Retirement Incomes in Canada:Past, Present and Future

David Boisclair, Xavier Dufour-Simard and Pierre-Carl Michaud

Cahiers de recherche / Working Papers from Institut sur la retraite et l'épargne / Retirement and Savings Institute

Abstract: In this paper, we paint a portrait of the evolution of retirement incomes over the last 20 years, and highlight some of the burning policy questions we think are important and deserve in our view more research. We also discuss the potential outlook for retirement incomes in decades to come under the current retirement income system. Our analysis leads us to conclude that seniors have done well in the last decades and that the retirement income system has met both its income replacement and poverty alleviation objectives quite well, but that the changing landscape will soon expose cracks which policymakers should address now rather than later.

Keywords: income replacement rates; poverty; pensions; savings; retirement (search for similar items in EconPapers)
JEL-codes: H55 J14 J26 (search for similar items in EconPapers)
Date: 2025
New Economics Papers: this item is included in nep-age, nep-lma and nep-pbe
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Persistent link: https://EconPapers.repec.org/RePEc:rsi:irersi:19

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