Details about Michael Hoy

Workplace:

Department of Economics and Finance, Gordon Lang School of Business and Economics, University of Guelph, (more information at EDIRC)

Access statistics for papers by Michael Hoy.

Last updated 2025-05-28. Update your information in the RePEc Author Service.

Short-id: pho201

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Working Papers

2018

1. Guaranteed Renewable Life Insurance Under Demand Uncertainty
   CESifo Working Paper Series, CESifo
   See also Journal Article Guaranteed renewable life insurance under demand uncertainty, Journal of Risk & Insurance, The American Risk and Insurance Association (2021) (2021)

2015

2. Grades, aspirations, and postsecondary education outcomes
   LIDAM Reprints CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE) View citations (5)
   Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2012) View citations (10)
3. Nature or Nurture in Higher Education? Inter-generational Implications of the Vietnam-Era Lottery
   LIDAM Discussion Papers CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE)
   Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2015)

2014

4. The Value of Technology Improvements in Games with Externalities: A Fresh Look at Offsetting Behavior
   CESifo Working Paper Series, CESifo
   See also Journal Article The value of technology improvements in games with externalities: A fresh look at offsetting behavior, Journal of Public Economics, Elsevier (2015) View citations (9) (2015)

2012

5. Genetic Testing and Insurance: The Complexity of Adverse Selection
   Working Papers, University of Guelph, Department of Economics and Finance View citations (9)
6. The Implication of Peer and Parental Influences on University Attendance: A Gender Comparison
   Working Papers, University of Guelph, Department of Economics and Finance View citations (1)

2010

7. Empirical Issues in Lifetime Poverty Measurement
   WIDER Working Paper Series, World Institute for Development Economic Research (UNU-WIDER) View citations (6)
   See also Journal Article Empirical issues in lifetime poverty measurement, The Journal of Economic Inequality, Springer (2012) View citations (12) (2012)
8. Intuitions About Lagrangian Optimization
   Working Papers, University of Guelph, Department of Economics and Finance

2009

9. Impact of Genetic Testing on Surveillance and Prevention
   Working Papers, University of Guelph, Department of Economics and Finance View citations (6)
10. The Gender Imbalance in Participation in Canadian Universities (1977-2005)
    CESifo Working Paper Series, CESifo
    Also in University of Cyprus Working Papers in Economics, University of Cyprus Department of Economics (2008) View citations (2)

2008

11. Measuring Lifetime Poverty
    Working Papers, University of Guelph, Department of Economics and Finance View citations (7)
    See also Journal Article Measuring lifetime poverty, Journal of Economic Theory, Elsevier (2011) View citations (36) (2011)
12. The Determinants of University Participation in Canada (1977-2003)
    University of Cyprus Working Papers in Economics, University of Cyprus Department of Economics
    Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2008) View citations (1)
13. “No Solution to This Dilemma Exists”: Discrimination, Insurance, and the Human Genome Project
    Working Papers, University of Guelph, Department of Economics and Finance View citations (1)

2007

14. Evaluating the Effects of Asymmetric Information in a Model of Crop Insurance
    Working Papers, University of Guelph, Department of Economics and Finance View citations (4)
    See also Journal Article Evaluating the effects of asymmetric information in a model of crop insurance, Agricultural Finance Review, Emerald Group Publishing Limited (2007) View citations (4) (2007)

2006

15. Property Rights and the Urban Environment: Local Public Goods in Indonesian Cities
    Working Papers, University of Guelph, Department of Economics and Finance View citations (1)
16. The Determinants of University Participation
    Working Papers, University of Guelph, Department of Economics and Finance View citations (3)
17. The Gender Imbalance in Participation in Canadian Universities (1977-2003)
    Working Papers, University of Guelph, Department of Economics and Finance View citations (3)

2005

18. Risk Classification and Social Welfare
    Working Papers, University of Guelph, Department of Economics and Finance View citations (2)
19. Welfare Effects of Banning Genetic Information in the Life Insurance Market: The Case of BRCA1/2 Genes
    Working Papers, University of Guelph, Department of Economics and Finance View citations (6)
    See also Journal Article Welfare Effects of Banning Genetic Information in the Life Insurance Market: The Case of BRCA1/2 Genes, Journal of Risk & Insurance, The American Risk and Insurance Association (2007) View citations (23) (2007)

1999

20. A MODEL OF AGRICULTURAL INSURANCE IN EVALUATING ASYMMETRIC INFORMATION PROBLEMS
    Working Papers, University of Guelph, Department of Food, Agricultural and Resource Economics
21. Information and Dynamic Adjustment in Life Insurance
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics View citations (7)
22. THE ECONOMICS AND IMPLICATIONS OF EX-ANTE REGULATIONS IN ADDRESSING PROBLEMS OF MORAL HAZARD IN AGRICULTURAL INSURANCE
    Working Papers, University of Guelph, Department of Food, Agricultural and Resource Economics
    Also in Working Papers, University of Guelph, Department of Food, Agricultural and Resource Economics (1999)

1998

23. The Value of Genetic Information in the Life Insurance Market
    CESifo Working Paper Series, CESifo View citations (2)
    See also Journal Article The value of genetic information in the life insurance market, Journal of Public Economics, Elsevier (2000) View citations (45) (2000)

1994

24. Making Inequality Comparisons When Lorenz Curves Intersect
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics View citations (2)
    See also Journal Article Making Inequality Comparisons When Lorenz Curves Intersect, American Economic Review, American Economic Association (1995) View citations (56) (1995)

1991

25. Marking Inequality Comparisons when Lores Curves Intersect
    Working Papers, University of Guelph, Department of Economics and Finance
26. The Normative Significance of Using Third-Degree Stochastic Dominance in Comparing Income Distributions
    Working Papers, University of Guelph, Department of Economics and Finance
    See also Journal Article The Normative Significance of Using Third-Degree Stochastic Dominance in Comparing Income Distributions, Journal of Economic Theory, Elsevier (1994) View citations (45) (1994)
27. The Political Economy Of Systematic Government Intervention In Agriculture
    Working Papers, University of Guelph, Department of Food, Agricultural and Resource Economics View citations (2)
    See also Journal Article The Political Economv of Svstematic Government Intervention in Agriculture, Canadian Journal of Agricultural Economics/Revue canadienne d'agroeconomie, Canadian Agricultural Economics Society/Societe canadienne d'agroeconomie (1993) (1993)

1989

28. EAST-WEST TECHNOLOGY TRANFER UNDER BILATERAL ASYMMETRIC INFORMATION
    Working Papers, University of Guelph, Department of Economics and Finance

1988

29. INSURANCE PROVISION UNDER A SOLVENCY REQUIREMENT
    Working Papers, University of Guelph, Department of Economics and Finance View citations (1)
    See also Journal Article Insurance provision under a solvency requirement, Economics Letters, Elsevier (1988) View citations (1) (1988)
30. SQUATTERS' RIGHT AND URBAN DEVELOPMENT: AN ECONOMIC PERSPECTIVE
    Working Papers, University of Guelph, Department of Economics and Finance

1983

31. Efficiency and the Structure of Production
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics
32. Hedging and Output Decisions Under Price and Output Uncertainty
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics
33. The Life Cycle of a Duopoly: A Case Study from the North American Fur Trade, 1804-1821
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics
34. The Value of Information Concerning Heterogeneous Technologies in a Principal-Agent Relationship
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics View citations (1)

1981

35. British Industrialization before 1841: Evidence of Slower Growth during the Industrial Revolution
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics
36. Categorizing Risks in the Insurance Industry: The Case of Symmetric Information
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics
37. Long-Run Industry Equilibrium with Uncertainty
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics
38. The Impact of Imperfectly Categorizing Risks on Income Inequality and Social Welfare
    University of Western Ontario, Departmental Research Report Series, University of Western Ontario, Department of Economics View citations (1)
    See also Journal Article The Impact of Imperfectly Categorizing Risks on Income Inequality and Social Welfare, Canadian Journal of Economics, Canadian Economics Association (1984) View citations (13) (1984)

Undated

39. Genetic Screening and Price Discrimination in Insurance Markets
    Discussion Papers, Department of Economics, University of York
    See also Journal Article Genetic Screening and Price Discrimination in Insurance Markets, The Geneva Risk and Insurance Review, Palgrave Macmillan (2000) View citations (6) (2000)

Journal Articles

2022

1. Revisiting comparisons of income inequality when Lorenz curves intersect
   Social Choice and Welfare, 2022, 58, (1), 101-109
2. Vietnam Era Fathers: The Intergenerational Transmission of Tertiary Education
   Review of Income and Wealth, 2022, 68, (3), 593-616 View citations (1)

2021

3. Guaranteed renewable life insurance under demand uncertainty
   Journal of Risk & Insurance, 2021, 88, (1), 131-159
   See also Working Paper Guaranteed Renewable Life Insurance Under Demand Uncertainty, CESifo Working Paper Series (2018) (2018)

2019

4. Loss Coverage: Why Insurance Works Better with Some Adverse Selection, Edited by R. Guy Thomas, Cambridge: Cambridge University Press, 2018, 274pp, ISBN: 978-1-107-49590-6
   Annals of Actuarial Science, 2019, 13, (2), 420-425
   Also in Annals of Actuarial Science, 2019, 13, (2), 426-426 (2019)

2017

5. Measuring discrimination using principles of stochastic dominance
   Journal of Economic Theory, 2017, 167, (C), 39-52

2016

6. Upcoming Conference and Special Issue in GRIR to Honour Harris Schlesinger
   The Geneva Risk and Insurance Review, 2016, 41, (1), 1-1

2015

7. Geneva Risk and Insurance Review 40th Anniversary Issue
   The Geneva Risk and Insurance Review, 2015, 40, (2), 89-96
8. The value of technology improvements in games with externalities: A fresh look at offsetting behavior
   Journal of Public Economics, 2015, 131, (C), 12-20 View citations (9)
   See also Working Paper The Value of Technology Improvements in Games with Externalities: A Fresh Look at Offsetting Behavior, CESifo Working Paper Series (2014) (2014)

2014

9. An economic model of Adopt-a-Highway programmes
   Journal of Environmental Economics and Policy, 2014, 3, (3), 268-277
10. Editor's Note
    The Geneva Risk and Insurance Review, 2014, 39, (1), 1-1
11. Managing genetic tests, surveillance, and preventive medicine under a public health insurance system
    Journal of Health Economics, 2014, 34, (C), 31-41 View citations (3)
12. Take-up for genetic tests and ambiguity
    Journal of Risk and Uncertainty, 2014, 48, (2), 111-133 View citations (49)

2012

13. Editorial
    The Geneva Papers on Risk and Insurance - Issues and Practice, 2012, 37, (4), 605-608
14. Empirical issues in lifetime poverty measurement
    The Journal of Economic Inequality, 2012, 10, (2), 163-189 View citations (12)
    See also Working Paper Empirical Issues in Lifetime Poverty Measurement, WIDER Working Paper Series (2010) View citations (6) (2010)

2011

15. Measuring lifetime poverty
    Journal of Economic Theory, 2011, 146, (6), 2544-2562 View citations (36)
    See also Working Paper Measuring Lifetime Poverty, Working Papers (2008) View citations (7) (2008)

2010

16. Participation in Canadian Universities: The gender imbalance (1977-2005)
    Economics of Education Review, 2010, 29, (3), 400-410 View citations (16)

2007

17. Evaluating the effects of asymmetric information in a model of crop insurance
    Agricultural Finance Review, 2007, 67, (2), 341-356 View citations (4)
    See also Working Paper Evaluating the Effects of Asymmetric Information in a Model of Crop Insurance, Working Papers (2007) View citations (4) (2007)
18. Welfare Effects of Banning Genetic Information in the Life Insurance Market: The Case of BRCA1/2 Genes
    Journal of Risk & Insurance, 2007, 74, (3), 523-546 View citations (23)
    See also Working Paper Welfare Effects of Banning Genetic Information in the Life Insurance Market: The Case of BRCA1/2 Genes, Working Papers (2005) View citations (6) (2005)

2006

19. Advantageous Effects of Regulatory Adverse Selection in the Life Insurance Market
    Economic Journal, 2006, 116, (508), 327-354 View citations (37)
20. Risk Classification and Social Welfare&ast
    The Geneva Papers on Risk and Insurance - Issues and Practice, 2006, 31, (2), 245-269 View citations (15)

2005

21. Regulating Genetic Information in Insurance Markets
    Risk Management and Insurance Review, 2005, 8, (2), 211-237 View citations (18)

2003

22. The Impact of Genetic Testing on Healthcare Insurance
    The Geneva Papers on Risk and Insurance - Issues and Practice, 2003, 28, (2), 203-221 View citations (23)
    Also in The Geneva Papers on Risk and Insurance - Issues and Practice, 2003, 28, (2), 203-221 (2003)

2002

23. Flat rate taxes and inequality measurement
    Journal of Public Economics, 2002, 84, (1), 33-46 View citations (35)
24. The role of ex ante regulations in addressing problems of moral hazard in agricultural insurance
    Agricultural Finance Review, 2002, 62, (2), 103-116

2000

25. Co-existence in Selected Mixed Arab-Jewish Cities in Israel: By Choice or by Default?
    Urban Studies, 2000, 37, (4), 775-796 View citations (4)
26. Genetic Screening and Price Discrimination in Insurance Markets
    The Geneva Risk and Insurance Review, 2000, 25, (2), 103-130 View citations (6)
    See also Working Paper Genetic Screening and Price Discrimination in Insurance Markets, Discussion Papers
27. The value of genetic information in the life insurance market
    Journal of Public Economics, 2000, 78, (3), 235-252 View citations (45)
    See also Working Paper The Value of Genetic Information in the Life Insurance Market, CESifo Working Paper Series (1998) View citations (2) (1998)

1995

28. Making Inequality Comparisons When Lorenz Curves Intersect
    American Economic Review, 1995, 85, (4), 980-86 View citations (56)
    See also Working Paper Making Inequality Comparisons When Lorenz Curves Intersect, University of Western Ontario, Departmental Research Report Series (1994) View citations (2) (1994)

1994

29. The Normative Significance of Using Third-Degree Stochastic Dominance in Comparing Income Distributions
    Journal of Economic Theory, 1994, 64, (2), 520-530 View citations (45)
    See also Working Paper The Normative Significance of Using Third-Degree Stochastic Dominance in Comparing Income Distributions, Working Papers (1991) (1991)

1993

30. The Political Economv of Svstematic Government Intervention in Agriculture
    Canadian Journal of Agricultural Economics/Revue canadienne d'agroeconomie, 1993, 41, (3), 289-309
    See also Working Paper The Political Economy Of Systematic Government Intervention In Agriculture, Working Papers (1991) View citations (2) (1991)

1991

31. East--West joint ventures and buyback contracts
    Journal of International Economics, 1991, 30, (3-4), 331-343 View citations (16)

1989

32. The value of screening mechanisms under alternative insurance possibilities
    Journal of Public Economics, 1989, 39, (2), 177-206 View citations (31)

1988

33. Insurance provision under a solvency requirement
    Economics Letters, 1988, 28, (3), 273-276 View citations (1)
    See also Working Paper INSURANCE PROVISION UNDER A SOLVENCY REQUIREMENT, Working Papers (1988) View citations (1) (1988)

1984

34. The Impact of Imperfectly Categorizing Risks on Income Inequality and Social Welfare
    Canadian Journal of Economics, 1984, 17, (3), 557-68 View citations (13)
    See also Working Paper The Impact of Imperfectly Categorizing Risks on Income Inequality and Social Welfare, University of Western Ontario, Departmental Research Report Series (1981) View citations (1) (1981)

1982

35. Categorizing Risks in the Insurance Industry
    The Quarterly Journal of Economics, 1982, 97, (2), 321-336 View citations (61)

1981

36. Insurance as a Giffen good
    Economics Letters, 1981, 8, (1), 47-51 View citations (29)

Books

2011

1. Mathematics for Economics, vol 1
   MIT Press Books, The MIT Press View citations (8)
   Also in MIT Press Books, The MIT Press (2011) View citations (8)
2. Student Solutions Manual for Mathematics for Economics, vol 1
   MIT Press Books, The MIT Press View citations (4)

2001

3. Mathematics for Economics, 2nd Edition, vol 1
   MIT Press Books, The MIT Press View citations (12)
4. Student's Solutions Manual for Mathematics for Economics, 2nd Edition, vol 1
   MIT Press Books, The MIT Press View citations (3)

Chapters

2018

1. Poverty over time: theoretical approaches
   Chapter 9 in Handbook of Research on Economic and Social Well-Being, 2018, pp 230-249 View citations (1)

2007

2. Progressivity Implications of Public Health Insurance Funding in Canada
   A chapter in Equity, 2007, pp 133-167

2003

3. FLAT TAXES AND INEQUALITY IN CANADA
   A chapter in Fiscal Policy, Inequality and Welfare, 2003, pp 125-146