Employee Costs and the Decline in Health Insurance Coverage

David Cutler

No 9036, NBER Working Papers from National Bureau of Economic Research, Inc

Abstract: This paper examines why health insurance coverage fell despite the lengthy economic boom of the 1990s. I show that insurance coverage declined primarily because fewer workers took up coverage when offered it, not because fewer workers were offered insurance or were eligible for it. The reduction in take-up is associated with the increase in employee costs for health insurance. Estimates suggest that increased costs to employees can explain the entire decline in take-up rates in the 1990s.

JEL-codes: I10 J32 (search for similar items in EconPapers)
Date: 2002-07
New Economics Papers: this item is included in nep-hea and nep-ias
Note: EH PE
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (20)

Published as Cutler, David M. "Employee Costs And The Decline In Health Insurance Coverage," Forum for Health Economics and Policy, 2003, v6, Article 3.
Published as Employee Costs and the Decline in Health Insurance Coverage , David M. Cutler. in Frontiers in Health Policy Research, Volume 6 , Cutler and Garber. 2003

Downloads: (external link)
http://www.nber.org/papers/w9036.pdf (application/pdf)

Related works:
Chapter: Employee Costs and the Decline in Health Insurance Coverage (2003)
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:nbr:nberwo:9036

Ordering information: This working paper can be ordered from
http://www.nber.org/papers/w9036

Access Statistics for this paper

More papers in NBER Working Papers from National Bureau of Economic Research, Inc National Bureau of Economic Research, 1050 Massachusetts Avenue Cambridge, MA 02138, U.S.A.. Contact information at EDIRC.
Bibliographic data for series maintained by ().