Details about Pierre-Carl Michaud

Homepage:	http://pcmichaud.github.io
Postal address:	HEC Montréal Département d'économie appliquée, 4.166a 3000 Chemin Côte-Ste-Catherine Montréal, (Québec) CANADA H3T 2A7
Workplace:	HEC Montréal (École des Hautes Études Commerciales) (HEC Montreal Business School), (more information at EDIRC)

Access statistics for papers by Pierre-Carl Michaud.

Last updated 2025-08-08. Update your information in the RePEc Author Service.

Short-id: pmi52

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Working Papers

2025

1. Incitation au travail: perceptions et réalités
   CIRANO Project Reports, CIRANO
2. Is the Elasticity of Taxable Income Mostly an Income Effect?
   CESifo Working Paper Series, CESifo
   Also in Cahiers de recherche / Working Papers, Chaire de recherche Jacques-Parizeau en politiques économiques / Jacques-Parizeau Research Chair in Economic Policy (2025)
   CIRANO Working Papers, CIRANO (2025)

2024

3. COVID-19 Risk (Mis)Perceptions
   CIRANO Working Papers, CIRANO
4. La mauvaise perception des risques de longévité et de dépendance ne suffit pas à expliquer la faiblesse du marché de l'assurance dépendance (au Canada)
   Post-Print, HAL
   Also in TSE Working Papers, Toulouse School of Economics (TSE) (2023)
   See also Journal Article La mauvaise perception des risques de longévité et de dépendance ne suffit pas à expliquer la faiblesse du marché de l'assurance dépendance (au Canada), Revue d'économie financière, Association d'économie financière (2023) (2023)
5. Revenus de retraite et âge de déclenchement de la rente du RRQ
   CIRANO Working Papers, CIRANO
   Also in Cahiers de recherche / Working Papers, Chaire de recherche Jacques-Parizeau en politiques économiques / Jacques-Parizeau Research Chair in Economic Policy (2024)
6. Tax Incentives and Older Workers: Evidence from Canada
   Cahiers de recherche / Working Papers, Chaire de recherche Jacques-Parizeau en politiques économiques / Jacques-Parizeau Research Chair in Economic Policy
   Also in CIRANO Working Papers, CIRANO (2024)

2023

7. Combler l’écart de niveau de vie entre le Québec et ses principaux partenaires
   CIRANO Papers, CIRANO
8. Comment les hauts revenus réagissent-ils à l’impôt sur le revenu?
   Cahiers de recherche / Working Papers, Chaire de recherche Jacques-Parizeau en politiques économiques / Jacques-Parizeau Research Chair in Economic Policy
   Also in CIRANO Working Papers, CIRANO (2023)
9. Frames, Incentives, and Education: Effectiveness of Interventions to Delay Public Pension Claiming
   CIRANO Working Papers, CIRANO View citations (4)
   Also in Cahiers de recherche / Working Papers, Institut sur la retraite et l'épargne / Retirement and Savings Institute (2023) View citations (4)
   NBER Working Papers, National Bureau of Economic Research, Inc (2023) View citations (4)
10. Longevity, Health and Housing Risks Management in Retirement
    Cahiers de recherche / Working Papers, Institut sur la retraite et l'épargne / Retirement and Savings Institute View citations (4)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2023) View citations (4)
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute (2023) View citations (4)
    CIRANO Working Papers, CIRANO (2023) View citations (4)
11. Plan québécois des infrastructures: comparaison interprovinciale et soutenabilité
    CIRANO Project Reports, CIRANO
12. Reverse Mortgages and Financial Literacy
    CIRANO Working Papers, CIRANO View citations (3)
    Also in Cahiers de recherche / Working Papers, Institut sur la retraite et l'épargne / Retirement and Savings Institute (2023) View citations (3)
13. Selection into Financial Education and Effects on Portfolio Choice
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    Also in CIRANO Working Papers, CIRANO (2023) View citations (1)
    Cahiers de recherche / Working Papers, Institut sur la retraite et l'épargne / Retirement and Savings Institute (2023) View citations (1)

2022

14. Combien de personnes ont développé des symptômes ou contracté la Covid-19 au Québec ? Une étude exploratoire
    CIRANO Working Papers, CIRANO
15. The Future of Long-term Care in Quebec: What are the Cost Savings from a Realistic Shift Towards more Home Care?
    Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics
    Also in CIRANO Working Papers, CIRANO (2022)
    See also Journal Article The Future of Long-Term Care in Quebec: What Are the Cost Savings from a Realistic Shift toward More Home Care?, Canadian Public Policy, University of Toronto Press (2022) (2022)
16. The Quality of Financial Advice: What Influences Client Recommendations?
    Cahiers de recherche / Working Papers, Institut sur la retraite et l'épargne / Retirement and Savings Institute
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2022)
17. Understanding Cross-Country Differences In Health Status And Expenditures
    Working Papers, HAL
    Also in CIRANO Working Papers, CIRANO (2020) View citations (1)
    NBER Working Papers, National Bureau of Economic Research, Inc (2020) View citations (1)
    Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics (2020) View citations (1)

2021

18. Financial Literacy and the Timing of Tax-Preferred Savings Account Withdrawals
    Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics View citations (1)
    Also in CIRANO Working Papers, CIRANO (2021) View citations (1)
19. Le financement du soutien à l’autonomie des personnes âgées à la croisée des chemins
    Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics
    Also in CIRANO Papers, CIRANO (2021) View citations (1)
20. Les impacts financiers d’un virage vers le soutien à domicile au Québec
    Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics
    Also in CIRANO Working Papers, CIRANO (2021)
21. Low Demand for Reverse Mortgages in Canada: Price, Knowledge or Preferences?
    Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics View citations (2)
22. Mitiger les impacts économiques du vieillissement sur la croissance et les recettes publiques: la piste du redosage fiscal
    CIRANO Working Papers, CIRANO View citations (2)
    Also in Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics (2021) View citations (2)

2020

23. Besoin de revoir les mesures de soutien du revenu? Effets sur l’incitation au travail
    CIRANO Papers, CIRANO
24. Compter les morts? Une analyse de la mortalité excédentaire récente en temps de pandémie
    CIRANO Papers, CIRANO
25. Counting the Dead: COVID-19 and Mortality in Québec and British Columbia
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics (2020)
26. Do we Need to Take Another Look at Income Support? Impacts on the Incentive to Work
    CIRANO Papers, CIRANO
27. Effets de la pandémie et des mesures de soutien sur l’impôt des particuliers au Québec et au Canada
    CIRANO Papers, CIRANO
28. Effets de la pandémie sur les finances personnelles: Un premier coup d’œil
    CIRANO Papers, CIRANO
29. Impacts of the Pandemic on Personal Finances: A Preliminary Assessment
    CIRANO Papers, CIRANO View citations (1)
30. Income Volatility, Health and Well-Being
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics (2019)
    IZA Discussion Papers, Institute of Labor Economics (IZA) (2019)
31. L'impact de la pandémie de COVID-19 sur les finances des ménages
    CIRANO Project Reports, CIRANO
32. La COVID-19 et le marché du travail: Bilan des derniers mois et leçons tirées des études internationales
    CIRANO Papers, CIRANO
33. La pandémie de COVID-19 et ses effets sur les finances publiques du gouvernement du Québec 2020-2035
    CIRANO Project Reports, CIRANO
    Also in Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics (2020)
34. La santé au cœur de la relance économique du Québec
    CIRANO Papers, CIRANO
35. Le Transfert Canadien en Santé doit être bonifié afin d’assurer les services dans un contexte de vieillissement accéléré
    CIRANO Papers, CIRANO
36. Long-Term Care Insurance: Information Frictions and Selection
    Post-Print, HAL View citations (39)
    Also in TSE Working Papers, Toulouse School of Economics (TSE) (2019)
    See also Journal Article Long-Term Care Insurance: Information Frictions and Selection, American Economic Journal: Economic Policy, American Economic Association (2020) View citations (44) (2020)
37. Portrait des ménages ayant reçu la Prestation Canadienne d’Urgence et pistes de réflexion
    CIRANO Papers, CIRANO
38. Snapshot of Households That Received the Canada Emergency Response Benefit and Paths for Further Investigation
    CIRANO Papers, CIRANO View citations (1)
39. Soins de longue durée: une opportunité de réflexion pour ne plus répéter les mêmes erreurs
    CIRANO Papers, CIRANO

2019

40. L’immigration à la rescousse des finances publiques du Québec ?
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche / Working Papers, Chaire de recherche sur les enjeux économiques intergénérationnels / Research Chair in Intergenerational Economics (2019)
41. Tax-Sheltered Retirement Accounts: Can Financial Education Improve Decisions?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    Also in CIRANO Working Papers, CIRANO (2019) View citations (1)
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2019) View citations (1)
42. The Effect of College Education on Health and Mortality: Evidence from Canada
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (5)
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2018)
    Cahiers de recherche, Centre de recherche sur les risques, les enjeux économiques, et les politiques publiques (2018)
    See also Journal Article The effect of college education on health and mortality: Evidence from Canada, Health Economics, John Wiley & Sons, Ltd. (2021) View citations (5) (2021)

2018

43. A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle
    Cahiers de recherche, Centre de recherche sur les risques, les enjeux économiques, et les politiques publiques View citations (4)
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2018) View citations (4)
    CIRANO Working Papers, CIRANO (2018) View citations (2)
44. Accounting for the Rise of Health Spending and Longevity
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques View citations (1)
    Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2013) View citations (19)
    Cahiers de recherche, CIRPEE (2013) View citations (18)
    See also Journal Article Accounting for the Rise of Health Spending and Longevity, Journal of the European Economic Association, European Economic Association (2021) View citations (16) (2021)
45. Demand for Annuities: Price Sensitivity, Risk Perceptions, and Knowledge
    CIRANO Working Papers, CIRANO View citations (4)
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2018)
    See also Journal Article Demand for annuities: Price sensitivity, risk perceptions, and knowledge, Journal of Economic Behavior & Organization, Elsevier (2020) View citations (15) (2020)
46. Long Term Care Risk Misperceptions
    CESifo Working Paper Series, CESifo View citations (3)
    Also in CIRANO Working Papers, CIRANO (2018) View citations (3)
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2018) View citations (3)
    See also Journal Article Long-term care risk misperceptions, The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan (2019) View citations (12) (2019)
47. Playing with Fire? Debt near Retirement in Canada
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques View citations (1)
    Also in CIRANO Working Papers, CIRANO (2018) View citations (1)
48. The Effect of Education on Health: Evidence from National Compulsory Schooling Reforms
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2018)
    See also Journal Article The effect of education on health: evidence from national compulsory schooling reforms, SERIEs: Journal of the Spanish Economic Association, Springer (2020) View citations (6) (2020)
49. The Effect of College Education on Health and Mortality: Evidence from Canada
    CIRANO Working Papers, CIRANO
50. Understanding Joint Retirement
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2018) View citations (3)
    CIRANO Working Papers, CIRANO (2018) View citations (3)
    See also Journal Article Understanding joint retirement, Journal of Economic Behavior & Organization, Elsevier (2020) View citations (20) (2020)

2017

51. End-Of-Life Medical Spending In Last Twelve Months Of Life Is Lower Than Previously Reported
    Post-Print, HAL View citations (17)
    Also in PSE-Ecole d'économie de Paris (Postprint), HAL (2017) View citations (14)
52. Fonctionnement du marché des assurances privées de personnes dans le cadre de l’assurance médicaments et son encadrement réglementaire au Québec
    CIRANO Project Reports, CIRANO View citations (2)
53. Fonctionnement du marché des assurances privées de personnes dans le cadre de l’assurance médicaments et son encadrement réglementaire au Québec (ANNEXES)
    CIRANO Project Reports, CIRANO View citations (2)
54. Long-Term Care Insurance: Knowledge Barriers, Risk Perception and Adverse Selection
    CIRANO Working Papers, CIRANO View citations (13)
    Also in CESifo Working Paper Series, CESifo (2017) View citations (14)
    Cahiers de recherche, Centre de recherche sur les risques, les enjeux économiques, et les politiques publiques (2017) View citations (12)
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2017) View citations (12)
    NBER Working Papers, National Bureau of Economic Research, Inc (2017) View citations (13)
55. Retirement Behavior in the U.S. and Europe
    Other publications TiSEM, Tilburg University, School of Economics and Management
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2016)
56. Whistle While You Work: Job Insecurity and Older Workers' Mental Health in the United States
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques View citations (1)
    Also in CIRANO Working Papers, CIRANO (2017) View citations (1)

2016

57. Analyse de la rentabilité économique des scénarios de réforme du RRQ proposés en 2016
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2016)
58. Changements démographiques au Québec: vers une décroissance de l’emploi d’ici 2050?
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2015)
59. Les effets de l’équilibre budgétaire et du transfert canadien en santé sur les finances publiques du Québec
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques
60. Réduction des maladies cardiovasculaires et dépenses de santé au Québec à l’horizon 2050
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2016)
61. Études des bénéfices économiques de Québec en Forme
    CIRANO Project Reports, CIRANO

2015

62. An economic analysis of proposals to improve coverage of longevity risk
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2014)
63. COMPAS: Un modèle de microsimulation santé pour le Québec
    CIRANO Working Papers, CIRANO View citations (2)
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2014)
64. Concentration des dépenses de santé en milieu hospitalier: données probantes canadiennes
    CIRANO Papers, CIRANO
65. Employer Downsizing and Older Workers' Health
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (1)
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2015) View citations (1)
    CIRANO Working Papers, CIRANO (2015) View citations (1)
66. Individual Survival Curves Comparing Subjective and Observed Mortality Risk
    CIRANO Working Papers, CIRANO
    Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2014) View citations (10)
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2014) View citations (3)
    See also Journal Article Individual survival curves comparing subjective and observed mortality risks, Health Economics, John Wiley & Sons, Ltd. (2017) View citations (28) (2017)
67. Projections de l'état de santé de la population québécoise et impacts sur le risque de longévité d'un régime de retraite à prestations déterminées
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2014)
    See also Journal Article Projections de l’État de santé de la population québécoise et impacts sur le risque de longévité d’un régime de retraite à prestations déterminées, L'Actualité Economique, Société Canadienne de Science Economique (2015) (2015)
68. The Concentration of Hospital-Based Medical Spending: Evidence from Canada
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques
    Also in CIRANO Working Papers, CIRANO (2015)
    CIRANO Papers, CIRANO (2015)
    See also Journal Article The Concentration of Hospital‐Based Medical Spending: Evidence from Canada, Fiscal Studies, Institute for Fiscal Studies (2016) (2016)
69. The Effect of Job Loss on Health: Evidence from Biomarkers
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2014)
    IZA Discussion Papers, Institute of Labor Economics (IZA) (2014)
    See also Journal Article The effect of job loss on health: Evidence from biomarkers, Labour Economics, Elsevier (2016) View citations (38) (2016)
70. Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness
    CIRANO Working Papers, CIRANO View citations (2)
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2015) View citations (2)
71. Utilisation et coût de l’hébergement avec soins de longue durée au Québec, 2010 à 2050
    CIRANO Working Papers, CIRANO View citations (2)
    Also in Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques (2015) View citations (2)

2014

72. Financial Literacy and Retirement Planning in Canada
    CIRANO Working Papers, CIRANO View citations (15)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2014) View citations (14)
    CIRANO Papers, CIRANO (2014) View citations (13)
    See also Journal Article Financial literacy and retirement planning in Canada*, Journal of Pension Economics and Finance, Cambridge University Press (2017) View citations (75) (2017)
73. Health Club Attendance, Expectations and Self-control
    CESifo Working Paper Series, CESifo
    Also in Cahiers de recherche, CIRPEE (2013) View citations (6)
    See also Journal Article Health club attendance, expectations and self-control, Journal of Economic Behavior & Organization, Elsevier (2015) View citations (10) (2015)
74. Littératie financière et planification de la retraite au Canada
    CIRANO Papers, CIRANO
75. Une analyse économique de propositions visant à bonifier la couverture du risque de longévité
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques
    See also Journal Article Une analyse Économique de propositions visant à bonifier la couverture du risque de longévité, L'Actualité Economique, Société Canadienne de Science Economique (2015) View citations (1) (2015)

2013

76. Evidence on Individual Preferences for Longevity Risk
    CESifo Working Paper Series, CESifo View citations (5)
    Also in Cahiers de recherche, CIRPEE (2013) View citations (5)
    IZA Discussion Papers, Institute of Labor Economics (IZA) (2013) View citations (5)
    See also Journal Article Evidence on individual preferences for longevity risk*, Journal of Pension Economics and Finance, Cambridge University Press (2016) View citations (14) (2016)
77. L'aide aux personnes âgées avec incapacités et la consommation de médicaments au Québec
    Cahiers de recherche, CIRPEE
78. Les dépenses en santé du gouvernement du Québec, 2013-2030: projections et déterminants
    CIRANO Working Papers, CIRANO View citations (9)
79. Optimal Financial Knowledge and Wealth Inequality
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) View citations (33)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2013) View citations (29)
    See also Journal Article Optimal Financial Knowledge and Wealth Inequality, Journal of Political Economy, University of Chicago Press (2017) View citations (235) (2017)

2012

80. A Review of Recent Theoretical and Empirical Analyses of Asymmetric Information in Road Safety and Automobile Insurance
    Cahiers de recherche, CIRPEE View citations (7)
    Also in Working Papers, HEC Montreal, Canada Research Chair in Risk Management (2012) View citations (2)
    See also Journal Article A review of recent theoretical and empirical analyses of asymmetric information in road safety and automobile insurance, Research in Transportation Economics, Elsevier (2013) View citations (7) (2013)
81. Littératie financière et préparation à la retraite au Québec et dans le reste du Canada
    CIRANO Working Papers, CIRANO
    Also in Cahiers de recherche, CIRPEE (2012)
    See also Journal Article Littératie financière et préparation à la retraite au Québec et dans le reste du Canada, L'Actualité Economique, Société Canadienne de Science Economique (2014) View citations (2) (2014)
82. The Recent Evolution of Retirement Patterns in Canada
    CIRANO Working Papers, CIRANO
    Also in Social and Economic Dimensions of an Aging Population Research Papers, McMaster University (2011) View citations (1)
    Cahiers de recherche, CIRPEE (2011) View citations (1)
    Working Papers, RAND Corporation (2011) View citations (1)
    IZA Discussion Papers, Institute of Labor Economics (IZA) (2011) View citations (2)

2011

83. Optimal Financial Literacy and Saving for Retirement
    Working Papers, RAND Corporation View citations (17)
84. The Value of Medican and Pharmaceutical Interventions for Reducing Obesity
    Cahiers de recherche, CIRPEE
    See also Journal Article The value of medical and pharmaceutical interventions for reducing obesity, Journal of Health Economics, Elsevier (2012) View citations (9) (2012)

2010

85. Health and Access Effects of New Drugs: Combining Experimental and Non-Experimental Data
    Cahiers de recherche, CIRPEE
86. Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France
    Cahiers de recherche, CIRPEE View citations (13)
    Also in Working Papers, HEC Montreal, Canada Research Chair in Risk Management (2010)
    See also Journal Article SEPARATING MORAL HAZARD FROM ADVERSE SELECTION AND LEARNING IN AUTOMOBILE INSURANCE: LONGITUDINAL EVIDENCE FROM FRANCE, Journal of the European Economic Association, European Economic Association (2013) View citations (31) (2013)
87. Using Matched Survey and Administrative Data to Estimate Eligibility for the Medicare Part D Low Income Subsidy Program
    Working Papers, RAND Corporation View citations (4)

2009

88. Grossman's Health Threshold and Retirement
    Working Papers, RAND Corporation View citations (8)
89. International Differences in Longevity and Health and Their Economic Consequences
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (1)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2009) View citations (1)
    Social and Economic Dimensions of an Aging Population Research Papers, McMaster University (2009) View citations (1)
90. On The Rise of Health Spending and Longevity
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (37)
    Also in Working Papers, RAND Corporation (2009) View citations (40)
91. The Displacement Effect of Public Pensions on the Accumulation of Financial Assets
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (8)
    See also Journal Article The Displacement Effect of Public Pensions on the Accumulation of Financial Assets, Fiscal Studies, Institute for Fiscal Studies (2012) View citations (40) (2012)
92. Understanding the Economic Consequences of Shifting Trends in Population Health
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (6)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2009) View citations (7)
    Social and Economic Dimensions of an Aging Population Research Papers, McMaster University (2009) View citations (7)

2008

93. Fertility and Female Employment Dynamics in Europe The Effect of Using Alternative Econometric Modeling Assumptions
    Working Papers, RAND Corporation View citations (11)
    Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2008) View citations (26)
    See also Journal Article Fertility and female employment dynamics in Europe: the effect of using alternative econometric modeling assumptions, Journal of Applied Econometrics, John Wiley & Sons, Ltd. (2011) View citations (42) (2011)
94. Forecasting Labor Force Participation and Economic Resources of the Early Baby Boomers
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (5)
95. Health and wealth of elderly couples: Causality tests using dynamic panel data models
    Other publications TiSEM, Tilburg University, School of Economics and Management View citations (119)
    Also in Other publications TiSEM, Tilburg University, School of Economics and Management (2004) View citations (9)
    Discussion Paper, Tilburg University, Center for Economic Research (2004) View citations (16)
    IZA Discussion Papers, Institute of Labor Economics (IZA) (2004) View citations (12)
    See also Journal Article Health and wealth of elderly couples: Causality tests using dynamic panel data models, Journal of Health Economics, Elsevier (2008) View citations (115) (2008)
96. The Rise in Obesity Across the Atlantic An Economic Perspective
    Working Papers, RAND Corporation View citations (17)
    Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2008) View citations (17)
    Working Papers, FEDEA (2008) View citations (17)
97. Using International Micro Data to Learn about Individuals' Responses to Changes in Social Insurance
    Working Papers, RAND Corporation View citations (2)

2007

98. Cross-Country Variation in Obesity Patterns among Older Americans and Europeans
    Social and Economic Dimensions of an Aging Population Research Papers, McMaster University View citations (25)
    Also in Working Papers, RAND Corporation (2007) View citations (17)
    See also Journal Article Cross-Country Variation in Obesity Patterns among Older Americans and Europeans, Forum for Health Economics & Policy, De Gruyter (2007) View citations (24) (2007)
99. Entrepreneurship, Liquidity Constraints and Start-up Costs
    Social and Economic Dimensions of an Aging Population Research Papers, McMaster University View citations (30)
100. Entrepreneurship, Wealth, Liquidity Constraints and Start-up Costs
     IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (31)
     Also in Working Papers, RAND Corporation (2007) View citations (35)
101. How Did the Elimination of the Earnings Test above the Normal Retirement Age Affect Retirement Expectations?
     IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (4)
     Also in Social and Economic Dimensions of an Aging Population Research Papers, McMaster University (2007) View citations (4)
     Working Papers, RAND Corporation (2007) View citations (4)
     Working Papers, University of Michigan, Michigan Retirement Research Center (2006) View citations (1)
102. Le travail indépendant passé 50 ans: le rôle de la richesse individuelle et des coûts de création d'entreprise
     PSE-Ecole d'économie de Paris (Postprint), HAL
     Also in Post-Print, HAL (2007)
     See also Journal Article Le travail indépendant passé 50 ans: le rôle de la richesse individuelle et des coûts de création d'entreprise, Économie et Statistique, Programme National Persée (2007) (2007)
103. Obesity and health in Europeans age 50 and above
     Other publications TiSEM, Tilburg University, School of Economics and Management View citations (25)
     Also in Working Papers, RAND Corporation (2005) View citations (4)
104. Richesse, contrainte de liquidité et coût de création d’entreprise
     Documents de recherche, Centre d'Études des Politiques Économiques (EPEE), Université d'Evry Val d'Essonne View citations (1)

2006

105. A Collective Labor Supply Model Identification and Estimation in the Presence of Externalities By Means of Panel Data
     Working Papers, RAND Corporation View citations (7)
106. Effects of Attrition and Non-Response in the Health and Retirement Study
     IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (14)
     Also in Working Papers, RAND Corporation (2006) View citations (16)
107. Informal Care and Employment in England: Evidence from the British Household Panel Survey
     IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (20)

2005

108. Dynamic panel data models and causality: Applications to labor supply, health and insurance
     Other publications TiSEM, Tilburg University, School of Economics and Management View citations (5)
109. Employment Dynamics of Married Women in Europe
     IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (10)
     Also in Working Papers, RAND Corporation (2005) View citations (10)

2004

110. A Collective Retirement Model: Identification and Estimation in the Presence of Externalities
     Other publications TiSEM, Tilburg University, School of Economics and Management View citations (13)
     Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2004) View citations (16)
     Discussion Paper, Tilburg University, Center for Economic Research (2004) View citations (16)
111. Separating Moral Hazard from Adverse Selection in Automobile Insurance: Longitudinal Evidence from France
     Discussion Paper, Tilburg University, Center for Economic Research View citations (6)
     Also in Working Papers, HEC Montreal, Canada Research Chair in Risk Management (2004)
     Cahiers de recherche, CIRPEE (2004) View citations (11)
     Other publications TiSEM, Tilburg University, School of Economics and Management (2004) View citations (5)

2003

112. Joint Labour Supply Dynamics of Older Couples
     Discussion Paper, Tilburg University, Center for Economic Research View citations (32)
     Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2003) View citations (38)
     Other publications TiSEM, Tilburg University, School of Economics and Management (2003) View citations (27)

2002

113. Statistical Analysis of Value-of Life estimates using Hedonic Wage Method
     THEMA Working Papers, THEMA (THéorie Economique, Modélisation et Applications), Université de Cergy-Pontoise View citations (5)
     Also in Working Papers, HEC Montreal, Canada Research Chair in Risk Management (2002)

2001

114. Les coûts de la réglementation: une revue de la littérature
     Cahiers de recherche, HEC Montréal, Institut d'économie appliquée
     Also in CIRANO Working Papers, CIRANO (2001)

Journal Articles

2024

1. The quality of financial advice: What influences recommendations to clients?
   Journal of Banking & Finance, 2024, 169, (C) View citations (1)

2023

2. Guest Editors' Introduction: Pensions, Retirement, Longevity, and Long-Term Care II
   Canadian Public Policy, 2023, 49, (S1), 1-5
   Also in Canadian Public Policy, 2022, 48, (S2), 1-4 (2022)
3. La mauvaise perception des risques de longévité et de dépendance ne suffit pas à expliquer la faiblesse du marché de l'assurance dépendance (au Canada)
   Revue d'économie financière, 2023, N° 152, (4), 185-201
   See also Working Paper La mauvaise perception des risques de longévité et de dépendance ne suffit pas à expliquer la faiblesse du marché de l'assurance dépendance (au Canada), Post-Print (2024) (2024)
4. Understanding Cross-Country Differences in Health Status and Expenditures: Health Prices Matter
   Journal of Political Economy, 2023, 131, (8), 1949 - 1993 View citations (3)

2022

5. Finances of the Nation: Mitigating the Economic Impacts of Population Aging on Growth and Public Revenues—Can the Tax Mix Help?
   Canadian Tax Journal, 2022, 70, (4), 885-893
6. Tax-Preferred Savings Vehicles: Can Financial Education Improve Asset Location Decisions?
   The Review of Economics and Statistics, 2022, 104, (3), 541-556 View citations (8)
7. The Future of Long-Term Care in Quebec: What Are the Cost Savings from a Realistic Shift toward More Home Care?
   Canadian Public Policy, 2022, 48, (S2), 35-50
   See also Working Paper The Future of Long-term Care in Quebec: What are the Cost Savings from a Realistic Shift Towards more Home Care?, Cahiers de recherche / Working Papers (2022) (2022)

2021

8. Accounting for the Rise of Health Spending and Longevity
   Journal of the European Economic Association, 2021, 19, (1), 536-579 View citations (16)
   See also Working Paper Accounting for the Rise of Health Spending and Longevity, Cahiers de recherche (2018) View citations (1) (2018)
9. Playing with Fire? Household Debt near Retirement in Canada
   Canadian Public Policy, 2021, 47, (1), 56-71 View citations (5)
10. The effect of college education on health and mortality: Evidence from Canada
    Health Economics, 2021, 30, (S1), 105-118 View citations (5)
    See also Working Paper The Effect of College Education on Health and Mortality: Evidence from Canada, IZA Discussion Papers (2019) View citations (5) (2019)

2020

11. Assessing the impact of financial education programs: A quantitative model
    Economics of Education Review, 2020, 78, (C) View citations (14)
12. Demand for annuities: Price sensitivity, risk perceptions, and knowledge
    Journal of Economic Behavior & Organization, 2020, 180, (C), 883-902 View citations (15)
    See also Working Paper Demand for Annuities: Price Sensitivity, Risk Perceptions, and Knowledge, CIRANO Working Papers (2018) View citations (4) (2018)
13. Early Impact of the COVID-19 Pandemic on Household Finances in Quebec
    Canadian Public Policy, 2020, 46, (S3), S217-S235 View citations (3)
14. Long-Term Care Insurance: Information Frictions and Selection
    American Economic Journal: Economic Policy, 2020, 12, (3), 134-69 View citations (44)
    See also Working Paper Long-Term Care Insurance: Information Frictions and Selection, Post-Print (2020) View citations (39) (2020)
15. The effect of education on health: evidence from national compulsory schooling reforms
    SERIEs: Journal of the Spanish Economic Association, 2020, 11, (1), 83-103 View citations (6)
    See also Working Paper The Effect of Education on Health: Evidence from National Compulsory Schooling Reforms, CIRANO Working Papers (2018) (2018)
16. Understanding joint retirement
    Journal of Economic Behavior & Organization, 2020, 173, (C), 386-401 View citations (20)
    See also Working Paper Understanding Joint Retirement, NBER Working Papers (2018) View citations (9) (2018)

2019

17. Long-term care risk misperceptions
    The Geneva Papers on Risk and Insurance - Issues and Practice, 2019, 44, (2), 183-215 View citations (12)
    See also Working Paper Long Term Care Risk Misperceptions, CESifo Working Paper Series (2018) View citations (3) (2018)
18. Perspective piece on “The distribution of pension wealth in Europe” by Javier Olivera
    The Journal of the Economics of Ageing, 2019, 13, (C), 43-44

2018

19. Individual Financial Returns from Quebec Pension Plan Reform Options: Analyzing Proposals to Renew a Second-Pillar Retirement Income Program
    Canadian Public Policy, 2018, 44, (2), 134-158 View citations (2)
20. The economic benefits of reducing cardiovascular disease mortality in Quebec, Canada
    PLOS ONE, 2018, 13, (1), 1-13

2017

21. Financial literacy and retirement planning in Canada*
    Journal of Pension Economics and Finance, 2017, 16, (3), 277-296 View citations (75)
    See also Working Paper Financial Literacy and Retirement Planning in Canada, CIRANO Working Papers (2014) View citations (15) (2014)
22. Individual survival curves comparing subjective and observed mortality risks
    Health Economics, 2017, 26, (12), e285-e303 View citations (28)
    See also Working Paper Individual Survival Curves Comparing Subjective and Observed Mortality Risk, CIRANO Working Papers (2015) (2015)
23. Optimal Financial Knowledge and Wealth Inequality
    Journal of Political Economy, 2017, 125, (2), 431 - 477 View citations (235)
    See also Working Paper Optimal Financial Knowledge and Wealth Inequality, CeRP Working Papers (2013) View citations (33) (2013)
24. The value of financial literacy and financial education for workers
    IZA World of Labor, 2017, 400 View citations (2)

2016

25. Evidence on individual preferences for longevity risk*
    Journal of Pension Economics and Finance, 2016, 15, (2), 160-179 View citations (14)
    See also Working Paper Evidence on Individual Preferences for Longevity Risk, CESifo Working Paper Series (2013) View citations (5) (2013)
26. Projecting the Impact of Population Aging on the Quebec Labour Market
    Canadian Public Policy, 2016, 42, (4), 431-441 View citations (4)
27. The Concentration of Hospital‐Based Medical Spending: Evidence from Canada
    Fiscal Studies, 2016, 37, 627-651
    See also Working Paper The Concentration of Hospital-Based Medical Spending: Evidence from Canada, Cahiers de recherche (2015) (2015)
28. The effect of job loss on health: Evidence from biomarkers
    Labour Economics, 2016, 41, (C), 194-203 View citations (38)
    See also Working Paper The Effect of Job Loss on Health: Evidence from Biomarkers, CIRANO Working Papers (2015) (2015)

2015

29. Disease Incidence and Mortality Among Older Americans and Europeans
    Demography, 2015, 52, (2), 593-611 View citations (17)
30. Health club attendance, expectations and self-control
    Journal of Economic Behavior & Organization, 2015, 119, (C), 364-374 View citations (10)
    See also Working Paper Health Club Attendance, Expectations and Self-control, CESifo Working Paper Series (2014) (2014)
31. Les enjeux économiques du risque de longévité. Introduction
    L'Actualité Economique, 2015, 91, (4), 461-463
32. Projections de l’État de santé de la population québécoise et impacts sur le risque de longévité d’un régime de retraite à prestations déterminées
    L'Actualité Economique, 2015, 91, (4), 567-598
    See also Working Paper Projections de l'état de santé de la population québécoise et impacts sur le risque de longévité d'un régime de retraite à prestations déterminées, CIRANO Working Papers (2015) (2015)
33. Une analyse Économique de propositions visant à bonifier la couverture du risque de longévité
    L'Actualité Economique, 2015, 91, (4), 499-530 View citations (1)
    See also Working Paper Une analyse économique de propositions visant à bonifier la couverture du risque de longévité, Cahiers de recherche (2014) (2014)

2014

34. Littératie financière et préparation à la retraite au Québec et dans le reste du Canada
    L'Actualité Economique, 2014, 90, (1), 23-45 View citations (2)
    See also Working Paper Littératie financière et préparation à la retraite au Québec et dans le reste du Canada, CIRANO Working Papers (2012) (2012)

2013

35. A HEALTH PRODUCTION MODEL WITH ENDOGENOUS RETIREMENT
    Health Economics, 2013, 22, (8), 883-902 View citations (36)
36. A review of recent theoretical and empirical analyses of asymmetric information in road safety and automobile insurance
    Research in Transportation Economics, 2013, 43, (1), 85-97 View citations (7)
    See also Working Paper A Review of Recent Theoretical and Empirical Analyses of Asymmetric Information in Road Safety and Automobile Insurance, Cahiers de recherche (2012) View citations (7) (2012)
37. SEPARATING MORAL HAZARD FROM ADVERSE SELECTION AND LEARNING IN AUTOMOBILE INSURANCE: LONGITUDINAL EVIDENCE FROM FRANCE
    Journal of the European Economic Association, 2013, 11, (4), 897-917 View citations (31)
    See also Working Paper Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France, Cahiers de recherche (2010) View citations (13) (2010)

2012

38. The Displacement Effect of Public Pensions on the Accumulation of Financial Assets
    Fiscal Studies, 2012, 33, (1), 107-128 View citations (40)
    See also Working Paper The Displacement Effect of Public Pensions on the Accumulation of Financial Assets, Working Papers (2009) View citations (8) (2009)
39. The value of medical and pharmaceutical interventions for reducing obesity
    Journal of Health Economics, 2012, 31, (4), 630-643 View citations (9)
    See also Working Paper The Value of Medican and Pharmaceutical Interventions for Reducing Obesity, Cahiers de recherche (2011) (2011)

2011

40. A collective labor supply model with complementarities in leisure: Identification and estimation by means of panel data
    Labour Economics, 2011, 18, (2), 159-167 View citations (64)
41. Differences in health between Americans and Western Europeans: Effects on longevity and public finance
    Social Science & Medicine, 2011, 73, (2), 254-263 View citations (13)
42. Fertility and female employment dynamics in Europe: the effect of using alternative econometric modeling assumptions
    Journal of Applied Econometrics, 2011, 26, (4), 641-668 View citations (42)
    See also Working Paper Fertility and Female Employment Dynamics in Europe The Effect of Using Alternative Econometric Modeling Assumptions, Working Papers (2008) View citations (11) (2008)

2010

43. A dynamic analysis of informal care and employment in England
    Labour Economics, 2010, 17, (3), 455-465 View citations (59)
44. The Fiscal Consequences of Trends in Population Health
    National Tax Journal, 2010, 63, (2), 307-30 View citations (9)

2009

45. The benefits of risk factor prevention in Americans aged 51 years and older
    American Journal of Public Health, 2009, 99, (11), 2096-2101 View citations (9)
46. The rise of obesity in Europe: an economic perspective
    (Disease and development: the effect of life expectancy on economic growth)
    Economic Policy, 2009, 24, (59), 551-596 View citations (28)

2008

47. Health and wealth of elderly couples: Causality tests using dynamic panel data models
    Journal of Health Economics, 2008, 27, (5), 1312-1325 View citations (115)
    See also Working Paper Health and wealth of elderly couples: Causality tests using dynamic panel data models, Other publications TiSEM (2008) View citations (119) (2008)
48. How Did the Elimination of the US Earnings Test above the Normal Retirement Age Affect Labour Supply Expectations?*
    Fiscal Studies, 2008, 29, (2), 197-231 View citations (6)

2007

49. Cross-Country Variation in Obesity Patterns among Older Americans and Europeans
    Forum for Health Economics & Policy, 2007, 10, (2), 32 View citations (24)
    See also Working Paper Cross-Country Variation in Obesity Patterns among Older Americans and Europeans, Social and Economic Dimensions of an Aging Population Research Papers (2007) View citations (25) (2007)
50. Le travail indépendant passé 50 ans: le rôle de la richesse individuelle et des coûts de création d'entreprise
    Économie et Statistique, 2007, 403, (1), 63-82
    See also Working Paper Le travail indépendant passé 50 ans: le rôle de la richesse individuelle et des coûts de création d'entreprise, PSE-Ecole d'économie de Paris (Postprint) (2007) (2007)

2003

51. Human Capital Externalities in South Africa
    Economic Development and Cultural Change, 2003, 51, (3), 603-28 View citations (12)

Chapters

2019

1. Job Insecurity and Older Workers’ Mental Health in the United States☆
   A chapter in Health and Labor Markets, 2019, vol. 47, pp 71-98

2014

2. The Lifetime Risk of Nursing Home Use
   A chapter in Discoveries in the Economics of Aging, 2014, pp 81-109 View citations (16)