Rooting out discrimination in home mortgage lending

Stanley D. Longhofer

Economic Commentary, 1995, issue Nov

Abstract: An argument that racial discrimination in the home mortgage market arises not only from bigotry, but from statistical discrimination (wherein race is correlated with some hard-to-measure determinants of creditworthiness) and from a lack of cultural affinity between lenders and minorities. The author argues that each of these causes may require a different remedy.

Keywords: Mortgages; Discrimination in mortgage loans (search for similar items in EconPapers)
Date: 1995
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