhu, Chuan-yu Si and Jing Wang

Asian Agricultural Research, 2011, vol. 03, issue 10, 4

Abstract: Since rural microfinance is a credit which grants loans without collateral and guarantees to farmers, it is considerably important to evaluate and control the household credit risk. Through establishing the evaluation index system and then using catastrophe progression theory, three common types of catastrophe system and the normalization formula, we get the comprehensive evaluation. Finally, we take the empirical test and the result shows that this method is simpler and more objective which can be used by the credit cooperatives to decide whether to authorize the loans.

Keywords: Agribusiness (search for similar items in EconPapers)
Date: 2011
References: Add references at CitEc
Citations:

Downloads: (external link)
https://ageconsearch.umn.edu/record/122952/files/13.PDF (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ags:asagre:122952

DOI: 10.22004/ag.econ.122952

Access Statistics for this article

More articles in Asian Agricultural Research from USA-China Science and Culture Media Corporation
Bibliographic data for series maintained by AgEcon Search ().