How Merchants Get Paid

Oz Shy

No 2020-02, Consumer Payments Research Data Reports from Federal Reserve Bank of Atlanta

Abstract: Using a representative sample of actual payments made by adult U.S. consumers, this article analyzes the composition of payment methods consumers use to pay for goods and services. Consumer spending is divided into 21 main merchant categories. Results show the distributions of electronic, card, and paper payment methods and the degree of payment concentration for each merchant category.

Keywords: payment methods; payment instruments (search for similar items in EconPapers)
JEL-codes: D9 E42 M2 (search for similar items in EconPapers)
Pages: 26
Date: 2020-02-01
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