Title Assurance and Settlement Charges

Deborah Ann Ford

Real Estate Economics, 1982, vol. 10, issue 3, 297-312

Abstract: The assurance that a seller of real estate has the right to transfer property free and clear of any encumbrances is important to potential purchasers and lenders. In the vast majority of cases in which real property is transferred, title insurance is used for this purpose. Consumer ignorance, coupled with a price structure based on the sales price of the property being insured, has led to an industry in which it is theoretically possible for the total charges by the primary supplier of the services to be indefinitely above a competitive level.

Date: 1982
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