Details about Jon Frost

Access statistics for papers by Jon Frost.

Last updated 2025-04-24. Update your information in the RePEc Author Service.

Short-id: pfr218

Working Papers

2025

1. Competing digital monies
   TSE Working Papers, Toulouse School of Economics (TSE)
2. Consumer financial data and non-horizontal mergers
   BIS Working Papers, Bank for International Settlements
3. Elasticity in the monetary system
   BIS Bulletins, Bank for International Settlements
4. Financial Innovation in Latin America and the Caribbean: a Tale of Pragmatism and Progress
   (L'innovation financière en Amérique latine et dans les Caraïbes: Pragmatisme et progrès)
   Post-Print, HAL
5. Macroeconomic impact of extreme weather events
   BIS Bulletins, Bank for International Settlements View citations (1)

2024

6. Digital payments, informality and economic growth
   BIS Working Papers, Bank for International Settlements View citations (1)
7. Evidence of nearshoring in the Americas?
   BIS Bulletins, Bank for International Settlements
8. From financial inclusion to financial health
   BIS Bulletins, Bank for International Settlements
9. Nothing to hide? Gender and age differences in the willingness to share data
   BIS Working Papers, Bank for International Settlements View citations (1)
   Also in Swiss Finance Institute Research Paper Series, Swiss Finance Institute (2024) View citations (1)
10. Retail fast payment systems as a catalyst for digital finance
    BIS Working Papers, Bank for International Settlements

2023

11. Addressing the risks in crypto: laying out the options
    BIS Bulletins, Bank for International Settlements
12. Artificial intelligence, services globalisation and income inequality
    BIS Working Papers, Bank for International Settlements
13. Big techs in finance
    CEPR Discussion Papers, C.E.P.R. Discussion Papers
    Also in BIS Working Papers, Bank for International Settlements (2023) View citations (1)
14. Climate tech 2.0: social efficiency versus private returns
    BIS Working Papers, Bank for International Settlements
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2023)
15. Crypto Trading and Bitcoin Prices: Evidence from a New Database of Retail Adoption
    CESifo Working Paper Series, CESifo View citations (7)
    Also in BIS Working Papers, Bank for International Settlements (2022) View citations (13)
    CEPR Discussion Papers, C.E.P.R. Discussion Papers (2023)
16. Crypto shocks and retail losses
    BIS Bulletins, Bank for International Settlements
17. Decentralised finance (DeFi): a functional approach
    CEPR Discussion Papers, C.E.P.R. Discussion Papers
    See also Journal Article Decentralized Finance (DeFi): A Functional Approach, Journal of Financial Regulation, Oxford University Press (2024) View citations (1) (2024)
18. The Bank of Amsterdam and the limits of fiat money
    Working Papers, DNB View citations (4)
    Also in BIS Working Papers, Bank for International Settlements (2023) View citations (4)
    See also Journal Article The Bank of Amsterdam and the Limits of Fiat Money, Journal of Political Economy, University of Chicago Press (2024) (2024)
19. The Pandemic, Cash and Retail Payment Behaviour: Insights from the Future of Payments Database
    CESifo Working Paper Series, CESifo View citations (2)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2023)
    BIS Working Papers, Bank for International Settlements (2022) View citations (8)

2022

20. Blockchain scalability and the fragmentation of crypto
    BIS Bulletins, Bank for International Settlements
21. Central banks, the monetary system and public payment infrastructures: lessons from Brazil's Pix
    BIS Bulletins, Bank for International Settlements
22. Miners as intermediaries: extractable value and market manipulation in crypto and DeFi
    BIS Bulletins, Bank for International Settlements
23. The Impact of Fintech Lending on Credit Access for U.S. Small Businesses
    Working Papers, Federal Reserve Bank of Philadelphia View citations (4)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2022)
    BIS Working Papers, Bank for International Settlements (2022) View citations (6)
    See also Journal Article The impact of fintech lending on credit access for U.S. small businesses, Journal of Financial Stability, Elsevier (2024) (2024)

2021

24. Central bank digital currencies: motives, economic implications and the research frontier
    BIS Working Papers, Bank for International Settlements View citations (9)
    See also Journal Article Central Bank Digital Currencies: Motives, Economic Implications, and the Research Frontier, Annual Review of Economics, Annual Reviews (2022) View citations (39) (2022)
25. Covid-19 and cyber risk in the financial sector
    BIS Bulletins, Bank for International Settlements
26. E-commerce in the pandemic and beyond
    BIS Bulletins, Bank for International Settlements View citations (3)
27. Platform-based business models and financial inclusion
    BIS Working Papers, Bank for International Settlements
28. The fintech gender gap
    BIS Working Papers, Bank for International Settlements View citations (23)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2021) View citations (2)
    See also Journal Article The fintech gender gap, Journal of Financial Intermediation, Elsevier (2023) View citations (25) (2023)
29. What does digital money mean for emerging market and developing economies?
    BIS Working Papers, Bank for International Settlements View citations (3)
    See also Chapter What Does Digital Money Mean for Emerging Market and Developing Economies?, Springer Books, Springer (2021) View citations (1) (2021)
30. Whom do consumers trust with their data? US survey evidence
    BIS Bulletins, Bank for International Settlements View citations (2)
31. Why Central Bank Digital Currencies?
    Liberty Street Economics, Federal Reserve Bank of New York View citations (2)

2020

32. An early stablecoin? The Bank of Amsterdam and the governance of money
    BIS Working Papers, Bank for International Settlements View citations (25)
    Also in Working Papers, DNB (2020) View citations (25)
33. Covid-19, cash, and the future of payments
    BIS Bulletins, Bank for International Settlements View citations (54)
34. Fintech and big tech credit: a new database
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (71)
    Also in BIS Working Papers, Bank for International Settlements (2020) View citations (70)
35. On health and privacy: technology to combat the pandemic
    BIS Bulletins, Bank for International Settlements View citations (3)
36. Rise of the Central Bank Digital Currencies: Drivers, Approaches and Technologies
    CESifo Working Paper Series, CESifo View citations (116)
    Also in BIS Working Papers, Bank for International Settlements (2020) View citations (127)
    CEPR Discussion Papers, C.E.P.R. Discussion Papers (2020) View citations (105)
37. Stablecoins: potential, risks and regulation
    BIS Working Papers, Bank for International Settlements View citations (38)
38. The Matthew effect and modern finance: on the nexus between wealth inequality, financial development and financial technology
    BIS Working Papers, Bank for International Settlements View citations (6)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2020) View citations (5)
    Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area (2020) View citations (5)
39. The economic forces driving FinTech adoption across countries
    Working Papers, DNB View citations (54)
    Also in BIS Working Papers, Bank for International Settlements (2020) View citations (55)
40. The effectiveness of macroprudential policies and capital controls against volatile capital inflows
    Working Papers, DNB View citations (30)
    Also in BIS Working Papers, Bank for International Settlements (2020) View citations (32)

2019

41. BigTech and the changing structure of financial intermediation
    BIS Working Papers, Bank for International Settlements View citations (154)
    See also Journal Article BigTech and the changing structure of financial intermediation, Economic Policy, CEPR, CESifo, Sciences Po (2019) View citations (135) (2019)

2018

42. Financial Institutions’ Business Models and the Global Transmission of Monetary Policy
    International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.) View citations (6)
    Also in Working Papers, Banco de España (2018) View citations (7)
    See also Journal Article Financial institutions’ business models and the global transmission of monetary policy, Journal of International Money and Finance, Elsevier (2019) View citations (16) (2019)
43. Japan's Unconventional Monetary Policy and Income Distribution: Revisited
    Working Papers, Tokyo Center for Economic Research View citations (1)

2016

44. Dealing with large and volatile capital flows and the role of the IMF
    Occasional Paper Series, European Central Bank View citations (4)
45. Effective Macroprudential Policy: Cross-Sector Substitution from Price and Quantity Measures
    IMF Working Papers, International Monetary Fund View citations (55)
    See also Journal Article Effective Macroprudential Policy: Cross‐Sector Substitution from Price and Quantity Measures, Journal of Money, Credit and Banking, Blackwell Publishing (2019) View citations (41) (2019)

2015

46. Comparing different early warning systems: Results from a horse race competition among members of the Macro-prudential Research Network
    MPRA Paper, University Library of Munich, Germany View citations (31)
47. IMF Surveillance in Europe
    Occasional Paper Series, European Central Bank

2014

48. Does Unconventional Monetary Policy Affect Inequality? Evidence from Japan
    Working Papers, Council on Economic Policies View citations (106)
    See also Journal Article Does unconventional monetary policy affect inequality? Evidence from Japan, Applied Economics, Taylor & Francis Journals (2014) View citations (107) (2014)

2010

49. Financial stability challenges in EU candidate countries - Financial systems in the aftermath of the global crisis
    Occasional Paper Series, European Central Bank

2008

50. Returns to Qualification in Informal Employment: A Study of Urban Youth in Egypt
    MPRA Paper, University Library of Munich, Germany View citations (2)

Journal Articles

2024

1. Decentralized Finance (DeFi): A Functional Approach
   Journal of Financial Regulation, 2024, 10, (1), 1-27 View citations (1)
   See also Working Paper Decentralised finance (DeFi): a functional approach, CEPR Discussion Papers (2023) (2023)
2. Fast payments: design and adoption
   BIS Quarterly Review, 2024 View citations (5)
3. Tackling the risks in crypto: Choosing among bans, containment and regulation
   Journal of the Japanese and International Economies, 2024, 71, (C)
4. The Bank of Amsterdam and the Limits of Fiat Money
   Journal of Political Economy, 2024, 132, (12), 3919 - 3941
   See also Working Paper The Bank of Amsterdam and the limits of fiat money, Working Papers (2023) View citations (4) (2023)
5. The design and adoption of fast payments
   Journal of Payments Strategy & Systems, 2024, 18, (4), 366-380 View citations (1)
6. The impact of fintech lending on credit access for U.S. small businesses
   Journal of Financial Stability, 2024, 73, (C)
   See also Working Paper The Impact of Fintech Lending on Credit Access for U.S. Small Businesses, Working Papers (2022) View citations (4) (2022)
7. Towards liquid and resilient government debt markets in EMEs
   BIS Quarterly Review, 2024

2023

8. Can central bank digital currencies help advance financial inclusion?
   Journal of Payments Strategy & Systems, 2023, 17, (4), 433-447 View citations (1)
9. Fintech and big tech credit: Drivers of the growth of digital lending
   Journal of Banking & Finance, 2023, 148, (C) View citations (36)
10. Platform-Based Business Models and Financial Inclusion: Policy Trade-Offs and Approaches1
    Journal of Competition Law and Economics, 2023, 19, (1), 75-102 View citations (2)
11. Rise of the Central Bank Digital Currencies
    International Journal of Central Banking, 2023, 19, (4), 185-214 View citations (9)
12. The fintech gender gap
    Journal of Financial Intermediation, 2023, 54, (C) View citations (25)
    See also Working Paper The fintech gender gap, BIS Working Papers (2021) View citations (23) (2021)

2022

13. Central Bank Digital Currencies: Motives, Economic Implications, and the Research Frontier
    Annual Review of Economics, 2022, 14, (1), 697-721 View citations (39)
    See also Working Paper Central bank digital currencies: motives, economic implications and the research frontier, BIS Working Papers (2021) View citations (9) (2021)
14. On the nexus between wealth inequality, financial development and financial technology
    Journal of Economic Behavior & Organization, 2022, 202, (C), 429-451 View citations (11)

2021

15. Fintech and Big Tech Credit: What Explains the Rise of Digital Lending?
    CESifo Forum, 2021, 22, (02), 30-34 View citations (4)
16. Funding for fintechs: patterns and drivers
    BIS Quarterly Review, 2021 View citations (7)

2020

17. Stablecoins: risks, potential and regulation
    Revista de Estabilidad Financiera, 2020, (Otoño) View citations (13)
    Also in Financial Stability Review, 2020, (Autumn) (2020) View citations (13)
18. Unconventional monetary policy and inequality: is Japan unique?
    Applied Economics, 2020, 52, (44), 4809-4821 View citations (5)

2019

19. BigTech and the changing structure of financial intermediation
    Economic Policy, 2019, 34, (100), 761-799 View citations (135)
    See also Working Paper BigTech and the changing structure of financial intermediation, BIS Working Papers (2019) View citations (154) (2019)
20. Effective Macroprudential Policy: Cross‐Sector Substitution from Price and Quantity Measures
    Journal of Money, Credit and Banking, 2019, 51, (5), 1209-1235 View citations (41)
    See also Working Paper Effective Macroprudential Policy: Cross-Sector Substitution from Price and Quantity Measures, IMF Working Papers (2016) View citations (55) (2016)
21. Financial institutions’ business models and the global transmission of monetary policy
    Journal of International Money and Finance, 2019, 90, (C), 99-117 View citations (16)
    See also Working Paper Financial Institutions’ Business Models and the Global Transmission of Monetary Policy, International Finance Discussion Papers (2018) View citations (6) (2018)
22. International Lending of Dutch Insurers and Pension Funds: the Impact of ECB Monetary Policy and Prudential Policies in the Host Country
    Open Economies Review, 2019, 30, (3), 445-456 View citations (3)

2018

23. Fintech credit markets around the world: size, drivers and policy issues
    BIS Quarterly Review, 2018 View citations (129)
24. Macroprudential policy and income inequality
    Journal of International Money and Finance, 2018, 85, (C), 278-290 View citations (29)

2017

25. International Banking and Cross-Border Effects of Regulation: Lessons from the Netherlands
    International Journal of Central Banking, 2017, 13, (2), 293-313 View citations (9)

2016

26. European bond markets: Do illiquidity and concentration aggravate price shocks?
    Economics Letters, 2016, 141, (C), 143-146 View citations (13)

2014

27. Does unconventional monetary policy affect inequality? Evidence from Japan
    Applied Economics, 2014, 46, (36), 4445-4454 View citations (107)
    See also Working Paper Does Unconventional Monetary Policy Affect Inequality? Evidence from Japan, Working Papers (2014) View citations (106) (2014)
28. Early Warning for Currency Crises: What Is the Role of Financial Openness?
    Review of International Economics, 2014, 22, (4), 722-743 View citations (8)

Books

2025

1. Cryptocurrencies and decentralised finance: functions and financial stability implications
   BIS Papers, Bank for International Settlements
2. Fast payments and financial inclusion in Latin America and the Caribbean
   BIS Papers, Bank for International Settlements

2024

3. Central bank capital and trust in money: lessons from history for the digital age
   BIS Papers, Bank for International Settlements
4. Central bank digital currencies and fast payment systems: rivals or partners?
   BIS Papers, Bank for International Settlements View citations (3)
5. The economic implications of services in the metaverse
   BIS Papers, Bank for International Settlements
   See also Chapter The Economic Implications of Services in the Metaverse, Springer Books, Springer (2024) (2024)

2022

6. Corporate digital identity: no silver bullet, but a silver lining
   BIS Papers, Bank for International Settlements

2021

7. CBDCs beyond borders: results from a survey of central banks
   BIS Papers, Bank for International Settlements View citations (23)
8. Fintech and the digital transformation of financial services: implications for market structure and public policy
   BIS Papers, Bank for International Settlements View citations (60)

2013

9. 50 Years of Money and Finance: Lessons and Challenges
   SUERF 50th Anniversary Volume - 50 Years of Money and Finance: Lessons and Challenges, SUERF - The European Money and Finance Forum View citations (18)

Chapters

2024

1. A revolution in digital payments: faster, user-friendlier and cheaper
   A chapter in Faster digital payments: global and regional perspectives, 2024, vol. 152, pp 3-15
2. Fast payments and banking: Costa Rica's SINPE Móvil
   A chapter in Faster digital payments: global and regional perspectives, 2024, vol. 152, pp 45-60 View citations (1)
3. The Economic Implications of Services in the Metaverse
   Springer
   See also Book The economic implications of services in the metaverse, Bank for International Settlements (2024) (2024)
4. The organisation of digital payments in India - lessons from the Unified Payments Interface (UPI)
   A chapter in Faster digital payments: global and regional perspectives, 2024, vol. 152, pp 61-73

2023

5. Lessons from 20 years of central banking in the Americas
   A chapter in Central banking in the Americas: Lessons from two decades, 2023, vol. 143, pp 3-20

2021

6. What Does Digital Money Mean for Emerging Market and Developing Economies?
   Springer View citations (1)
   See also Working Paper What does digital money mean for emerging market and developing economies?, Bank for International Settlements (2021) View citations (3) (2021)

2013

7. Unconventional Monetary Policy of the ECB during the Financial Crisis: An Assessment and New Evidence
   SUERF - The European Money and Finance Forum View citations (49)