Experience Rating Schemes for Fleets of Vehicles

Denise Desjardins, Georges Dionne () and Jean Pinquet
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Denise Desjardins: Université de Montréal
Jean Pinquet: Université de Paris X-Nanterre

No 00-3, Working Papers from HEC Montreal, Canada Research Chair in Risk Management

Abstract: This paper proposes bonus-malus systems for fleets of vehicles, by using the individual characteristics of both the vehicles and the carriers. Bonus-malus coefficients are compuputed from the history of claims or from the history of safety offences of the carriers and the drivers. The empirical results are derived from a data set obtained from the Société de l’Assurance Automobile du Québec, the public insurer for bodily injuries and the regulator of road safety.

Keywords: Stratified portfolios; credibility; vehicle; fleet; accidents; safety offences (search for similar items in EconPapers)
JEL-codes: C23 C35 D80 G22 (search for similar items in EconPapers)
Pages: 25 pages
Date: 2000-02-01
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Related works:
Journal Article: Experience Rating Schemes for Fleets of Vehicles* (2001)
Working Paper: Experience rating schemes for fleets of vehicles (2000)
Working Paper: Experience Rating Schemes for Fleets of Vehicules (2000)
Working Paper: Experience rating schemes for fleets of vehicles (1999)
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Persistent link: https://EconPapers.repec.org/RePEc:ris:crcrmw:2000_003

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