B2B Payments: A Gradual Shift from Checks to Electronic Payment Methods

Todd Albers, Samuel Baird, Fumiko Hayashi, Ken Issacson and Aditi Routh

Payments System Research Briefing, 2026, 6

Abstract: Over the past decade, U.S. businesses have increasingly used electronic payment methods for business-to-business (B2B) payments and reduced their use of checks. Nevertheless, almost 90 percent of businesses still use checks for at least some of their B2B payments.

Date: 2026
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