Journal of Payments Strategy & Systems

2006 - 2025

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Volume 3, issue 4, 2009

Editorial pp. 288-289

Alec Nacamuli

Defining payments systems of the future: Challenges and reality pp. 290-300

Bob Mackman and Richard Sanders

Money markets, monetary policy and payment systems: Policy issues for central banks in times of turbulence pp. 301-310

Joaquin Bernal

Integrating supply chain finance into the payables process pp. 311-319

Bob Dyckman

UK Faster Payments: Universal wave of the future or a distinctive UK payments model? pp. 320-332

Nick Senechal

Frontier policy issues in consumer payment behaviour pp. 333-348

Scott Schuh and Joanna Stavins

Electronic payments and remote deposits: Will banks move past products to solutions? pp. 349-356

Uma Wilson

Improving payment system efficiency in India: Next steps pp. 357-380

Mahadevan Balakrishnan

Volume 3, issue 3, 2009

Editorial pp. 192-193

Alec Nacamuli

Business models in a consolidated and converging payments world pp. 194-203

Andreas Pratz

The Payment Services Directive: A view from the UK regulator pp. 204-216

John Burns

New delivery channels for remittances: Where do the opportunities lie? How will new technologies change the face of this rapidly expanding market? pp. 217-227

Leon Isaacs

Innovation and how it can be used to differentiate between payments products pp. 228-235

Philippe Deslauriers

Moving forward with B2B wire transfers: How banks can create value for their corporate clients pp. 236-242

Hank Farrar and Lauren Hargraves

European Union competition policy and payment systems: A review of recent developments pp. 243-252

Irmfried Schwimann

Facilitating money movement globally using international Automated Clearing House payments pp. 253-261

Eric Kamback and Dan Miner

Turn your luck around: Reversals on ACH payroll credits pp. 262-266

Mary Kate Cole

A risk-based methodology for payment systems oversight pp. 267-282

Ben Norman, Peter Brierley, Peter Gibbard, Andrew Mason and Andrew Meldrum

Volume 3, issue 2, 2009

Editorial pp. 101-102

Alex Nacamuli

The Payment Services Directive: Where are the opportunities for new entrants in the European payments industry? pp. 105-113

Erik Van Winkel

Supply chain finance pp. 114-128

Enrico Camerinelli

Payments strategy 2009: The importance of core deposits to the payments business pp. 129-138

Lee E. Manfred

When is a cheque not a cheque? pp. 139-156

Ron Gorsline and Justin Hosie

Best practices in product development: A case study of remote deposit capture pp. 157-170

Daniel J. Mccarty

Moving toward 100 per cent electronic cheque processing through ACH and image exchange: Exploring the legal issues pp. 171-183

Jeanette Hait Blanco and David Walker

Volume 3, issue 1, 2009

Editorial pp. 4-5

Alex Nacamuli

Payment systems convergence pp. 6-16

Michael Knorr

Single Euro Payments Area: Is Europe's card business making the major changes that were widely predicted or is the whole initiative going flat? pp. 17-23

John Chaplin

Expedited payments: A fee service to compensate for the rising costs of online bill payments pp. 24-33

Jennifer Roth

Moving to e-payments: Best practices for US middle-market companies pp. 34-43

Linda Coven

The value of an intelligent network: A bill-payment case study pp. 44-50

Gidget Hall

The changing landscape of international payments pp. 51-59

Ralph Dangelmaier and Debbie Smart

Mobile, internet and electronic payments: The key to unlocking the full potential of the internal payments market pp. 60-70

Dag-Inge Flatraaker

The State of Illinois E-Pay Program: How the program was developed and its operational requirements in practice pp. 71-82

Josh Budd and Jami Hughes

Expedited payments: The next frontier in US online financial services pp. 83-91

David Munger

Volume 2, issue 4, 2008

Editorial pp. 324-325

Alex Nacamuli

Business implications of the Payment Services Directive pp. 326-332

Dermot Turing

Payments as a profit centre: How to avoid commoditisation by adding real value pp. 333-342

Martin Wilson

Opinion piece: How can banks and corporates work together more effectively to generate value? pp. 343-348

Gianfranco Tabasso

Assessing the impact of EMV migration: A pragmatic delivery approach pp. 349-363

Ian C. Povey

Delivering outstanding cash management in a consolidating payments market pp. 364-369

Mark Davies

The impact of SEPA on domestic markets and the future for emerging pan-European infrastructures pp. 370-383

Manfred Schuck and Benjamin Syrbe

The evolving payments landscape in the Middle East pp. 384-391

Faisal Ansari

Corporate payments: Opportunities for value-added services to be offered alongside payment products pp. 392-399

Sarah Jones

The Payment Services Directive: Why the European payments industry needs to prepare for significant implementation challenges pp. 400-408

Ruth Wandhöfer

The Japanese FSA's efforts to make their payment and settlement systems more attractive to foreign markets pp. 409-419

Takeshi Mori and Yasufumi Takahashi

Volume 2, issue 3, 2008

Editorial pp. 224-225

Alex Nacamuli

Enterprise payments strategy pp. 226-235

Edward Woods

Payments innovation: A comparison of banks and non-banks and how they can learn from each other pp. 236-249

Margaret M. Weichert

Reducing payment processing costs: Scale economies and SEPA pp. 250-258

Wilko Bolt and David Humphrey

Global trends in retail payments pp. 259-272

Deborah Baxley and Gerard Hergenroeder

Rumours about the demise of American banknotes are greatly exaggerated pp. 273-283

Carrie Jankowski and Richard D. Porter

Micropayments: A survey of the payment instruments accepted by Western European newspaper sites pp. 284-303

Valérie-Anne Bleyen and Leo Van Hove

TARGET2: Its key features and opportunities for banks pp. 304-310

Alfons Vaes

Fraud transaction management pp. 311-318

Robert Molloy

Volume 2, issue 2, 2008

Editorial pp. 116-117

Alex Nacamuli

Understanding corporate clients: Why banks need to rethink their business models and approach to client relationship management pp. 119-126

Per Fremlin, Joseph King and Peter Mathias

Unlocking value from your sheet through working capital management pp. 127-137

Robert Smid

A strategic framework for managing operating and compliance risk in the payments business pp. 138-149

David C. Robertson and Paul Larock

How to win in an area commonly perceived as a commodity business: Practical advice from one product manager's experience pp. 150-158

Thomas H. Wiles

Mobile payments challenges and opportunities in retail banking pp. 159-166

Sophie Tacchi

Adopting mobile payment channels: Key challenges for US financial institutions pp. 167-174

Janet L. Kapostasy

Winning vendors over to e-payments pp. 175-181

Hubert Jolly

AML and counter-terrorist finance: How could the payments industry collaborate? pp. 182-191

Masayuki Tagai

How payment factories improve liquidity management through centralised control and visibility pp. 192-196

Hans Cobben

How can the ACH network be simplified to compete with Check 21? pp. 197-204

David Peterson

The regulation of payment cards in Australia: Recent changes and their implications pp. 205-217

Steve Worthington

Volume 2, issue 1, 2007

Editorial pp. 5-5

Alex Nacamuli

The impact of SEPA on revenue and cost savings: How small and large banks can both benefit pp. 8-20

Tom Buschman

Enabling global payment capabilities for new channels: Case study pp. 21-26

Marcus Treacher

Towards integration of supply and finance chains pp. 27-34

Alec Nacamuli

The Italian CBI 2: New corporate banking services to optimise the financial value chain pp. 35-47

Liliana Fratini Passi

How will payments electronification and convergence change the payments business model? How do you retain competitive advantage? pp. 48-59

Rustin I. Carpenter and Ward H. Gailey, Jr

Electronic cheque processing solutions: Choosing the right option for retail payments pp. 60-72

Brian V. Mooney

Using e-cheques to reduce credit interchange fees: Case study of Carnegie Mellon University pp. 73-80

Michelle Palombo and Linda Anderson

The Japanese payments landscape and its future pp. 81-87

Takashi Kimori

Payment systems in India: Current challenges and opportunities pp. 88-94

Sonjoy Chatterjee

The interoperability revolution pp. 95-106

Gottfried Leibbrandt