Fintech: Ecosystem, business models, investment decisions, and challenges

In Lee and Yong Jae Shin

Business Horizons, 2018, vol. 61, issue 1, 35-46

Abstract: Fintech brings about a new paradigm in which information technology is driving innovation in the financial industry. Fintech is touted as a game changing, disruptive innovation capable of shaking up traditional financial markets. This article introduces a historical view of fintech and discusses the ecosystem of the fintech sector. We then discuss various fintech business models and investment types. This article illustrates the use of real options for fintech investment decisions. Finally, technical and managerial challenges for both fintech startups and traditional financial institutions are discussed.

Keywords: Fintech; Business models; Financial startups; Disruptive innovation; Online banking; Real options (search for similar items in EconPapers)
Date: 2018
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (221)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:bushor:v:61:y:2018:i:1:p:35-46

DOI: 10.1016/j.bushor.2017.09.003

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