EconPapers    
Economics at your fingertips  
 

Consumer Finance Institute discussion papers

From Federal Reserve Bank of Philadelphia
Contact information at EDIRC.

Bibliographic data for series maintained by ().

Access Statistics for this working paper series.
Track citations for all items by RSS feed
Is something missing from the series or not right? See the RePEc data check for the archive and series.


DP 20-06: Reverse Mortgage Retrospective: How Recent Policy Changes Affected Government-Insured Reverse Mortgage Originations and Performance
Lauren Lambie-Hanson and Stephanie Moulton
DP 20-05: Federal Student Loan Servicing Accountability and Incentives in Contracts Downloads
Rajeev Darolia and Andrew Sullivan
DP 20-04: Deconstructing Mechanic’s Liens
Lauren Lambie-Hanson, Jeanne Rentezelas and Larry Santucci
DP 20-03: Contactless Payment Cards: Trends and Barriers to Consumer Adoption in the U.S
Tom Akana and Wei Ke
20-02: What Explains the Post–2011 Trends of Longer Maturities and Rising Default Rates on Auto Loans? Downloads
Paul S. Calem, Chellappan Ramasamy and Jenna Wang
20-01: Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions Downloads
Tom Akana
19-6: Modern Income-Share Agreements in Postsecondary Education: Features, Theory, Applications Downloads
Dubravka Ritter and Douglas Webber
19-5: How Prevalent Were Racially Restrictive Covenants in 20th Century Philadelphia? A New Spatial Data Set Provides Answers Downloads
Larry Santucci
19-4: Developing a Customer-Driven Credit Card: Testing Consumer-Issuer Collaboration in the Barclays Ring Community Downloads
Tom Akana
19-3: Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions Downloads
Tom Akana
19-2: Moving into the Mainstream: Who Graduates from Secured Credit Card Programs? Downloads
Larry Santucci
19-1: Consumer Payment Preferences and the Impact of Technology and Regulation: Insights from the Visa Payment Panel Study Downloads
Tom Akana
18-3: Quantifying Cyber Risk in the Financial Services Industry Downloads
Larry Santucci
18-2: Combining Forces to Combat Elder Financial Victimization How Consumers Can Avoid the Financial Pitfalls of Cognitive Aging and What They Should Be Asking Their Financial Institutions Downloads
Jeanne Rentezelas and Larry Santucci
18-1: Credit Card Landscape Update Downloads
Susan Herbst-Murphy
17-1: Can Data Sharing Help Financial Institutions Improve the Financial Health of Older Americans? Downloads
Larry Santucci
16-3: The Secured Credit Card Market Downloads
Larry Santucci
16-2: Future Potential versus Past Performance: MPOWER Financing’s Innovation in Student Loan Underwriting Downloads
Susan Herbst-Murphy
16-1: What Happened to the Revolving Credit Card Balances of 2009? Downloads
Larry Santucci
15-6: Millennials with money revisited: updates from the 2014 Consumer Payments Monitor Downloads
Susan Herbst-Murphy and Greg Weed
15-5: Exploring the use of anonymized consumer credit information to estimate economic conditions: an application of big data Downloads
Stephanie Wilshusen
15-4: Financial management tools and consumer confidence: chase blueprint Downloads
Larry Santucci
15-3: Can credit cards with access to complimentary credit score information benefit consumers and lenders? Downloads
Vyacheslav Mikhed
15-2: Trends and preferences in consumer payments: updates from the visa payment panel study Downloads
Susan Herbst-Murphy
15-1: A tale of two vintages: credit limit management before and after the CARD act and Great Recession Downloads
Larry Santucci
14-5: Consumer financial protection regulations: how do they measure up? Downloads
Dubravka Ritter
14-4: Consumer use of fraud alerts and credit freezes: an empirical analysis Downloads
Julia Cheney, Robert Hunt, Vyacheslav Mikhed, Dubravka Ritter and Michael Vogan
14-3: Millennials with money: a new look at who uses GPR prepaid cards Downloads
Susan Herbst-Murphy and Greg Weed
14-2: Fair lending analysis of credit cards Downloads
Dubravka Ritter and David Skanderson
14-1: Improving experience in the prepaid card industry: a customer service workshop Downloads
Susan Herbst-Murphy
13-5: Student Loan Repayment and College Accountability Downloads
Rajeev Darolia
13-4: Residential Migration, Entry, and Exit as Seen Through the Lens of Credit Bureau Data Downloads
Robert Hunt and Keith Wardrip
13-03: Funding credit card loans: current and future considerations Downloads
James van Opstal
13-02: Clearing and settlement of interbank card transactions: a MasterCard tutorial for Federal Reserve payments analysts Downloads
Susan Herbst-Murphy
13-01: Driving positive behavior change through education and motivation: summary of a PayPerks workshop Downloads
Susan Herbst-Murphy
12-06: Government use of the payment card system: issuance, acceptance, and regulation Downloads
Susan Herbst-Murphy
12-05: Small business use of credit cards in the U.S. market Downloads
Susan Herbst-Murphy
12-04: The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches Downloads
Julia Cheney, Robert Hunt, Katy Jacob, Richard D. Porter and Bruce J. Summers
12-03: Do we still need the Equal Credit Opportunity Act? Downloads
Dubravka Ritter
12-02: Consumers’ use of prepaid cards: a transaction-based analysis Downloads
Robert Hunt and Stephanie Wilshusen
12-01: A prepaid case study: Ready Credit’s general-purpose & transit-fare programs Downloads
Philip Keitel
11-05: Insolvency risk in the network-branded prepaid-card value chain Downloads
Philip Keitel
11-04: Meeting the demand for debt relief Downloads
Stephanie Wilshusen
11-03: Conference summary: federal regulation of the prepaid card industry: costs, benefits, and changing industry dynamics Downloads
Philip Keitel
11-02: The electronification of transit fare payments: Examining the case for partnership the case for partnerships between payments firms and transit agencies Downloads
Philip Keitel
11-01: Getting down to business: Commercial cards in business-to-business payments Downloads
Susan Herbst-Murphy
10-03: Consumer testing informs policy: overdraft regulation as a case study Downloads
Philip Keitel
10-02: Trends and preferences in consumer payments Downloads
Susan Herbst-Murphy
10-01: Heartland Payment Systems: lessons learned from a data breach Downloads
Julia Cheney
09-03: The Credit CARD act of 2009 and prepaid cards Downloads
Philip Keitel
Page updated 2021-05-07
Sorted by number, 2d-year left