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Does the availability of parental health insurance affect the college enrollment decision of young Americans?

Juergen Jung (), Diane M. Harnek Hall and Thomas Rhoads ()

Economics of Education Review, 2013, vol. 32, issue C, 49-65

Abstract: The present study examines whether the college enrollment decision of young individuals (student full-time, student part-time, and non-student) depends on health insurance coverage via a parent's family health plan. Our findings indicate that the availability of parental health insurance can have significant effects on the probability that a young individual enrolls as a full-time student. A young individual who has access to health insurance via a parent can be up to 22% more likely to enroll as a full-time student than an individual without parental health insurance. After controlling for unobserved heterogeneity this probability drops to 5.5% but is still highly significant. We also find that the marginal effect of the availability of parental health insurance has a larger effect on older students between ages 21 and 23. We provide a brief discussion about possible implications of the Affordable Care Act of 2010 in this context.

Keywords: Occupational choice; Health insurance; Educational choice; Survey of Income and Program Participation (SIPP) (search for similar items in EconPapers)
JEL-codes: C35 I23 I10 (search for similar items in EconPapers)
Date: 2013
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Working Paper: Does the Availability of Parental Health Insurance Affect the College Enrollment Decision of Young Americans? (2011) Downloads
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DOI: 10.1016/j.econedurev.2012.09.010

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