Details about Matthew Steven Jaremski

Homepage:	https://matthewjaremski.com/
Workplace:	Department of Economics and Finance, Jon M. Huntsman School of Business, Utah State University, (more information at EDIRC)

Access statistics for papers by Matthew Steven Jaremski.

Last updated 2025-04-07. Update your information in the RePEc Author Service.

Short-id: pja349

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Working Papers

2022

Bank Risk and Stockholding (1910-1934)
NBER Working Papers, National Bureau of Economic Research, Inc
See also Journal Article Bank risk and stockholding (1910-1934), Cliometrica, Journal of Historical Economics and Econometric History, Association Française de Cliométrie (AFC) (2024) (2024)
The U.S. Postal Savings System and the Collapse of B&Ls During the Great Depression
NBER Working Papers, National Bureau of Economic Research, Inc

2020

Early Fertility Decline in the United States: Tests of Alternative Hypotheses using New Complete-Count Census Microdata and Enhanced County-Level Data
NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
See also Chapter Early Fertility Decline in the United States: Tests of Alternative Hypotheses Using New Complete-Count Census Microdata and Enhanced County-Level Data, Research in Economic History, Emerald Group Publishing Limited (2021) (2021)
Liquidity Requirements, Free-Riding, and the Implications for Financial Stability Evidence from the early 1900s
NBER Working Papers, National Bureau of Economic Research, Inc
Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2018)
See also Journal Article Liquidity Requirements, Free‐Riding, and the Implications for Financial Stability Evidence from the Early 1900s, Journal of Money, Credit and Banking, Blackwell Publishing (2023) (2023)
Two Centuries of U.S. Banking Concentration: 1820-2019
CEPR Discussion Papers, C.E.P.R. Discussion Papers
When Uncle Sam Introduced Main Street to Wall Street: Liberty Bonds and the Transformation of American Finance
NBER Working Papers, National Bureau of Economic Research, Inc
See also Journal Article When Uncle Sam introduced Main Street to Wall Street: Liberty Bonds and the transformation of American finance, Journal of Financial Economics, Elsevier (2022) View citations (2) (2022)

2019

An Empirical History of the United States Postal Savings System
NBER Working Papers, National Bureau of Economic Research, Inc
Interbank Connections, Contagion and Bank Distress in the Great Depression
NBER Working Papers, National Bureau of Economic Research, Inc View citations (8)
Also in Working Papers, Federal Reserve Bank of St. Louis (2019) View citations (7)
The Founding of the Federal Reserve, the Great Depression and the Evolution of the U.S. Interbank Network
NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
Also in Working Papers, Federal Reserve Bank of St. Louis (2019) View citations (2)
See also Journal Article The Founding of the Federal Reserve, the Great Depression, and the Evolution of the U.S. Interbank Network, The Journal of Economic History, Cambridge University Press (2020) View citations (10) (2020)

2018

Banking on the Boom, Tripped by the Bust: Banks and the World War I Agricultural Price Shock
NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
Also in Working Papers, Federal Reserve Bank of St. Louis (2017)
See also Journal Article Banking on the Boom, Tripped by the Bust: Banks and the World War I Agricultural Price Shock, Journal of Money, Credit and Banking, Blackwell Publishing (2020) View citations (9) (2020)

2017

Did Inequality in Farm Sizes Lead to Suppression of Banking and Credit in the Late Nineteenth Century?
NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)
See also Journal Article Did Inequality in Farm Sizes Lead to Suppression of Banking and Credit in the Late Nineteenth Century?, The Journal of Economic History, Cambridge University Press (2018) View citations (16) (2018)
How was the Quantitative Easing Program of the 1930s Unwound?
NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
Also in Working Papers, American University, Department of Economics (2016)
See also Journal Article How was the quantitative easing program of the 1930s Unwound?, Explorations in Economic History, Elsevier (2018) View citations (6) (2018)
Looking Back On the Age of Checking in America, 1800-1960
MPRA Paper, University Library of Munich, Germany
Populists at the Polls: Economic Factors in the 1896 Presidential Election
NBER Working Papers, National Bureau of Economic Research, Inc View citations (6)
Privately Issued Money in the US
Working Papers, Department of Economics, Colgate University
The (Dis)Advantages of Clearinghouses Before the Fed
NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
See also Journal Article The (dis)advantages of clearinghouses before the Fed, Journal of Financial Economics, Elsevier (2018) View citations (11) (2018)

2016

Deposit Insurance: Theories and Facts
NBER Working Papers, National Bureau of Economic Research, Inc View citations (50)
See also Journal Article Deposit Insurance: Theories and Facts, Annual Review of Financial Economics, Annual Reviews (2016) View citations (50) (2016)
Liquidity Risk, Bank Networks, and the Value of Joining the Federal Reserve System
Working Paper, Federal Reserve Bank of Richmond View citations (3)
Also in Working Papers, Office of Financial Research, US Department of the Treasury (2015) View citations (2)
NBER Working Papers, National Bureau of Economic Research, Inc (2015) View citations (11)
See also Journal Article Liquidity Risk, Bank Networks, and the Value of Joining the Federal Reserve System, Journal of Money, Credit and Banking, Blackwell Publishing (2018) View citations (21) (2018)
Stealing Deposits: Deposit Insurance, Risk-Taking and the Removal of Market Discipline in Early 20th Century Banks
NBER Working Papers, National Bureau of Economic Research, Inc View citations (19)
See also Journal Article Stealing Deposits: Deposit Insurance, Risk‐Taking, and the Removal of Market Discipline in Early 20th‐Century Banks, Journal of Finance, American Finance Association (2019) View citations (38) (2019)

2015

An In-depth Analysis of New England Mutual Savings Banks, 1870-1914
Working Papers, Department of Economics, Colgate University
Banker Preferences, Interbank Connections, and the Enduring Structure of the Federal Reserve System
Working Papers, Federal Reserve Bank of St. Louis View citations (7)
Also in NBER Working Papers, National Bureau of Economic Research, Inc (2015) View citations (5)
The Dawn of an ‘Age of Deposits’ in the United States
NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
See also Journal Article The dawn of an ‘age of deposits’ in the United States, Journal of Banking & Finance, Elsevier (2018) View citations (1) (2018)

2014

American Banking and the Transportation Revolution Before the Civil War
NBER Working Papers, National Bureau of Economic Research, Inc View citations (13)
See also Journal Article American Banking and the Transportation Revolution before the Civil War, The Journal of Economic History, Cambridge University Press (2014) View citations (10) (2014)
Clearinghouses as Credit Regulators Before the Fed?
Working Papers, Department of Economics, Colgate University View citations (2)
See also Journal Article Clearinghouses as credit regulators before the fed?, Journal of Financial Stability, Elsevier (2015) View citations (8) (2015)
Did Railroads Make Antebellum U.S. Banks More Sound?
NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
See also Chapter Did Railroads Make Antebellum U.S. Banks More Sound?, NBER Chapters, National Bureau of Economic Research, Inc (2014) View citations (6) (2014)
The Evolution of Bank Supervision: Evidence from U.S. States
NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)

2013

National Banking's Role in U.S. Industrialization, 1850-1900
NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
See also Journal Article National Banking's Role in U.S. Industrialization, 1850–1900, The Journal of Economic History, Cambridge University Press (2014) View citations (10) (2014)

2012

Banks, Free Banks, and U.S. Economic Growth
NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
Also in Vanderbilt University Department of Economics Working Papers, Vanderbilt University Department of Economics (2012) View citations (3)
See also Journal Article BANKS, FREE BANKS, AND U.S. ECONOMIC GROWTH, Economic Inquiry, Western Economic Association International (2013) View citations (10) (2013)
Sales and Firm Entry: The Case of Wal-Mart
Working Papers, Department of Economics, Colgate University View citations (1)
See also Journal Article Sales and Firm Entry: The Case of Wal‐Mart, Southern Economic Journal, John Wiley & Sons (2014) (2014)

2009

Rigidity, Dispersion and Discreteness in Chain Prices
Vanderbilt University Department of Economics Working Papers, Vanderbilt University Department of Economics View citations (6)

Journal Articles

2025

Interbank Networks and the Interregional Transmission of Financial Crises: Evidence from the Panic of 1907
The Journal of Economic History, 2025, 85, (1), 152-179
See also Working Paper Interbank Networks and the Interregional Transmission of Financial Crises: Evidence from the Panic of 1907, NBER Working Papers (2023) View citations (1) (2023)
Signals and stigmas from banking interventions: Lessons from the Bank Holiday of 1933
Journal of Financial Economics, 2025, 163, (C)
See also Working Paper Signals and Stigmas from Banking Interventions: Lessons from the Bank Holiday in 1933, NBER Working Papers (2023) View citations (1) (2023)

2024

Bank risk and stockholding (1910-1934)
Cliometrica, Journal of Historical Economics and Econometric History, 2024, 18, (1), 221-249
Also in Cliometrica, 2024, 18, (1), 221-249 (2024)
See also Working Paper Bank Risk and Stockholding (1910-1934), NBER Working Papers (2022) (2022)
The puzzling persistence of financial crises: A selective review of 2000 years of evidence
Journal of Financial Intermediation, 2024, 58, (C)

2023

Florida (Un)chained
Journal of Financial Intermediation, 2023, 55, (C) View citations (2)
See also Working Paper Florida (Un)Chained, NBER Working Papers (2023) View citations (2) (2023)
Liquidity Requirements, Free‐Riding, and the Implications for Financial Stability Evidence from the Early 1900s
Journal of Money, Credit and Banking, 2023, 55, (1), 323-341
See also Working Paper Liquidity Requirements, Free-Riding, and the Implications for Financial Stability Evidence from the early 1900s, NBER Working Papers (2020) (2020)
Murphy, Anne L. Virtuous Bankers: A Day in the Life of the Eighteenth-Century Bank of England
Journal of Economic Literature, 2023, 61, (3), 1199-1201
The U.S. Postal Savings System and the collapse of building and loan associations during the Great Depression
Southern Economic Journal, 2023, 89, (4), 1196-1215 View citations (2)

2022

Interbank connections, contagion and bank distress in the Great Depression✰
Journal of Financial Intermediation, 2022, 51, (C) View citations (2)
When Uncle Sam introduced Main Street to Wall Street: Liberty Bonds and the transformation of American finance
Journal of Financial Economics, 2022, 145, (1), 194-216 View citations (2)
See also Working Paper When Uncle Sam Introduced Main Street to Wall Street: Liberty Bonds and the Transformation of American Finance, NBER Working Papers (2020) (2020)
Why Join the Fed?
The Journal of Economic History, 2022, 82, (3), 765-800

2021

Bank Notes and Shinplasters: The Rage for Paper Money in the Early Republic. By Joshua R. Greenberg. Philadelphia: University of Pennsylvania Press, 2020. Pp. 245. $34.95, hardcover
The Journal of Economic History, 2021, 81, (4), 1267-1268

2020

Banking on the Boom, Tripped by the Bust: Banks and the World War I Agricultural Price Shock
Journal of Money, Credit and Banking, 2020, 52, (7), 1719-1754 View citations (9)
See also Working Paper Banking on the Boom, Tripped by the Bust: Banks and the World War I Agricultural Price Shock, NBER Working Papers (2018) View citations (2) (2018)
The Founding of the Federal Reserve, the Great Depression, and the Evolution of the U.S. Interbank Network
The Journal of Economic History, 2020, 80, (1), 69-99 View citations (10)
See also Working Paper The Founding of the Federal Reserve, the Great Depression and the Evolution of the U.S. Interbank Network, NBER Working Papers (2019) View citations (3) (2019)
Today’s economic history and tomorrow’s scholars
Cliometrica, 2020, 14, (1), 169-180 View citations (3)
U.S. banking concentration, 1820–2019
Economics Letters, 2020, 190, (C) View citations (1)

2019

Competition, business cycles, and price flexibility in grocery stores
Economics Letters, 2019, 181, (C), 137-139
Faire appel à l'histoire pour mettre au jour les causes et les conséquences de l'assurance dépôts
Revue d'économie financière, 2019, N° 136, (4), 377-383
Stealing Deposits: Deposit Insurance, Risk‐Taking, and the Removal of Market Discipline in Early 20th‐Century Banks
Journal of Finance, 2019, 74, (2), 711-754 View citations (38)
See also Working Paper Stealing Deposits: Deposit Insurance, Risk-Taking and the Removal of Market Discipline in Early 20th Century Banks, NBER Working Papers (2016) View citations (19) (2016)

2018

Did Inequality in Farm Sizes Lead to Suppression of Banking and Credit in the Late Nineteenth Century?
The Journal of Economic History, 2018, 78, (1), 155-195 View citations (16)
See also Working Paper Did Inequality in Farm Sizes Lead to Suppression of Banking and Credit in the Late Nineteenth Century?, NBER Working Papers (2017) View citations (5) (2017)
How was the quantitative easing program of the 1930s Unwound?
Explorations in Economic History, 2018, 69, (C), 27-49 View citations (6)
See also Working Paper How was the Quantitative Easing Program of the 1930s Unwound?, NBER Working Papers (2017) View citations (3) (2017)
Liquidity Risk, Bank Networks, and the Value of Joining the Federal Reserve System
Journal of Money, Credit and Banking, 2018, 50, (1), 173-201 View citations (21)
See also Working Paper Liquidity Risk, Bank Networks, and the Value of Joining the Federal Reserve System, Working Paper (2016) View citations (3) (2016)
The (dis)advantages of clearinghouses before the Fed
Journal of Financial Economics, 2018, 127, (3), 435-458 View citations (11)
See also Working Paper The (Dis)Advantages of Clearinghouses Before the Fed, NBER Working Papers (2017) View citations (1) (2017)
The dawn of an ‘age of deposits’ in the United States
Journal of Banking & Finance, 2018, 87, (C), 264-281 View citations (1)
See also Working Paper The Dawn of an ‘Age of Deposits’ in the United States, NBER Working Papers (2015) View citations (2) (2015)

2017

The Bank War: Andrew Jackson, Nicholas Biddle, and the Fight for American Finance. By Yardley Paul Kahan, PA: Westholme Publishing, 2015. Pp. xii, 187. $28.00, cloth
The Journal of Economic History, 2017, 77, (2), 613-614
The Second Bank of the United States: “Central” Banker in an Era of Nation-Building, 1816–1936. Jane Ellen Knodell. London: Routledge Taylor and Francis Group, 2016. Pp. 202. $98.47, hardcover
The Journal of Economic History, 2017, 77, (4), 1234-1236
Understanding the Cyclical Nature of Financial Intermediation Costs
Southern Economic Journal, 2017, 84, (1), 181-201 View citations (3)

2016

Deposit Insurance: Theories and Facts
Annual Review of Financial Economics, 2016, 8, (1), 97-120 View citations (50)
See also Working Paper Deposit Insurance: Theories and Facts, NBER Working Papers (2016) View citations (50) (2016)
The competition and coexistence of mutual and commercial banks in New England, 1870–1914
Cliometrica, Journal of Historical Economics and Econometric History, 2016, 10, (2), 151-179 View citations (2)

2015

Chronique d'histoire financière. Introduction au régime de banque libre aux États-Unis
Revue d'économie financière, 2015, N° 117, (1), 245-248
Clearinghouses as credit regulators before the fed?
Journal of Financial Stability, 2015, 17, (C), 10-21 View citations (8)
See also Working Paper Clearinghouses as Credit Regulators Before the Fed?, Working Papers (2014) View citations (2) (2014)
The Evolution of Bank Supervisory Institutions: Evidence from American States
The Journal of Economic History, 2015, 75, (3), 819-859 View citations (20)

2014

American Banking and the Transportation Revolution before the Civil War
The Journal of Economic History, 2014, 74, (4), 943-986 View citations (10)
See also Working Paper American Banking and the Transportation Revolution Before the Civil War, NBER Working Papers (2014) View citations (13) (2014)
Banking in Oklahoma Before Statehood. By Michael J. Hightower. Norman, OK: University of Oklahoma Press. 2013. Pp. vii, 391. $29.95, cloth
The Journal of Economic History, 2014, 74, (4), 1239-1241
National Banking's Role in U.S. Industrialization, 1850–1900
The Journal of Economic History, 2014, 74, (1), 109-140 View citations (10)
See also Working Paper National Banking's Role in U.S. Industrialization, 1850-1900, NBER Working Papers (2013) View citations (2) (2013)
Sales and Firm Entry: The Case of Wal‐Mart
Southern Economic Journal, 2014, 81, (1), 168-192
See also Working Paper Sales and Firm Entry: The Case of Wal-Mart, Working Papers (2012) View citations (1) (2012)

2013

BANKS, FREE BANKS, AND U.S. ECONOMIC GROWTH
Economic Inquiry, 2013, 51, (2), 1603-1621 View citations (10)
See also Working Paper Banks, Free Banks, and U.S. Economic Growth, NBER Working Papers (2012) View citations (2) (2012)
Kenneth D. Garbade, Birth of a market: the US treasury securities market from the Great War to the Great Depression ( Cambridge, MA: MIT Press, 2012. Pp. viii + 393. ISBN 9780262016377 Hbk. £34.95)
Economic History Review, 2013, 66, (4), 1219-1220
State Banks and the National Banking Acts: Measuring the Response to Increased Financial Regulation, 1860-1870
Journal of Money, Credit and Banking, 2013, 45, (2-3), 379-399 View citations (12)
Also in Journal of Money, Credit and Banking, 2013, 45, (2‐3), 379-399 (2013) View citations (3)

2012

Legacy, location, and labor: Accounting for racial differences in postbellum cotton production
Explorations in Economic History, 2012, 49, (3), 291-302

2011

Bank-Specific Default Risk in the Pricing of Bank Note Discounts
The Journal of Economic History, 2011, 71, (4), 950-975 View citations (4)

2010

Free Bank Failures: Risky Bonds versus Undiversified Portfolios
Journal of Money, Credit and Banking, 2010, 42, (8), 1565-1587
Also in Journal of Money, Credit and Banking, 2010, 42, (8), 1565-1587 (2010) View citations (19)

Chapters

2024

The Cliometric Study of Financial Panics and Crashes
Springer
Also in Springer (2016)

2021

Early Fertility Decline in the United States: Tests of Alternative Hypotheses Using New Complete-Count Census Microdata and Enhanced County-Level Data
A chapter in Research in Economic History, 2021, vol. 37, pp 89-128
See also Working Paper Early Fertility Decline in the United States: Tests of Alternative Hypotheses using New Complete-Count Census Microdata and Enhanced County-Level Data, National Bureau of Economic Research, Inc (2020) View citations (2) (2020)

2019

Populists at the Polls: Economic Factors in the US Presidential Election of 1896
A chapter in Research in Economic History, 2019, vol. 35, pp 91-131 View citations (1)

2014

Did Railroads Make Antebellum U.S. Banks More Sound?
A chapter in Enterprising America: Businesses, Banks, and Credit Markets in Historical Perspective, 2014, pp 149-178 View citations (6)
See also Working Paper Did Railroads Make Antebellum U.S. Banks More Sound?, National Bureau of Economic Research, Inc (2014) View citations (4) (2014)