Debit card competition: signature versus pin

Victor Lubasi

Chicago Fed Letter, 2005, issue Dec, No 221

Abstract: This article explores costs and benefits of two types of debit card authorization methods?signature and PIN (personal identification number)?for merchants, consumers, and financial institutions. It also considers competition between signature- and PIN-based debit cards in the United States and looks at Canada's predominant usage of PIN-based debit cards.

Keywords: Debit cards; Payment systems (search for similar items in EconPapers)
Date: 2005
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