Details about Basit Zafar

Access statistics for papers by Basit Zafar.

Last updated 2023-03-10. Update your information in the RePEc Author Service.

Short-id: pza107

Working Papers

2025

1. Moral Hazard and the Sustainability of Income-Driven Repayment Plans
   NBER Working Papers, National Bureau of Economic Research, Inc

2024

2. Assessing the Costs of Balancing College and Work Activities: The Gig Economy Meets Online Education
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
3. Career Expectations and Outcomes: Evidence (on Gender Gaps) from the Economics Job Market
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
4. College Students and Career Aspirations: Nudging Student Interest in Teaching
   NBER Working Papers, National Bureau of Economic Research, Inc
5. Gender Differences in Negotiations and Labor Market Outcomes: Evidence from an Information Intervention with College Students
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
6. Information-Optional Policies and the Gender Concealment Gap
   NBER Working Papers, National Bureau of Economic Research, Inc

2023

7. The Impact of COVID-19 on Workers’ Expectations and Preferences for Remote Work
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)

2022

8. Anticipated Gender Discrimination and Grade Disclosure
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
9. Economic Shocks and Skill Acquisition: Evidence from a National Online Learning Platform at the Onset of COVID-19
   NBER Working Papers, National Bureau of Economic Research, Inc
10. Should Mothers Work? How Perceptions of the Social Norm Affect Individual Attitudes Toward Work in the U.S
    Staff Reports, Federal Reserve Bank of New York View citations (6)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2022) View citations (6)
11. Survey Experiments on Economic Expectations
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (21)

2021

12. A (Dynamic) Investigation of Stereotypes, Belief-Updating, and Behavior
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (8)
13. Biases in Information Selection and Processing: Survey Evidence from the Pandemic
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (23)
14. Estimating Students' Valuation for College Experiences
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (7)
15. Gender Differences in Job Search and the Earnings Gap: Evidence from the Field and Lab
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (18)

2020

16. Ask and You Shall Receive? Gender Differences in Regrades in College
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (7)
17. College Majors
    NBER Working Papers, National Bureau of Economic Research, Inc
18. Information and Social Norms: Experimental Evidence on the Labor Market Aspirations of Saudi Women
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)
19. The Impact of COVID-19 on Student Experiences and Expectations: Evidence from a Survey
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (149)
    See also Journal Article The impact of COVID-19 on student experiences and expectations: Evidence from a survey, Journal of Public Economics, Elsevier (2020) View citations (132) (2020)
20. The Role of Heterogeneous Risk Preferences, Discount Rates, and Earnings Expectations in College Major Choice
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (12)

2018

21. Expectations with Endogenous Information Acquisition: An Experimental Investigation
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (40)
22. Labor Market Search With Imperfect Information and Learning
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (62)
    Also in Working Papers, Human Capital and Economic Opportunity Working Group (2018) View citations (53)
23. What Would You Do With $500? Spending Responses to Gains, Losses, News and Loans
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (48)
    Also in Staff Reports, Federal Reserve Bank of New York (2018) View citations (31)

2017

24. Access to credit and financial health: evaluating the impact of debt collection
    Staff Reports, Federal Reserve Bank of New York View citations (2)
25. Valuing Workplace Benefits
    Liberty Street Economics, Federal Reserve Bank of New York

2016

26. An overview of the Survey of Consumer Expectations
    Staff Reports, Federal Reserve Bank of New York View citations (11)
    See also Journal Article An overview of the Survey of Consumer Expectations, Economic Policy Review, Federal Reserve Bank of New York (2017) View citations (48) (2017)
27. Financial Aid, Debt Management, and Socioeconomic Outcomes: Post-College Effects of Merit-Based Aid
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (12)
    Also in Staff Reports, Federal Reserve Bank of New York (2016) View citations (6)
    See also Journal Article Financial aid, debt management, and socioeconomic outcomes: Post-college effects of merit-based aid, Journal of Public Economics, Elsevier (2019) View citations (26) (2019)
28. Home price expectations and behavior: evidence from a randomized information experiment
    Staff Reports, Federal Reserve Bank of New York View citations (14)
29. How Do People Revise Their Inflation Expectations?
    Liberty Street Economics, Federal Reserve Bank of New York View citations (3)
30. Human Capital Investments and Expectations about Career and Family
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (16)
    Also in Staff Reports, Federal Reserve Bank of New York (2016) View citations (8)
31. Is Health Insurance Good for Your Financial Health?
    Liberty Street Economics, Federal Reserve Bank of New York
32. Preference for the Workplace, Human Capital, and Gender
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (13)
33. Preference for the workplace, investment in human capital, and gender
    Staff Reports, Federal Reserve Bank of New York View citations (35)
    See also Journal Article Preference for the Workplace, Investment in Human Capital, and Gender, The Quarterly Journal of Economics, President and Fellows of Harvard College (2018) View citations (249) (2018)
34. Who Is Driving the Recent Decline in Consumers Inflation Expectations?
    Liberty Street Economics, Federal Reserve Bank of New York

2015

35. Expectation Formation
    2015 Meeting Papers, Society for Economic Dynamics
36. Intended College Attendance: Evidence from an Experiment on College Returns and Cost
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (15)
    Also in Staff Reports, Federal Reserve Bank of New York (2015) View citations (3)
    See also Journal Article Intended college attendance: Evidence from an experiment on college returns and costs, Journal of Public Economics, Elsevier (2018) View citations (88) (2018)
37. Personal Experiences and Expectations about Aggregate Outcomes
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (17)
    Also in Staff Reports, Federal Reserve Bank of New York (2015) View citations (6)
    See also Journal Article Personal Experiences and Expectations about Aggregate Outcomes, Journal of Finance, American Finance Association (2019) View citations (148) (2019)
38. The Survey of Consumer Expectations Turns Two!
    Liberty Street Economics, Federal Reserve Bank of New York
39. Trends in Debt Concentration in the United States By Income
    Liberty Street Economics, Federal Reserve Bank of New York

2014

40. Educational Assortative Mating and Household Income Inequality
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (57)
    Also in Staff Reports, Federal Reserve Bank of New York (2014) View citations (19)
41. Information heterogeneity and intended college enrollment
    Staff Reports, Federal Reserve Bank of New York
42. Introducing the SCE Credit Access Survey
    Liberty Street Economics, Federal Reserve Bank of New York
43. Introducing the SCE Housing Survey
    Liberty Street Economics, Federal Reserve Bank of New York
44. Rising Household Debt: Increasing Demand or Increasing Supply?
    Liberty Street Economics, Federal Reserve Bank of New York
45. The sensitivity of housing demand to financing conditions: evidence from a survey
    Staff Reports, Federal Reserve Bank of New York View citations (12)
46. University choice: the role of expected earnings, non-pecuniary outcomes and financial constraints
    ISER Working Paper Series, Institute for Social and Economic Research View citations (28)
    Also in Staff Reports, Federal Reserve Bank of New York (2014) View citations (12)
47. What Americans (Don’t) Know about Student Loan Collections
    Liberty Street Economics, Federal Reserve Bank of New York View citations (1)

2013

48. (Unmet) Credit Demand of American Households
    Liberty Street Economics, Federal Reserve Bank of New York
49. A boost in the paycheck: survey evidence on workers’ response to the 2011 payroll tax cuts
    Staff Reports, Federal Reserve Bank of New York View citations (6)
50. Financial education and the debt behavior of the young
    Staff Reports, Federal Reserve Bank of New York View citations (7)
    See also Journal Article Financial Education and the Debt Behavior of the Young, The Review of Financial Studies, Society for Financial Studies (2016) View citations (95) (2016)
51. Gender discrimination and social identity: experimental evidence from urban Pakistan
    Staff Reports, Federal Reserve Bank of New York View citations (7)
52. Introducing the FRBNY Survey of Consumer Expectations: Household Finance Expectations
    Liberty Street Economics, Federal Reserve Bank of New York View citations (1)
53. Introducing the FRBNY Survey of Consumer Expectations: Labor Market Expectations
    Liberty Street Economics, Federal Reserve Bank of New York View citations (1)
54. Introducing the FRBNY Survey of Consumer Expectations: Measuring Price Inflation Expectations
    Liberty Street Economics, Federal Reserve Bank of New York View citations (3)
55. Introducing the FRBNY Survey of Consumer Expectations: Survey Goals, Design and Content
    Liberty Street Economics, Federal Reserve Bank of New York View citations (1)
56. My Two (Per)cents: How Are American Workers Dealing with the Payroll Tax Hike?
    Liberty Street Economics, Federal Reserve Bank of New York
57. Preferences and Biases in Educational Choices and Labor Market Expectations: Shrinking the Black Box of Gender
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (21)
    Also in Staff Reports, Federal Reserve Bank of New York (2013) View citations (18)
    See also Journal Article Preferences and Biases in Educational Choices and Labour Market Expectations: Shrinking the Black Box of Gender, Economic Journal, Royal Economic Society (2017) View citations (160) (2017)
58. The impact of housing markets on consumer debt: credit report evidence from 1999 to 2012
    Staff Reports, Federal Reserve Bank of New York View citations (2)
    See also Journal Article The Impact of Housing Markets on Consumer Debt: Credit Report Evidence from 1999 to 2012, Journal of Money, Credit and Banking, Blackwell Publishing (2015) View citations (24) (2015)

2012

59. A Boost in Your Paycheck: How Are U.S. Workers Using the Payroll Tax Cut?
    Liberty Street Economics, Federal Reserve Bank of New York
60. Heterogeneous inflation expectations and learning
    Staff Reports, Federal Reserve Bank of New York View citations (18)
    See also Journal Article Heterogeneous Inflation Expectations and Learning, Journal of Money, Credit and Banking, Blackwell Publishing (2015) View citations (43) (2015)
61. Heterogeneus Inflation Expectations Learning and Market Outcomes
    Working Papers Central Bank of Chile, Central Bank of Chile View citations (1)
62. Inflation Expectations and Behavior: Do Survey Respondents Act on their Beliefs?
    2012 Meeting Papers, Society for Economic Dynamics
    Also in Staff Reports, Federal Reserve Bank of New York (2011) View citations (9)
    Liberty Street Economics, Federal Reserve Bank of New York (2011) View citations (33)
63. Information and anti-American attitudes
    Staff Reports, Federal Reserve Bank of New York
    See also Journal Article Information and anti-American attitudes, Journal of Economic Behavior & Organization, Elsevier (2018) View citations (2) (2018)
64. Nudging Inflation Expectations: An Experiment
    Liberty Street Economics, Federal Reserve Bank of New York
65. Soaring Tuitions: Are Public Funding Cuts to Blame?
    Liberty Street Economics, Federal Reserve Bank of New York
66. The price is right: updating of inflation expectations in a randomized price information experiment
    Staff Reports, Federal Reserve Bank of New York View citations (27)
    See also Journal Article The Price Is Right: Updating Inflation Expectations in a Randomized Price Information Experiment, The Review of Economics and Statistics, MIT Press (2016) View citations (173) (2016)

2011

67. Belief updating among college students: evidence from experimental variation in information
    Staff Reports, Federal Reserve Bank of New York View citations (7)
68. Determinants of college major choice: identification using an information experiment
    Staff Reports, Federal Reserve Bank of New York View citations (40)
    See also Journal Article Determinants of College Major Choice: Identification using an Information Experiment, The Review of Economic Studies, Review of Economic Studies Ltd (2015) View citations (395) (2015)
69. Household Debt and Saving During the 2007 Recession
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (20)
    Also in Staff Reports, Federal Reserve Bank of New York (2011) View citations (12)
    See also Chapter Household Debt and Saving during the 2007 Recession, NBER Chapters, National Bureau of Economic Research, Inc (2013) View citations (12) (2013)
70. Stereotypes and Madrassas Experimental Evidence from Pakistan
    Working Papers, RAND Corporation View citations (6)
    Also in Staff Reports, Federal Reserve Bank of New York (2011) View citations (6)
    See also Journal Article Stereotypes and Madrassas: Experimental evidence from Pakistan, Journal of Economic Behavior & Organization, Elsevier (2015) View citations (17) (2015)
71. What Is Driving the Recent Rise in Consumer Inflation Expectations?
    Liberty Street Economics, Federal Reserve Bank of New York

2010

72. Bayesian social learning, conformity, and stubbornness: evidence from the AP top 25
    Staff Reports, Federal Reserve Bank of New York
73. Can subjective expectations data be used in choice models? Evidence on cognitive biases
    Staff Reports, Federal Reserve Bank of New York View citations (2)
    See also Journal Article Can subjective expectations data be used in choice models? evidence on cognitive biases, Journal of Applied Econometrics, John Wiley & Sons, Ltd. (2011) View citations (43) (2011)
74. Double majors: one for me, one for the parents?
    Staff Reports, Federal Reserve Bank of New York
    See also Journal Article DOUBLE MAJORS: ONE FOR ME, ONE FOR THE PARENTS?, Economic Inquiry, Western Economic Association International (2012) View citations (17) (2012)

2009

75. An experimental investigation of why individuals conform
    Staff Reports, Federal Reserve Bank of New York View citations (1)
    See also Journal Article An experimental investigation of why individuals conform, European Economic Review, Elsevier (2011) View citations (41) (2011)
76. College major choice and the gender gap
    Staff Reports, Federal Reserve Bank of New York View citations (38)
    See also Journal Article College Major Choice and the Gender Gap, Journal of Human Resources, University of Wisconsin Press (2013) View citations (284) (2013)
77. How do college students form expectations?
    Staff Reports, Federal Reserve Bank of New York View citations (11)
    See also Journal Article How Do College Students Form Expectations?, Journal of Labor Economics, University of Chicago Press (2011) View citations (209) (2011)

Journal Articles

2020

1. The impact of COVID-19 on student experiences and expectations: Evidence from a survey
   Journal of Public Economics, 2020, 191, (C) View citations (132)
   See also Working Paper The Impact of COVID-19 on Student Experiences and Expectations: Evidence from a Survey, NBER Working Papers (2020) View citations (149) (2020)

2019

2. Financial aid, debt management, and socioeconomic outcomes: Post-college effects of merit-based aid
   Journal of Public Economics, 2019, 170, (C), 68-82 View citations (26)
   See also Working Paper Financial Aid, Debt Management, and Socioeconomic Outcomes: Post-College Effects of Merit-Based Aid, NBER Working Papers (2016) View citations (12) (2016)
3. Personal Experiences and Expectations about Aggregate Outcomes
   Journal of Finance, 2019, 74, (5), 2491-2542 View citations (148)
   See also Working Paper Personal Experiences and Expectations about Aggregate Outcomes, IZA Discussion Papers (2015) View citations (17) (2015)
4. Understanding the Evolution of Student Loan Balances and Repayment Behavior: Do Institution Type and Degree Matter?
   Economic Policy Review, 2019, 25, (Dec)

2018

5. Information and anti-American attitudes
   Journal of Economic Behavior & Organization, 2018, 149, (C), 1-31 View citations (2)
   See also Working Paper Information and anti-American attitudes, Staff Reports (2012) (2012)
6. Intended college attendance: Evidence from an experiment on college returns and costs
   Journal of Public Economics, 2018, 157, (C), 184-211 View citations (88)
   See also Working Paper Intended College Attendance: Evidence from an Experiment on College Returns and Cost, IZA Discussion Papers (2015) View citations (15) (2015)
7. Preference for the Workplace, Investment in Human Capital, and Gender
   The Quarterly Journal of Economics, 2018, 133, (1), 457-507 View citations (249)
   See also Working Paper Preference for the workplace, investment in human capital, and gender, Staff Reports (2016) View citations (35) (2016)

2017

8. An overview of the Survey of Consumer Expectations
   Economic Policy Review, 2017, (23-2), 51-72 View citations (48)
   See also Working Paper An overview of the Survey of Consumer Expectations, Staff Reports (2016) View citations (11) (2016)
9. Preferences and Biases in Educational Choices and Labour Market Expectations: Shrinking the Black Box of Gender
   Economic Journal, 2017, 127, (604), 2153-2186 View citations (160)
   See also Working Paper Preferences and Biases in Educational Choices and Labor Market Expectations: Shrinking the Black Box of Gender, IZA Discussion Papers (2013) View citations (21) (2013)

2016

10. Financial Education and the Debt Behavior of the Young
    The Review of Financial Studies, 2016, 29, (9), 2490-2522 View citations (95)
    See also Working Paper Financial education and the debt behavior of the young, Staff Reports (2013) View citations (7) (2013)
11. The Price Is Right: Updating Inflation Expectations in a Randomized Price Information Experiment
    The Review of Economics and Statistics, 2016, 98, (3), 503-523 View citations (173)
    See also Working Paper The price is right: updating of inflation expectations in a randomized price information experiment, Staff Reports (2012) View citations (27) (2012)
12. To Buy or Not to Buy: Consumer Constraints in the Housing Market
    American Economic Review, 2016, 106, (5), 636-40 View citations (29)
13. Workers' Spending Response to the 2011 Payroll Tax Cuts
    American Economic Journal: Economic Policy, 2016, 8, (4), 124-59 View citations (14)

2015

14. Determinants of College Major Choice: Identification using an Information Experiment
    The Review of Economic Studies, 2015, 82, (2), 791-824 View citations (395)
    See also Working Paper Determinants of college major choice: identification using an information experiment, Staff Reports (2011) View citations (40) (2011)
15. Heterogeneous Inflation Expectations and Learning
    Journal of Money, Credit and Banking, 2015, 47, (5), 867-896 View citations (43)
    See also Working Paper Heterogeneous inflation expectations and learning, Staff Reports (2012) View citations (18) (2012)
16. How Do College Students Respond to Public Information about Earnings?
    Journal of Human Capital, 2015, 9, (2), 117 - 169 View citations (119)
17. Stereotypes and Madrassas: Experimental evidence from Pakistan
    Journal of Economic Behavior & Organization, 2015, 118, (C), 247-267 View citations (17)
    See also Working Paper Stereotypes and Madrassas Experimental Evidence from Pakistan, Working Papers (2011) View citations (6) (2011)
18. The Impact of Housing Markets on Consumer Debt: Credit Report Evidence from 1999 to 2012
    Journal of Money, Credit and Banking, 2015, 47, (S1), 175-213 View citations (24)
    See also Working Paper The impact of housing markets on consumer debt: credit report evidence from 1999 to 2012, Staff Reports (2013) View citations (2) (2013)

2014

19. Do we follow others when we should outside the lab? Evidence from the AP top 25
    Journal of Risk and Uncertainty, 2014, 49, (1), 73-102 View citations (2)

2013

20. College Major Choice and the Gender Gap
    Journal of Human Resources, 2013, 48, (3) View citations (284)
    See also Working Paper College major choice and the gender gap, Staff Reports (2009) View citations (38) (2009)
21. Measuring Inflation Expectations
    Annual Review of Economics, 2013, 5, (1), 273-301 View citations (67)

2012

22. DOUBLE MAJORS: ONE FOR ME, ONE FOR THE PARENTS?
    Economic Inquiry, 2012, 50, (2), 287-308 View citations (17)
    See also Working Paper Double majors: one for me, one for the parents?, Staff Reports (2010) (2010)

2011

23. An experimental investigation of why individuals conform
    European Economic Review, 2011, 55, (6), 774-798 View citations (41)
    See also Working Paper An experimental investigation of why individuals conform, Staff Reports (2009) View citations (1) (2009)
24. Can subjective expectations data be used in choice models? evidence on cognitive biases
    Journal of Applied Econometrics, 2011, 26, (3), 520-544 View citations (43)
    See also Working Paper Can subjective expectations data be used in choice models? Evidence on cognitive biases, Staff Reports (2010) View citations (2) (2010)
25. How Do College Students Form Expectations?
    Journal of Labor Economics, 2011, 29, (2), 301 - 348 View citations (209)
    See also Working Paper How do college students form expectations?, Staff Reports (2009) View citations (11) (2009)

Chapters

2013

1. Household Debt and Saving during the 2007 Recession
   A chapter in Measuring Wealth and Financial Intermediation and Their Links to the Real Economy, 2013, pp 273-322 View citations (12)
   See also Working Paper Household Debt and Saving During the 2007 Recession, National Bureau of Economic Research, Inc (2011) View citations (20) (2011)