Journal of Payments Strategy & Systems

2006 - 2025

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Volume 4, issue 4, 2010

Editorial pp. 316-317

Alec Nacamuli

Payments risk: The fourth pillar of risk pp. 318-324

Colin Klipin

Who will be the winners and losers in the battle for mobile payments market share? pp. 325-333

Olivier Cognet

Change on the horizon: The impact of cloud computing on treasury and transaction banking pp. 334-344

Jeanne Capachin

Innovation strategies for managing payments business in Europe pp. 345-351

Rajesh Mehta and Ebru Pakcan

Three keys to M-PESA’s success: Branding, channel management and pricing pp. 352-370

Ignacio Mas and Amolo Ng’Weno

E-invoicing in Europe: Now and the future pp. 371-380

Michael Salmony and Bo Harald

The under-served biller market: Identifying and serving the hidden market in consumer-to-business bill payments pp. 381-389

Patricia Hewitt

Towards the end of the SEPA end-date debate? pp. 390-396

Carlo R. W. De Meijer

Volume 4, issue 3, 2010

Editorial pp. 212-213

Alec Nacamuli

Creating order out of chaos: Does the new market landscape created by the banking crisis strengthen the case for SEPA? pp. 214-230

Fred Bär

Towards a European electronic invoicing framework: Why businesses, service providers and consumers should switch to e-invoicing pp. 231-241

Philippe Caluwaerts

Global transaction services and the appeal for banks in ‘getting back to basics’ pp. 242-252

Bertrand Lavayssière and Christophe Vergne

PC-based Automated Clearing House origination: Dinosaur or niche application? pp. 253-260

Gregory Rettinger

Liquidity saving in real-time gross settlement systems: An overview pp. 261-276

Ben Norman

A new paradigm in payments: The strengths of networks pp. 277-288

Udo Milkau

The Single European Cash Area: Towards a more efficient European cash society pp. 289-300

Carlo R. W. De Meijer

Direct access to payment service providers by businesses and organisations in Europe pp. 301-308

Bob Larkham

Volume 4, issue 2, 2010

Editorial pp. 100-101

Alec Nacamuli

Transparent price competition or two-sided subsidisation in card payments? Is there a need for a more efficient business model for the card industry? pp. 102-115

Harry Leinonen

The internal market for payments: Unfulfilled promise or key to a truly efficient European payments market? pp. 116-126

Marc Temmerman

Best practices in payments infrastructure investment pp. 127-144

Eric Campbell

The role of payment systems in reaching the unbanked pp. 145-155

Sergio De Sousa

Fraud dynamics in the card payments industry: A global review of the realities of EMV deployment pp. 156-169

Toni Merschen

Technology in payments and transaction banking: Corporate and bank drivers and enablers pp. 170-182

Jonathan Williams and Guy Moons

Time for bold moves in transaction banking pp. 183-190

Andrés Bernad

Does India need a cheque truncation system? pp. 191-207

Mahadevan Balakrishnan

Volume 4, issue 1, 2010

Editorial pp. 4-5

Alec Nacamuli

You can’t get there from here: The role of the installed base in payment system adoption pp. 6-16

Gottfried Leibbrandt

Strategic innovation in payments systems: What are the next big things? pp. 17-25

Renzo Vanetti

Innovation drivers and barriers: Implications for innovators, imitators and regulators pp. 26-41

Lance Blockley and Kathleen Mcdowell

The value of standardisation in public administration services: The Italian corporate banking experience pp. 42-59

Liliana Fratini Passi

Moving to e-payments: Best practices for US middle market companies Part II — Collections pp. 60-66

Linda Coven

Payment Services Act: The new Japanese regulatory framework for payment services pp. 67-72

Takeshi Mori and Yasufumi Takahashi

The deputisation of the US payments industry pp. 73-85

David E. Teitelbaum and Gretchen E. Lamberg

Public administrations and SEPA: A win–win situation pp. 86-92

Carlo R.W. De Meijer and Friso Spinhoven

Volume 3, issue 4, 2009

Editorial pp. 288-289

Alec Nacamuli

Defining payments systems of the future: Challenges and reality pp. 290-300

Bob Mackman and Richard Sanders

Money markets, monetary policy and payment systems: Policy issues for central banks in times of turbulence pp. 301-310

Joaquin Bernal

Integrating supply chain finance into the payables process pp. 311-319

Bob Dyckman

UK Faster Payments: Universal wave of the future or a distinctive UK payments model? pp. 320-332

Nick Senechal

Frontier policy issues in consumer payment behaviour pp. 333-348

Scott Schuh and Joanna Stavins

Electronic payments and remote deposits: Will banks move past products to solutions? pp. 349-356

Uma Wilson

Improving payment system efficiency in India: Next steps pp. 357-380

Mahadevan Balakrishnan

Volume 3, issue 3, 2009

Editorial pp. 192-193

Alec Nacamuli

Business models in a consolidated and converging payments world pp. 194-203

Andreas Pratz

The Payment Services Directive: A view from the UK regulator pp. 204-216

John Burns

New delivery channels for remittances: Where do the opportunities lie? How will new technologies change the face of this rapidly expanding market? pp. 217-227

Leon Isaacs

Innovation and how it can be used to differentiate between payments products pp. 228-235

Philippe Deslauriers

Moving forward with B2B wire transfers: How banks can create value for their corporate clients pp. 236-242

Hank Farrar and Lauren Hargraves

European Union competition policy and payment systems: A review of recent developments pp. 243-252

Irmfried Schwimann

Facilitating money movement globally using international Automated Clearing House payments pp. 253-261

Eric Kamback and Dan Miner

Turn your luck around: Reversals on ACH payroll credits pp. 262-266

Mary Kate Cole

A risk-based methodology for payment systems oversight pp. 267-282

Ben Norman, Peter Brierley, Peter Gibbard, Andrew Mason and Andrew Meldrum

Volume 3, issue 2, 2009

Editorial pp. 101-102

Alex Nacamuli

The Payment Services Directive: Where are the opportunities for new entrants in the European payments industry? pp. 105-113

Erik Van Winkel

Supply chain finance pp. 114-128

Enrico Camerinelli

Payments strategy 2009: The importance of core deposits to the payments business pp. 129-138

Lee E. Manfred

When is a cheque not a cheque? pp. 139-156

Ron Gorsline and Justin Hosie

Best practices in product development: A case study of remote deposit capture pp. 157-170

Daniel J. Mccarty

Moving toward 100 per cent electronic cheque processing through ACH and image exchange: Exploring the legal issues pp. 171-183

Jeanette Hait Blanco and David Walker

Volume 3, issue 1, 2009

Editorial pp. 4-5

Alex Nacamuli

Payment systems convergence pp. 6-16

Michael Knorr

Single Euro Payments Area: Is Europe's card business making the major changes that were widely predicted or is the whole initiative going flat? pp. 17-23

John Chaplin

Expedited payments: A fee service to compensate for the rising costs of online bill payments pp. 24-33

Jennifer Roth

Moving to e-payments: Best practices for US middle-market companies pp. 34-43

Linda Coven

The value of an intelligent network: A bill-payment case study pp. 44-50

Gidget Hall

The changing landscape of international payments pp. 51-59

Ralph Dangelmaier and Debbie Smart

Mobile, internet and electronic payments: The key to unlocking the full potential of the internal payments market pp. 60-70

Dag-Inge Flatraaker

The State of Illinois E-Pay Program: How the program was developed and its operational requirements in practice pp. 71-82

Josh Budd and Jami Hughes

Expedited payments: The next frontier in US online financial services pp. 83-91

David Munger