Financial Inclusion, Shocks, and Poverty: Evidence from the Expansion of Mobile Money in Tanzania

Olukorede Abiona and Martin Foureaux Koppensteiner

Journal of Human Resources, 2022, vol. 57, issue 2, 435-464

Abstract: We estimate the effect of mobile money adoption on consumption smoothing, poverty, and human capital investments in Tanzania. We exploit the rapid expansion of the mobile money agent network between 2010 and 2012 and use this together with idiosyncratic shocks from variation in rainfall over time and across space in a difference-in-difference framework. We find that adopter households are able to smooth consumption during periods of shocks and maintain their investments in human capital. Results on time use of children and labor force participation complement the findings on the important role of mobile money for the intergenerational transmission of poverty.

JEL-codes: G23 H31 I31 I32 (search for similar items in EconPapers)
Date: 2022
Note: DOI: 10.3368/jhr.57.2.1018-9796R1
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Citations: View citations in EconPapers (6)

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Related works:
Working Paper: Financial Inclusion, Shocks and Poverty: Evidence from the Expansion of Mobile Money in Tanzania (2018)
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Persistent link: https://EconPapers.repec.org/RePEc:uwp:jhriss:v:57:y:2022:i:2:p:435-464

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