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The Importance of Geographic Access for the Impact of Microfinance

Nargiza Alimukhamedova (), Randall Filer () and Jan Hanousek ()

CERGE-EI Working Papers from The Center for Economic Research and Graduate Education - Economics Institute, Prague

Abstract: The geographic distance between a household and financial institutions may constitute a significant obstacle to achieving the benefits of modern financial institutions. We measure the impact of distance-related access to microcredits in Uzbekistan. Residents living closer to microfinance institutions are propensity score matched to those further away using both household and village characteristics. Households located nearer to microfinance institutions have larger businesses in terms of income, profits and employees than similar households located further away. In addition, they spend more on most forms of consumption and have greater savings.

Keywords: microcredit; microfinance institutions; geographic access (search for similar items in EconPapers)
JEL-codes: O16 C34 (search for similar items in EconPapers)
Date: 2016-11
New Economics Papers: this item is included in nep-mfd
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Related works:
Working Paper: The Importance of Geographic Access for the Impact of Microfinance (2016) Downloads
Working Paper: The Importance of Geographic Access for the Impact of Microfinance (2015) Downloads
Working Paper: The Importance of Geographic Access for the Impact of Microfinance (2015) Downloads
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