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Will US Firms Adopt Stablecoins? Survey Says They're Not Enthusiastic

Brooke Dirtzu, Geena Panzitta and Peter Zimmerman
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Brooke Dirtzu: https://www.clevelandfed.org/people/profiles/d/dirtzu-brooke
Geena Panzitta: https://www.clevelandfed.org/people/profiles/p/panzitta-geena

Economic Commentary, 2026, vol. 2026, issue 22, 10

Abstract: We surveyed 148 firms active in the Fourth District about whether they had plans to use stablecoins. Responses were overwhelmingly negative, with only eight of our contacts expressing any such plans. Asked why they did not plan to use stablecoins, respondents cited satisfaction with existing payment methods, unfamiliarity with the new technology, and a lack of demand from clients and suppliers to pay using stablecoins.

Date: 2026
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https://www.clevelandfed.org/-/media/project/cleve ... dopt-stablecoins.pdf Full text (application/pdf)
https://www.clevelandfed.org/-/media/project/cleve ... -202622-appendix.pdf Appendix (application/pdf)

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DOI: 10.26509/frbc-ec-202622

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