Details about Oz Shy

E-mail:
Homepage:	http://www.ozshy.com
Workplace:	Economic Research Department, Federal Reserve Bank of Atlanta, (more information at EDIRC)

Access statistics for papers by Oz Shy.

Last updated 2019-03-23. Update your information in the RePEc Author Service.

Short-id: psh190

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Working Papers

2022

1. Payments Evolution from Paper to Electronic Payments by Merchant Type
   Working Papers, Federal Reserve Bank of Boston
2. Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees
   Working Papers, Federal Reserve Bank of Boston

2021

3. Digital Currency, Digital Payments, and the 'Last Mile' to the Unbanked
   Policy Hub, Federal Reserve Bank of Atlanta
4. How People Pay Each Other: Data, Theory, and Calibrations
   FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (1)

2020

5. Alternative Methods for Studying Consumer Payment Choice
   FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (1)
   Also in FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2020) View citations (1)
6. How Consumers Get Cash: Evidence from a Diary Survey
   Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta View citations (1)
7. How Currency Denomination and the ATM Affect the Way We Pay
   FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (7)
8. Low-Income Consumers and Payment Choice
   FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (5)
9. U.S. Consumers' Use of Personal Checks: Evidence from a Diary Survey
   Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta View citations (1)

2019

10. Cashless Stores and Cash Users
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (1)
11. Consumer Use of Multiple Payment Methods
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta

2017

12. Cash Versus Card: Payment Discontinuities and the Burden of Holding Coins
    Staff Working Papers, Bank of Canada View citations (2)
    See also Journal Article in Journal of Banking & Finance (2019)

2016

13. Taking 'Some' of the Mimicry Out of the Adoption Process: Quality-Management and Strategic Substitution
    CEPR Discussion Papers, C.E.P.R. Discussion Papers
    Also in ESMT Research Working Papers, ESMT European School of Management and Technology (2016)

2015

14. How are U.S. consumers using general purpose reloadable prepaid cards?: are they being used as substitutes for checking accounts?
    Research Data Report, Federal Reserve Bank of Boston View citations (6)

2014

15. Costs and benefits of building faster payment systems: the U.K. experience and implications for the United States
    Current Policy Perspectives, Federal Reserve Bank of Boston View citations (10)
16. Limited Deposit Insurance Coverage and Bank Competition
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (2)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2014) View citations (2)
    See also Journal Article in Journal of Banking & Finance (2016)
17. Merchant steering of consumer payment choice: evidence from a 2012 Diary survey
    Working Papers, Federal Reserve Bank of Boston
    See also Journal Article in Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics) (2015)

2013

18. How many cards do you use?
    Working Papers, Federal Reserve Bank of Boston View citations (5)
19. Merchant steering of consumer payment choice: lessons learned from consumer surveys
    Research Data Report, Federal Reserve Bank of Boston
20. Window shopping
    Working Papers, Federal Reserve Bank of Boston

2012

21. Investment in customer recognition and information exchange
    Working Papers, Federal Reserve Bank of Boston View citations (3)
    See also Journal Article in Information Economics and Policy (2013)
22. Who gains and who loses from the 2011 debit card interchange fee reform?
    Public Policy Discussion Paper, Federal Reserve Bank of Boston View citations (1)
23. Why don’t most merchants use price discounts to steer consumer payment choice?
    Public Policy Discussion Paper, Federal Reserve Bank of Boston View citations (1)
    See also Journal Article in Review of Industrial Organization (2014)

2011

24. Account-to-account electronic money transfers: recent developments in the United States
    Public Policy Discussion Paper, Federal Reserve Bank of Boston
    See also Journal Article in Review of Network Economics (2012)
25. An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks
    Public Policy Discussion Paper, Federal Reserve Bank of Boston View citations (2)
26. Customer recognition and competition
    Working Papers, Federal Reserve Bank of Boston View citations (2)

2010

27. A short survey of network economics
    Working Papers, Federal Reserve Bank of Boston View citations (2)
    See also Journal Article in Review of Industrial Organization (2011)
28. Person-to-person electronic funds transfers: recent developments and policy issues
    Public Policy Discussion Paper, Federal Reserve Bank of Boston
29. Who gains and who loses from credit card payments?: theory and calibrations
    Public Policy Discussion Paper, Federal Reserve Bank of Boston View citations (6)

2009

30. Efficient organization of production: nested versus horizontal outsourcing
    Working Papers, Federal Reserve Bank of Boston
    See also Journal Article in Economics Letters (2012)
31. Real estate brokers and commission: theory and calibrations
    Working Papers, Federal Reserve Bank of Boston View citations (1)
    See also Journal Article in The Journal of Real Estate Finance and Economics (2012)

2008

32. Why Do Payment Card Networks Charge Proportional Feeds?
    Research Working Paper, Federal Reserve Bank of Kansas City View citations (2)
    See also Journal Article in American Economic Review (2011)

2007

33. Market Dominance and Behaviour-Based Pricing under Horizontal and Vertical Differentiation
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (5)

2005

34. Dynamic Models of Religious Conformity and Conversion: Theory and Calibrations
    CIG Working Papers, Wissenschaftszentrum Berlin (WZB), Research Unit: Competition and Innovation (CIG)
    See also Journal Article in European Economic Review (2007)
35. Refunds and Collusion
    "Marco Fanno" Working Papers, Dipartimento di Scienze Economiche "Marco Fanno"
36. Relative Market Share, Leadership and Competition in Concentrated Banking Markets
    ICER Working Papers, ICER - International Centre for Economic Research View citations (2)

2004

37. Price Competition, Business Hours, and Shopping Time Flexibility
    CIG Working Papers, Wissenschaftszentrum Berlin (WZB), Research Unit: Competition and Innovation (CIG) View citations (1)
    See also Journal Article in Economic Journal (2008)

2001

38. Price competition when consumer behavior is characterized by conformity or vanity
    LIDAM Reprints CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) View citations (93)
    Also in LIDAM Discussion Papers CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) (1997) View citations (1)
    See also Journal Article in Journal of Public Economics (2001)

1999

39. A strategic approach to software protection
    LIDAM Reprints CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) View citations (91)
    See also Journal Article in Journal of Economics & Management Strategy (1999)

1997

40. Network Structure and Entry, in the Deregulated Airline Industry
    CIE Discussion Papers, University of Copenhagen. Department of Economics. Centre for Industrial Economics
    Also in LIDAM Discussion Papers CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) (1994) View citations (3)

1996

41. Standardization Policy and International Trade
    Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research View citations (3)
    Also in Working Papers, Tel Aviv - the Sackler Institute of Economic Studies (1996)
    See also Journal Article in Journal of International Economics (2001)
42. Undercut-Proof Equilibria
    Working Papers, Tel Aviv

1995

43. Product Differentiation in the Presence of Positive and Negative Network Effects
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (9)
44. Product Differentiation in the Presence of Snob and Bandwagon Effects
    Working Papers, Tel Aviv View citations (3)

1994

45. Bundling and International Market Segmentation
    Working Papers, Research Seminar in International Economics, University of Michigan
    See also Journal Article in International Economic Review (1996)

1993

46. Local Services and International Market Integration
    Working Papers, Stockholm - International Economic Studies
    Also in Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1993)
    Working Papers, Tel Aviv - the Sackler Institute of Economic Studies (1993)

1992

47. A Welfare Evaluation of Anti-Dumping Rules
    Working Papers, Tel Aviv
    Also in Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1992)
48. A Welfare Evaluation of Comparison Advertising
    Working Papers, Tel Aviv - the Sackler Institute of Economic Studies
49. Technology Revolutions and the Gestation of New Technologies
    Working Papers, Stockholm - International Economic Studies
    Also in Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1991)
    See also Journal Article in International Economic Review (1993)

1991

50. Airline Deregulation and the Choice of Networks
    Working Papers, Tel Aviv - the Sackler Institute of Economic Studies
    Also in Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1991)
51. International Standardization and Protection
    Working Papers, Stockholm - International Economic Studies View citations (2)
52. Planned Obsolescence as an Engine of Technological Progress
    Working Papers, Tel Aviv - the Sackler Institute of Economic Studies
    Also in Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1991)
    See also Journal Article in Journal of Industrial Economics (1993)
53. The Crowding-Out of Long Duration of Patents
    Working Papers, Tel Aviv - the Sackler Institute of Economic Studies
54. The Environment and International Trade
    Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research View citations (1)

1990

55. DO CONSUMERS ALWAYS GAIN WHEN MORE PEOPLE BUY THE SAME BRAND?
    Working Papers, Tel Aviv View citations (5)
    Also in Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1990) View citations (3)
56. PARTIALLY COMPATIBLE BRANDS AND CONSUMER WELFARE
    Working Papers, Tel Aviv View citations (4)
    Also in Foerder Institute for Economic Research Working Papers, Tel-Aviv University > Foerder Institute for Economic Research (1990) View citations (2)

Journal Articles

2019

1. ANTI‐POACHING AGREEMENTS IN LABOR MARKETS
   Economic Inquiry, 2019, 57, (1), 243-263 View citations (2)
2. Cash versus card: Payment discontinuities and the burden of holding coins
   Journal of Banking & Finance, 2019, 99, (C), 192-201 View citations (14)
   See also Working Paper (2017)

2018

3. Dynamic labor market competition and wage seniority
   International Journal of Industrial Organization, 2018, 61, (C), 130-154 View citations (2)

2017

4. An overlapping generations model of taxpayer bailouts of banks
   Journal of Financial Stability, 2017, 33, (C), 71-80 View citations (4)

2016

5. A welfare evaluation of tying strategies
   Research in Economics, 2016, 70, (4), 623-637 View citations (1)
6. Customer Privacy and Competition
   Journal of Economics & Management Strategy, 2016, 25, (3), 539-562 View citations (20)
7. History-based versus uniform pricing in growing and declining markets
   International Journal of Industrial Organization, 2016, 48, (C), 88-117 View citations (1)
8. Limited deposit insurance coverage and bank competition
   Journal of Banking & Finance, 2016, 71, (C), 95-108 View citations (4)
   See also Working Paper (2014)

2015

9. Do Tips Increase Workers' Income?
   Management Science, 2015, 61, (9), 2041-2051 View citations (1)
10. Exclusion, competition, and regulation in the retail loan market
    Journal of Banking & Finance, 2015, 52, (C), 189-198
11. Merchant steering of consumer payment choice: Evidence from a 2012 diary survey
    Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), 2015, 55, (C), 1-9 View citations (8)
    See also Working Paper (2014)

2014

12. MEASURING SOME EFFECTS OF THE 2011 DEBIT CARD INTERCHANGE FEE REFORM
    Contemporary Economic Policy, 2014, 32, (4), 769-783 View citations (7)
13. Why Don’t Most Merchants Use Price Discounts to Steer Consumer Payment Choice?
    Review of Industrial Organization, 2014, 44, (4), 367-392 View citations (14)
    See also Working Paper (2012)

2013

14. Investment in customer recognition and information exchange
    Information Economics and Policy, 2013, 25, (2), 92-106 View citations (15)
    See also Working Paper (2012)

2012

15. A Welfare Evaluation of History-Based Price Discrimination
    Journal of Industry, Competition and Trade, 2012, 12, (4), 373-393 View citations (35)
16. AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS
    Journal of Competition Law and Economics, 2012, 8, (1), 107-144 View citations (3)
17. Account-to-Account Electronic Money Transfers: Recent Developments in the United States
    Review of Network Economics, 2012, 11, (1), 1-25 View citations (4)
    See also Working Paper (2011)
18. Efficient organization of production: Nested versus horizontal outsourcing
    Economics Letters, 2012, 116, (3), 593-596 View citations (2)
    See also Working Paper (2009)
19. Real Estate Brokers and Commission: Theory and Calibrations
    The Journal of Real Estate Finance and Economics, 2012, 45, (4), 982-1004 View citations (4)
    See also Working Paper (2009)

2011

20. A Short Survey of Network Economics
    Review of Industrial Organization, 2011, 38, (2), 119-149 View citations (52)
    See also Working Paper (2010)
21. History-based price discrimination and entry in markets with switching costs: A welfare analysis
    European Economic Review, 2011, 55, (5), 732-739 View citations (58)
22. Why Do Payment Card Networks Charge Proportional Fees?
    American Economic Review, 2011, 101, (4), 1575-90 View citations (37)
    See also Working Paper (2008)

2010

23. Consistent Bargaining
    Economics Bulletin, 2010, 30, (2), 1425-1432

2009

24. Constant Best-Response Functions: Interpreting Cournot
    International Journal of Business and Economics, 2009, 8, (1), 1-6 View citations (2)

2008

25. Assessing market dominance
    Journal of Economic Behavior & Organization, 2008, 68, (1), 63-72 View citations (13)
26. Measuring the cost of making payment decisions
    Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), 2008, 37, (6), 2411-2416
27. Price Competition, Business Hours and Shopping Time Flexibility
    Economic Journal, 2008, 118, (531), 1171-1195 View citations (14)
    See also Working Paper (2004)
28. Refunds and collusion in service industries
    Journal of Economics and Business, 2008, 60, (6), 502-516 View citations (1)
29. Rethinking the Roles of Banks: A Call for Narrow Banking
    The Economists' Voice, 2008, 5, (2), 1-4 View citations (1)

2007

30. Dynamic models of religious conformity and conversion: Theory and calibrations
    European Economic Review, 2007, 51, (5), 1127-1153 View citations (10)
    See also Working Paper (2005)
31. Liquidity provision and optimal bank regulation
    International Journal of Economic Theory, 2007, 3, (3), 219-233 View citations (6)

2006

32. Publishers, artists, and copyright enforcement
    Information Economics and Policy, 2006, 18, (4), 374-384 View citations (33)
33. Service hours with asymmetric distributions of ideal service time
    International Journal of Industrial Organization, 2006, 24, (4), 763-771 View citations (20)

2005

34. A Comment on Liebowitz
    CESifo Economic Studies, 2005, 51, (2-3), 475-476
35. Copyright Enforcement in the Digital Era
    CESifo Economic Studies, 2005, 51, (2-3), 477-489 View citations (9)
36. Partial outsourcing, monitoring cost, and market structure
    Canadian Journal of Economics, 2005, 38, (4), 1173-1190 View citations (24)

2004

37. Advance booking, cancellations, and partial refunds
    Economics Bulletin, 2004, 13, (1), 1-7 View citations (8)
38. Code‐sharing Agreements and Interconnections in Markets for International Flights
    Review of International Economics, 2004, 12, (3), 337-352 View citations (33)
39. Market Structure and Risk Taking in the Banking Industry
    Journal of Economics, 2004, 82, (3), 249-280 View citations (5)
40. Optimal liquidity management and bail-out policy in the banking industry
    Journal of Banking & Finance, 2004, 28, (6), 1319-1335 View citations (5)

2003

41. Copyright protection and hardware taxation
    Information Economics and Policy, 2003, 15, (4), 467-483 View citations (20)
42. Internet and peer-to-peer distributions in markets for digital products
    Economics Letters, 2003, 81, (2), 197-203 View citations (28)
43. Market structure and diversification of mutual funds
    Journal of Financial Markets, 2003, 6, (4), 607-624
44. Pricing of library subscriptions with applications to scientific journals
    Journal of Economics and Business, 2003, 55, (2), 197-218 View citations (1)
45. Strategic outsourcing
    Journal of Economic Behavior & Organization, 2003, 50, (2), 203-224 View citations (88)

2002

46. A quick-and-easy method for estimating switching costs
    International Journal of Industrial Organization, 2002, 20, (1), 71-87 View citations (119)
47. The Market for Electronic Cash Cards
    Journal of Money, Credit and Banking, 2002, 34, (2), 299-314 View citations (37)

2001

48. Price competition when consumer behavior is characterized by conformity or vanity
    Journal of Public Economics, 2001, 80, (3), 385-408 View citations (90)
    See also Working Paper (2001)
49. Standardization policy and international trade
    Journal of International Economics, 2001, 53, (2), 363-383 View citations (55)
    See also Working Paper (1996)

1999

50. A Strategic Approach to Software Protection
    Journal of Economics & Management Strategy, 1999, 8, (2), 163-190 View citations (113)
    See also Working Paper (1999)

1996

51. Bundling and International Market Segmentation
    International Economic Review, 1996, 37, (1), 51-69 View citations (11)
    See also Working Paper (1994)
52. Do consumers gain or lose when more people buy the same brand
    European Journal of Political Economy, 1996, 12, (2), 309-330 View citations (17)
53. Technology revolutions in the presence of network externalities
    International Journal of Industrial Organization, 1996, 14, (6), 785-800 View citations (37)

1993

54. Partial compatibility and supporting services
    Economics Letters, 1993, 41, (2), 193-197 View citations (23)
55. Planned Obsolescence as an Engine of Technological Progress
    Journal of Industrial Economics, 1993, 41, (4), 361-70 View citations (14)
    See also Working Paper (1991)
56. Technology Revolutions and the Gestation of New Technologies
    International Economic Review, 1993, 34, (3), 631-45 View citations (5)
    See also Working Paper (1992)
57. The Crowding-Out Effects of Long Duration of Patents
    RAND Journal of Economics, 1993, 24, (2), 304-312 View citations (16)

1991

58. An overlapping generations model of self-propelled growth
    Journal of Macroeconomics, 1991, 13, (3), 511-521 View citations (7)
59. Intra-industry Trade and the Variety of Home Products
    Canadian Journal of Economics, 1991, 24, (2), 405-16 View citations (3)

1990

60. Network effects without network externalities
    International Journal of Industrial Organization, 1990, 8, (2), 259-270 View citations (111)

1988

61. A general equilibrium model of pareto inferior trade
    Journal of International Economics, 1988, 25, (1-2), 143-154 View citations (23)

Books

2001

1. The Economics of Network Industries
   Cambridge Books, Cambridge University Press View citations (297)
   Also in Cambridge Books, Cambridge University Press (2001) View citations (297)

1996

2. Industrial Organization: Theory and Applications, vol 1
   MIT Press Books, The MIT Press View citations (56)