Formal Financial Services for Rural Small Savers: A Case Study of Orissa, India

Jyotirmayee Kar and Prafulla K. Dash
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Jyotirmayee Kar: ICFAI Business School, Bhubaneswar, Orissa, India
Prafulla K. Dash: ICFAI Business School, Bhubaneswar, Orissa, India

Annals of the University of Petrosani, Economics, 2009, vol. 9, issue 2, 73-82

Abstract: Preference of the small savers varies across the markets. Yet, generally they opt for easily accessible and security of funds. Informal financial services appear to be much ahead the formal ones both in terms of accessibility and security in catering to the needs of the rural small savers. What constrains them in going for formal small saving? Some issues are examined in this article.

Keywords: financial services; rural India; rural savers (search for similar items in EconPapers)
Date: 2009
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