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Details about Jonathan Zinman

E-mail:
Homepage:http://www.dartmouth.edu/~jzinman/
Workplace:Economics Department, Dartmouth College, (more information at EDIRC)
National Bureau of Economic Research (NBER), (more information at EDIRC)
Innovations for Poverty Action (IPA), (more information at EDIRC)
Abdul Latif Jameel Poverty Action Lab (J-PAL), Massachusetts Institute of Technology (MIT), (more information at EDIRC)

Access statistics for papers by Jonathan Zinman.

Last updated 2018-07-08. Update your information in the RePEc Author Service.

Short-id: pzi83


Jump to Journal Articles Chapters

Working Papers

2018

  1. Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2018) Downloads
  2. Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2017) Downloads

2017

  1. Redefine Statistical Significance
    Artefactual Field Experiments, The Field Experiments Website Downloads View citations (1)
  2. The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)

2016

  1. Research and Impacts of Digital Financial Services
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
    Also in Working Paper Series, Harvard University, John F. Kennedy School of Government (2016) Downloads

2015

  1. Referrals: peer screening and enforcement in a consumer credit field experiment
    LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library Downloads View citations (2)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2012) Downloads View citations (1)

    See also Journal Article in American Economic Journal: Microeconomics (2015)
  2. Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    Also in Working Papers, Economic Growth Center, Yale University (2015) Downloads
    CEPR Discussion Papers, C.E.P.R. Discussion Papers (2015) Downloads

2014

  1. Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training
    IZA Discussion Papers, Institute for the Study of Labor (IZA) Downloads View citations (1)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2012) Downloads View citations (8)
    CESifo Working Paper Series, CESifo Group Munich (2014) Downloads View citations (1)
    NBER Working Papers, National Bureau of Economic Research, Inc (2012) Downloads View citations (8)

    See also Journal Article in American Economic Journal: Economic Policy (2015)
  2. Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs
    Working Papers, Economic Growth Center, Yale University Downloads View citations (9)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2014) Downloads View citations (9)
    CEPR Discussion Papers, C.E.P.R. Discussion Papers (2014) Downloads View citations (9)
    Working Papers, Yale University, Department of Economics (2014) Downloads View citations (9)
  3. Household Debt: Facts, Puzzles, Theories, and Policies
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
    See also Journal Article in Annual Review of Economics (2015)
  4. Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads View citations (5)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2014) Downloads View citations (5)

    See also Journal Article in American Economic Journal: Applied Economics (2015)
  5. Savings by and for the poor: A research review and agenda
    WIDER Working Paper Series, World Institute for Development Economic Research (UNU-WIDER) Downloads View citations (55)
    Also in Working Papers, Yale University, Department of Economics (2013) Downloads View citations (15)
    Working Papers, Economic Growth Center, Yale University (2013) Downloads View citations (11)

    See also Journal Article in Review of Income and Wealth (2014)

2013

  1. (Ineffective) messages to encourage recycling: evidence from a randomized evaluation in Peru
    Policy Research Working Paper Series, The World Bank Downloads View citations (1)
    See also Journal Article in World Bank Economic Review (2015)
  2. Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
  3. Consumer Credit: Too Much or Too Little (or Just Right)?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
    See also Journal Article in The Journal of Legal Studies (2014)
  4. Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads View citations (4)
    Also in Working Papers, Yale University, Department of Economics (2013) Downloads View citations (4)
    NBER Working Papers, National Bureau of Economic Research, Inc (2013) Downloads View citations (4)
    Working Papers, Economic Growth Center, Yale University (2013) Downloads View citations (4)
  5. Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico
    Working Papers, Yale University, Department of Economics Downloads View citations (1)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2013) Downloads View citations (1)
    Working Papers, Economic Growth Center, Yale University (2013) Downloads View citations (1)
    NBER Working Papers, National Bureau of Economic Research, Inc (2013) Downloads View citations (1)
  6. Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico-Working Paper 331
    Working Papers, Center for Global Development Downloads View citations (1)
  7. Savings by and for the Poor: A Research Review and Agenda-Working Paper 346
    Working Papers, Center for Global Development Downloads View citations (8)
  8. Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (16)
    Also in Working Papers, Yale University, Department of Economics (2013) Downloads View citations (16)
    Working Papers, Economic Growth Center, Yale University (2013) Downloads View citations (18)
    IZA Discussion Papers, Institute for the Study of Labor (IZA) (2013) Downloads View citations (20)
    CEPR Discussion Papers, C.E.P.R. Discussion Papers (2013) Downloads View citations (18)
  9. Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco-Working Paper 330
    Working Papers, Center for Global Development Downloads View citations (15)

2012

  1. A Personal Touch: Text Messaging for Loan Repayment
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (6)
    Also in Working Papers, Economic Growth Center, Yale University (2012) Downloads View citations (6)
    Working Papers, Yale University, Department of Economics (2012) Downloads View citations (9)
  2. Borrow Less Tomorrow: Behavioral Approaches to Debt Reduction
    Working Papers, Center for Retirement Research at Boston College, Center for Retirement Research Downloads View citations (1)
  3. Wintertime for Deceptive Advertising?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    See also Journal Article in American Economic Journal: Applied Economics (2016)
  4. You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment
    Working Papers, Economic Growth Center, Yale University Downloads View citations (1)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2012) Downloads View citations (1)
    Working Papers, Yale University, Department of Economics (2012) Downloads View citations (1)

2011

  1. Being Surveyed Can Change Later Behavior and Related Parameter Estimates
    Scholarly Articles, Harvard University Department of Economics Downloads View citations (40)
  2. Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (9)
    Also in Working Papers, Federal Reserve Bank of Philadelphia (2011) Downloads View citations (11)

    See also Journal Article in Review of Financial Studies (2014)
  3. List Randomization for Sensitive Behavior: An Application for Measuring Use of Loan Proceeds
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (2)
    See also Journal Article in Journal of Development Economics (2012)

2010

  1. Getting to the Top of Mind: How Reminders Increase Saving
    Working Papers, Center for Retirement Research at Boston College, Center for Retirement Research Downloads View citations (49)
    Also in Working Papers, eSocialSciences (2010) Downloads View citations (25)
    Working Papers, Economic Growth Center, Yale University (2010) Downloads View citations (52)
    Working Papers, Yale University, Department of Economics (2010) Downloads View citations (48)
    NBER Working Papers, National Bureau of Economic Research, Inc (2010) Downloads View citations (50)
    CEPR Discussion Papers, C.E.P.R. Discussion Papers (2010) Downloads View citations (51)

    See also Journal Article in Management Science (2016)

2009

  1. Expanding Microenterprise Credit Access: Randomized Supply Decisions to Estimate the Impacts in Manila
    Working Papers, Yale University, Department of Economics Downloads View citations (17)
  2. Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads View citations (49)
    Also in Working Papers, Economic Growth Center, Yale University (2009) Downloads View citations (34)
  3. Put your money where your butt is: a commitment contract for smoking cessation
    Policy Research Working Paper Series, The World Bank Downloads View citations (5)
    See also Journal Article in American Economic Journal: Applied Economics (2010)
  4. What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment
    Working Papers, Economic Growth Center, Yale University Downloads View citations (7)
    Also in Working Papers, Economic Growth Center, Yale University (2005) Downloads View citations (36)
    Working Papers, Yale University, Department of Economics (2009) Downloads View citations (14)

    See also Journal Article in The Quarterly Journal of Economics (2010)

2008

  1. In harm’s way? Payday loan access and military personnel performance
    Working Papers, Federal Reserve Bank of Philadelphia Downloads View citations (13)
    See also Journal Article in Review of Financial Studies (2014)
  2. Restricting consumer credit access: household survey evidence on effects around the Oregon rate cap
    Working Papers, Federal Reserve Bank of Philadelphia Downloads View citations (4)
    See also Journal Article in Journal of Banking & Finance (2010)
  3. Summary of "Expanding credit access: using randomized supply decisions to estimate the impacts"
    Proceedings, Federal Reserve Bank of Chicago View citations (2)

2007

  1. Credit Elasticities in Less-Developed Economies: Implications for Microcredit
    Working Papers, Center for Global Development Downloads View citations (1)
  2. Credit Elasticities in Less-Developed Economies: Implications for Microfinance
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads View citations (11)
    See also Journal Article in American Economic Review (2008)
  3. Expanding Credit Access: Using Randomized Supply Decisions To Estimate the Impacts
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads View citations (32)
    Also in Working Papers, Center for Global Development (2007) Downloads View citations (3)
    Working Papers, Economic Growth Center, Yale University (2007) Downloads View citations (11)
    Natural Field Experiments, The Field Experiments Website (2006) Downloads View citations (5)
    CEPR Discussion Papers, C.E.P.R. Discussion Papers (2007) Downloads View citations (15)

    See also Journal Article in Review of Financial Studies (2010)
  4. Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads View citations (19)
    Also in Working Papers, Economic Growth Center, Yale University (2005) Downloads View citations (27)
    Proceedings, Federal Reserve Bank of Chicago (2005) View citations (8)
    Natural Field Experiments, The Field Experiments Website (2004) Downloads View citations (2)

    See also Journal Article in Econometrica (2009)
  5. Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Report
    Working Papers, Center for Global Development Downloads View citations (1)
  6. Where is the missing credit card debt? Clues and implications
    Payment Cards Center Discussion Paper, Federal Reserve Bank of Philadelphia Downloads View citations (4)
    See also Journal Article in Review of Income and Wealth (2009)

2006

  1. What's psychology worth? A field experiment in the consumer credit market
    Natural Field Experiments, The Field Experiments Website Downloads View citations (7)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2005) Downloads View citations (21)

2005

  1. Elasticities of Demand for Consumer Credit
    Working Papers, Economic Growth Center, Yale University Downloads View citations (9)
    Also in Natural Field Experiments, The Field Experiments Website (2005) Downloads View citations (4)

2004

  1. Identifying Information Asymmetries: New Methods and Evidence from a Randomized Field Experiment
    Econometric Society 2004 North American Summer Meetings, Econometric Society Downloads
  2. Why use debit instead of credit? Consumer choice in a trillion-dollar market
    Staff Reports, Federal Reserve Bank of New York Downloads View citations (7)

2003

  1. Public policy - CRA: discussion comments
    Proceedings, Federal Reserve Bank of Chicago

2000

  1. Youth Smoking in the U.S.: Evidence and Implications
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (28)

Journal Articles

2018

  1. Price and control elasticities of demand for savings
    Journal of Development Economics, 2018, 130, (C), 145-159 Downloads
  2. Unshrouding: Evidence from Bank Overdrafts in Turkey
    Journal of Finance, 2018, 73, (2), 481-522 Downloads

2017

  1. Challenges to Replication and Iteration in Field Experiments: Evidence from Two Direct Mail Shots
    American Economic Review, 2017, 107, (5), 462-65 Downloads

2016

  1. Borrowing High versus Borrowing Higher: Price Dispersion and Shopping Behavior in the U.S. Credit Card Market
    Review of Financial Studies, 2016, 29, (4), 979-1006 Downloads View citations (2)
  2. Follow the money not the cash: Comparing methods for identifying consumption and investment responses to a liquidity shock
    Journal of Development Economics, 2016, 121, (C), 11-23 Downloads View citations (1)
  3. Getting to the Top of Mind: How Reminders Increase Saving
    Management Science, 2016, 62, (12), 3393-3411 Downloads View citations (30)
    See also Working Paper (2010)
  4. Wintertime for Deceptive Advertising?
    American Economic Journal: Applied Economics, 2016, 8, (1), 177-92 Downloads View citations (1)
    See also Working Paper (2012)

2015

  1. (Ineffective) Messages to Encourage Recycling: Evidence from a Randomized Evaluation in Peru
    World Bank Economic Review, 2015, 29, (1), 180-206 Downloads View citations (2)
    See also Working Paper (2013)
  2. Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training
    American Economic Journal: Economic Policy, 2015, 7, (2), 125-61 Downloads View citations (27)
    See also Working Paper (2014)
  3. Household Debt: Facts, Puzzles, Theories, and Policies
    Annual Review of Economics, 2015, 7, (1), 251-276 Downloads View citations (4)
    See also Working Paper (2014)
  4. Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco
    American Economic Journal: Applied Economics, 2015, 7, (1), 151-82 Downloads View citations (34)
    See also Working Paper (2014)
  5. Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment
    American Economic Journal: Microeconomics, 2015, 7, (3), 174-204 Downloads View citations (2)
    See also Working Paper (2015)
  6. Six Randomized Evaluations of Microcredit: Introduction and Further Steps
    American Economic Journal: Applied Economics, 2015, 7, (1), 1-21 Downloads View citations (71)

2014

  1. Consumer Credit: Too Much or Too Little (or Just Right)?
    The Journal of Legal Studies, 2014, 43, (S2), S209 - S237 Downloads View citations (4)
    See also Working Paper (2013)
  2. In Harm's Way? Payday Loan Access and Military Personnel Performance
    Review of Financial Studies, 2014, 27, (9), 2805-2840 Downloads View citations (15)
    See also Working Paper (2008)
  3. Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees
    Review of Financial Studies, 2014, 27, (4), 990-1030 Downloads View citations (24)
    See also Working Paper (2011)
  4. Savings by and for the Poor: A Research Review and Agenda
    Review of Income and Wealth, 2014, 60, (1), 36-78 Downloads View citations (55)
    See also Working Paper (2014)

2012

  1. List randomization for sensitive behavior: An application for measuring use of loan proceeds
    Journal of Development Economics, 2012, 98, (1), 71-75 Downloads View citations (30)
    See also Working Paper (2011)

2011

  1. Fuzzy Math, Disclosure Regulation, and Market Outcomes: Evidence from Truth-in-Lending Reform
    Review of Financial Studies, 2011, 24, (2), 506-534 Downloads View citations (4)

2010

  1. Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts
    Review of Financial Studies, 2010, 23, (1), 433-464 Downloads View citations (92)
    See also Working Paper (2007)
  2. Put Your Money Where Your Butt Is: A Commitment Contract for Smoking Cessation
    American Economic Journal: Applied Economics, 2010, 2, (4), 213-35 Downloads View citations (66)
    See also Working Paper (2009)
  3. Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap
    Journal of Banking & Finance, 2010, 34, (3), 546-556 Downloads View citations (27)
    See also Working Paper (2008)
  4. What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment
    The Quarterly Journal of Economics, 2010, 125, (1), 263-306 Downloads View citations (64)
    See also Working Paper (2009)

2009

  1. Debit or credit?
    Journal of Banking & Finance, 2009, 33, (2), 358-366 Downloads View citations (40)
    Also in Conference Series ; [Proceedings], 2005 (2005) Downloads View citations (3)
  2. Exponential Growth Bias and Household Finance
    Journal of Finance, 2009, 64, (6), 2807-2849 Downloads View citations (133)
  3. Observing Unobservables: Identifying Information Asymmetries With a Consumer Credit Field Experiment
    Econometrica, 2009, 77, (6), 1993-2008 Downloads View citations (95)
    See also Working Paper (2007)
  4. WHERE IS THE MISSING CREDIT CARD DEBT? CLUES AND IMPLICATIONS
    Review of Income and Wealth, 2009, 55, (2), 249-265 Downloads View citations (16)
    See also Working Paper (2007)
  5. What Do Consumers Really Pay on Their Checking and Credit Card Accounts? Explicit, Implicit, and Avoidable Costs
    American Economic Review, 2009, 99, (2), 424-29 Downloads View citations (15)

2008

  1. Credit Elasticities in Less-Developed Economies: Implications for Microfinance
    American Economic Review, 2008, 98, (3), 1040-68 Downloads View citations (51)
    See also Working Paper (2007)
  2. Lying About Borrowing
    Journal of the European Economic Association, 2008, 6, (2-3), 510-521 Downloads View citations (23)

2003

  1. Indeterminacy with inflation-forecast-cased rules in a two-bloc model
    Proceedings, 2003 Downloads View citations (1)

Chapters

2001

  1. Youth Smoking in the United States: Evidence and Implications
    A chapter in Risky Behavior among Youths: An Economic Analysis, 2001, pp 69-120 Downloads View citations (27)
 
Page updated 2018-07-21