Is the Theory of Planned Behaviour Valid for Islamic home financing?

Hanudin Amin (), Abdul-Rahim Abdul-Rahman and Dzuljastri Abdul-Razak
Authors registered in the RePEc Author Service: Abdul Rahim Abdul Rahman

MPRA Paper from University Library of Munich, Germany

Abstract: Abstract This study is aimed at explaining factors influencing the intention amongst bank customers in selecting Islamic home financing that is musharakah mutanaqisah home financing. Drawing upon the theory of planned behaviour (the TPB), this study proposes a model to examine the effects of three explanatory factors namely attitude, subjective norm and perceived behavioural control on such intention. This study tests the TPB in a context of musharakah mutanaqisah home financing. The model of the study is tested using survey data from 168 bank customers who are respondents of the study. Our results suggest that attitude, subjective norm and perceived behavioural control are significantly influencing the intention to select such facility. The relationship between attitude and subjective norm are also statistically significant. The findings also demonstrate the applicability of the TPB in the musharakah mutanaqisah home financing context.

Keywords: Keywords: Islamic banking; musharakah mutanaqisah; home financing; survey; mortgage finance; Malaysia (search for similar items in EconPapers)
JEL-codes: D12 D14 (search for similar items in EconPapers)
Date: 2009-07-07, Revised 2011-09-05
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (1)

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