EconPapers    
Economics at your fingertips  
 

Banking the Unbanked? Evidence from Three Countries

Pascaline Dupas, Dean Karlan (), Jonathan Robinson and Diego Ubfal ()

American Economic Journal: Applied Economics, 2018, vol. 10, issue 2, 257-97

Abstract: We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17, 10, and 3 percent of treatment individuals made five or more deposits, respectively. Average monthly deposits in treatment accounts were sizable among users, corresponding to the seventy-ninth, ninety-first, and ninety-sixth percentiles of baseline savings. Survey data show no discernible intention-to-treat effects on savings or any downstream outcomes, though we cannot reject large effect sizes for active users. Results suggest that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably on average.

JEL-codes: D14 G21 O12 O16 (search for similar items in EconPapers)
Date: 2018
Note: DOI: 10.1257/app.20160597
References: Add references at CitEc
Citations: View citations in EconPapers (17) Track citations by RSS feed

Downloads: (external link)
https://www.aeaweb.org/articles?id=10.1257/app.20160597 (application/pdf)
https://www.aeaweb.org/articles/attachments?retrie ... pVu_tleLdqDSuN20uJ2W (application/zip)
https://www.aeaweb.org/articles/attachments?retrie ... oBZFVsQsGsjBpq4CsPAI (application/pdf)
https://www.aeaweb.org/articles/attachments?retrie ... 8up9xtE_5PHWpc04qsuL (application/zip)

Related works:
Working Paper: Banking the Unbanked? Evidence from Three Countries (2016) Downloads
Working Paper: Banking the Unbanked? Evidence from three countries (2016) Downloads
Working Paper: Banking the Unbanked? Evidence from Three Countries (2016) Downloads
Working Paper: Banking the Unbanked? Evidence from three countries (2016) Downloads
Working Paper: Banking the Unbanked? Evidence From Three Countries (2016) Downloads
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:aea:aejapp:v:10:y:2018:i:2:p:257-97

Ordering information: This journal article can be ordered from
https://www.aeaweb.org/journals/subscriptions

Access Statistics for this article

American Economic Journal: Applied Economics is currently edited by Alexandre Mas

More articles in American Economic Journal: Applied Economics from American Economic Association Contact information at EDIRC.
Bibliographic data for series maintained by Michael P. Albert ().

 
Page updated 2020-11-23
Handle: RePEc:aea:aejapp:v:10:y:2018:i:2:p:257-97