Improving Social Insurance for Migrants: Lessons from Albania

Himanshi Jain, Mauro Testaverde, Helly Dharmesh Mehta, Juna Miluka and Matthew Chase Martin

No 207352, The Social Policy and Labor Discussion Paper Series from The World Bank

Abstract: As global mobility increases, social insurance coverage for migrant workers emerges as a policy priority alongside traditional pension system sustainability concerns. This report focuses on improving retirement security for global migrant workers, with social insurance coverage of Albanian migrants used as a case study. Retirement security, via pensions, presents distinct challenges compared to other social risks due to its long-term nature and cross-border complexities. By addressing the complex challenges of pension portability and informal workers’ coverage, Albania can transform its diaspora from a population at risk of old-age poverty into a community with durable retirement security—this model could also benefit migrant workers globally.

Date: 2025-12-18
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