Regional Bank Consolidation and SMEs’ Credit Availability: Evidence from China

Xiaohui Hou, Wei He, Kong-Lin Ke and Sameh S. Askar

Complexity, 2021, vol. 2021, 1-4

Abstract: We conjecture that locally government-led bank consolidation may negatively affect the SMEs’ credit availability in China because the breakdown of privately benefit-based relationships among small business borrowers, loan officers, and senior managers could reduce loan officers’ incentives to use their soft information. Empirical results show that this is indeed the case.

Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:hin:complx:8509991

DOI: 10.1155/2021/8509991

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