Mortgage Borrowing as a Frontier Developed: A Study of Mortgages in Champaign County, Illinois, 1836–1895

Robert F. Severson, James F. Niss and Richard D. Winkelman

The Journal of Economic History, 1966, vol. 26, issue 2, 147-168

Abstract: This study of mortgage borrowing in the American West covers mortgage activity in Champaign County, Illinois, from 1836 through 1895, but emphasizes the years 1854 through 1895. This time span covers the county from the time it was a part of the American frontier until it became a developed geographic unit within the national economy. Primary concern is with the level and trend of interest rates and with sources and uses of mortgage funds.

Date: 1966
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