Introducing the SCE Credit Access Survey

Wilbert van der Klaauw and Basit Zafar

No 20141120, Liberty Street Economics from Federal Reserve Bank of New York

Abstract: Today, we are releasing new data on consumers? experiences and expectations regarding credit demand. We?ve been collecting these data every four months since mid-2013, as part of our Survey of Consumer Expectations (SCE). Other data sources describing consumer credit either provide aggregates that are an interaction of credit supply and demand (such as the FRBNY Consumer Credit Panel), or show only short-term changes in supply and demand (as reported by the supply side in the Senior Loan Officer Opinion Survey), or are too infrequent to provide a real-time picture of changes in consumer credit demand and access (Survey of Consumer Finances). The goal of the SCE Credit Access Survey?which will henceforth be published every four months?is to fill this void. In this blog post, we provide an overview of the survey and highlight some of its features.

Keywords: Survey of Consumer Expectations (SCE); credit access; experiences; expectations (search for similar items in EconPapers)
JEL-codes: D1 (search for similar items in EconPapers)
Date: 2014-11-20
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