African Journal of Commercial Studies

2022 - 2026

From African Journal of Commercial Studies
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Volume 7, issue 3, 2026

Empirical Study of the Entrepreneurial Resilience of Street Vendors in Lusaka District, Zambia

Eugene Chabatama and Kasonde Mundende

Strategic Management of Toll Fee Revenue in Zambia: Efficiency, Governance, and Infrastructure Outcomes

Bupe Sande and John Machayi

Empirical Study of the Entrepreneurial Resilience of Street Vendors in Lusaka District, Zambia

Eugene Chabatama and Kasonde Mundende

Determinants of Profitability and Sales Growth Among Women-Led Broiler Poultry SMEs in Chongwe District, Zambia: An Explanatory Sequential Mixed-Methods Case Study

Davies Mike Sitali and Attridge Mwelwa

Assessing the Impacts of Exchange Rate Volatility on Donor-Funded Projects: The Case of iDE Zambia

Majorie Siamwaala and Yohane Romeo

Examining The Role of Commercial Banks’ Treasury Departments in Managing Long-Term Liquidity in Zambia: Case Study of Zambia National Commercial Bank Plc (ZANACO)

Peter Simumba, Austin Mwange and Inonge Katongo

Public Procurement and SME Inclusion: An Empirical Analysis of the Stationery Supply Sector

Mutale Chanda

Assessing Financial Risk Management Strategies among Small and Medium Enterprises (SMES) in Lusaka’s Industrial Sector

Shadreck Mpofu and Romeo Yohanne

Value Addition in the Dairy Industry of Monze District: An Assessment of Best Practices, Market Trends, and Constraints

Noreen Mulambia and Norman Kachamba

Exploration of the Effects of Poor Drainage Systems on Perishable Goods Trading in City and Soweto Markets in Lusaka, Zambia

Misulo Singogo

Household Experiences and Perceptions of Participation in House Insurance Schemes: A Case Study of Mahopo Compound, Lusaka Province, Zambia

Masiliso Akayombokwa and Daniel L. Mpolomoka

Assessing Corporate Governance Practices on the Financial Performance of Banking Industry in Zambia

Sheillah Fungai and Sydney Chikalipah

Assessing the Financial Viability of Utility-Scale Solar Power Investment in Zambia: Evidence from Copperbelt Energy Corporation

Lushomo Chiyongwe and L. Haabazoka

Assessing the Effect of Staff Skills on Performance of Public Sector Donor-Funded Projects in the Ministry of Community Development and Social Services (MCDSS) in Lusaka District

Percy Mudenda and Chrine Hapompwe

Microfinance Accessibility and the Growth of Women Entrepreneurs in Lusaka District, Zambia: A Desk Review

Catherine Njeri Kimani and Sulo Nair

Assessing The Impact of Monetary and Non-Monetary Incentives on Employee Performance at Good Hope Private and Kabudula Rural Hospitals in Lilongwe, Malawi

William Kampingu and Chrine Hapompwe

Mapping the Nexus: A Bibliometric Analysis of the Application of Artificial Intelligence (AI) in Polycrisis Research (2019 – 2026)

Fred Konneh Songa Monson

Determinants of Compliance with Public Procurement Laws and Regulations in Public Secondary Schools in Kabwe District, Zambia

Buumba Lumamba and Bupe Getrude Mutono-Mwanza

Systemic Challenges and Reform Pathways for Enhancing Pension Scheme Effectiveness: Empirical Evidence from Zambia’s National Pension Scheme Authority

Florence Phiri and Romeo Yohane

Factors Influencing Taxpayer Compliance Behaviour Among Small and Medium Enterprises: Evidence from the Clothing Sector in Lusaka, Zambia

Cindy Libanda and Norman Kachamba

Digital Lending and Financial Performance of Small Retail Businesses in Nairobi Central Business District, Kenya

Steve Mbogo Ndwiga

Volume 7, issue 2, 2026

An Analysis of the Determinants of Household Income Expenditure: A Case Study of Lusaka Urban in 2025

Hollis Makungu and Kelvin Chibomba

Algorithmic Hiring and Workplace Diversity: Evidence from a Zambian Private Sector Multinational

Ngoza Mubambe and Ferdinand Chipindi

An Investigation into the Effectiveness of Social Media Analytical Tools for Enhancing Customer Satisfaction: A Case Study of Indo Zambia Bank

Linda Wazili and Francis Mukosa

Service Quality and Customer Satisfaction in Agency Banking: A Mixed-Methods Study from Kafue District, Zambia

Wesley Chimwemwe Simukoko and Daphne Munsaka Phiri

Assessing Impact of Cost-Reflective Tariffs by ZESCO on Low-Income Households in Lusaka District between 2021 and 2026

Patrick Mbewe and Austin Mwange

Strategic Adoption of Digital Banking Innovations as a Source of Competitive Advantage for Zambian Commercial Banks: A Case Study of Access Bank

Hollis Makungu and Moffat Chawala

Integrating AI to Improve Customer Experience and Marketing in Zambia’s Insurance Sector: A Case Study of Selected Insurance Firms

Oscar Mulungu and Austin Mwange

Analysis of the Challenges of Internal Auditing in Strengthening Corporate Governance in Public Sector Organizations in Zambia

Modern Chabalenge and Cheyo Sichali

Evaluating The Impact of Night Public Service Passenger Transport Ban on the Performance of Transport Business in Lusaka, 2021–2025

Andrew Mwewa and Chrine Hapompwe

Analysis of the Challenges of Internal Auditing in Strengthening Corporate Governance in Public Sector Organizations in Zambia

Modern Chabalenge and Cheyo Sichali

Assessing the Effect of Financial Inclusion on Economic Growth in Zambia: A Case of Lusaka Province

Annie Shikabonga and Euston Kapotwe

The Role of Financial Technologies in Enhancing Internal Control Effectiveness: Evidence from Indo Zambia Bank

Mwenya Mulenga

The Impact of the Mining Industry on the Local Population in Southern Democratic Republic of Congo

Emmanuella Elisabeth De Buck

Exploring Systemic Constraints Impeding Case Disposal Rates in Zambia’s Superior Courts

Moses B. Mukinga and Jason Mwanza

Beyond Loss Aversion and Liquidity Traps: A Behavioural Stated Choice Analysis of Speculation, Over-Leverage, and Residential Housing Prices in Kenya's Affordable Housing Agenda

Charles Okeyo Owuor

From Prohibition to Formalisation: The Safety and Mobility Implications of Formalizing Motorcycle Taxis

Albert Azere Banda and Bupe Getrude Mutono-Mwanza

Assessing the Role of Emerging Technology Governance Frameworks on Financial Inclusion in Zambia: A Case of Lusaka District

Mulenga Kasonde and Bwalya Chilolo

Strategies Employed by Cross-Border Traders to Mitigate the Adverse Effects of Fuel Price Volatility

Clara Msimuko and Harrison Daka

The Role of Fintech Partnerships in Mitigating Non-Performing Loans at Absa Bank Zambia

Kabaso Kapapula and Kombe Kaponda

The Efficacy of Public–Private Partnerships in Financing Transport Infrastructure in Zambia: An Institutional Political Economy Perspective

Brian Sandu Kaindama and Fatima K. Hosein

Effects of Innovation on Entrepreneurial Performance among SMEs in Malawi: Evidence from Selected Telecommunication Industries

Annetta Thindwa and Louis Kalusa

An Evaluation of Institutional, Technological, and Policy Factors Affecting the Implementation of the Electronic Government Procurement (e-GP) System in Zambia

Malcolm Nkowani and Ethel Tembo Mwanaumo

Analysing the Effectiveness of Constituency Development Fund (CDF) on Youth Empowerment in Zambia: A Case of Lusaka Central Constituency

Agatha Sitali Ndalamei and John Phiri

Exploring Best Practices for Environmental Sustainability: A Case of Zambia’s Ministry of Green Economy and Environment and Zambia Environmental Management Agency

Abigail Chirwa and Harrison Daka

Assessing The Effectiveness of Constituency Development Fund in Enhancing Project Performance on Farming Cooperatives: A Case of Two Selected Farming Cooperatives in Mufulira District, Zambia

Chilufya Chileshe and Kasonde Mundende

A Study on The Effects of Corporate Social Responsibility Initiatives in Public Organisations: A Case Study of The Zambia Revenue Authority

Ng’oma, Ritah Bwale and Daniel L. Mpolomoka

Smuggling as Rational Adaptation: Rethinking Customs Enforcement and Informality in Zambia: A Case Study for ZRA

Kasonde Chileshe and Ferdinand Chipindi

Examining The Relationship Between Facebook Advertising and Consumer Buying Behavior Among Airtel Customers: A Case of Lusaka Central Business District

Tsitsi Zulu and Basil Hamusokwe

Assessing Constituents’ Experiences and Community Participation in The Utilisation of Constituency Development Funds in Mufumbwe, Zambia

Sauka Khayi and Joe Likando

Assessing The Effectiveness of Portfolio Management on the Performance of Commercial Banks in Zambia: Evidence from Absa Bank in Lusaka

Precious L. Mwansa and Euston Kapotwe

Examining the Influence of Content Marketing on The Purchase Intentions of Domestic Tourism Among Graduate Business Students at The University of Zambia

Chilawo Mulyunga and Moffa Chawala

Effects Of Climate Change Risks on the Financial Performance of Agricultural Firms in Zambia: Evidence from Kabwe District

Brian Chilufya and Louis Kalusa

The Influence of Corporate Social Responsibility on Brand Image: Evidence from the Competition and Consumer Protection Commission (CCPC), Zambia

Memory Phiri

Investigating the Influence of Queuing Theory Parameters on Customer Satisfaction at ZANACO: The Mediating Role of Customer Waiting Time

Ruth Makungu and Shem Sikombe

The Effect of Internal Communication on Employee Engagement at Zambia Information Communication Technology Authority

Christabel Simbulo and Basil Hamusokwe

Effectiveness of Bank’s Social Media Content in Fostering Employee Engagement at Zambia National Commercial Bank

Olly Moonga and Basil Hamusokwe

Signaling Brand Reputation: The Role of Consumer Reviews, Corporate Response, and Trusts in Undifferentiated Service Setting

Obinna Ojiaku

Effectiveness of Internal Communication Channels in Enhancing Information Flow and Employee Engagement: A Case Study of the Zambia Development Agency

Russel Haamubbi and Basil Hamusokwe

Banking 6.0: Exploring the Architectural and Regulatory Landscape of Metaverse Banking in the Indian Financial Sector

Lalita Malusare

The Role of Internal Audit in Enhancing Corporate Governance: A Case of Zambian Breweries Plc

Margaret Kateule and Euston Kapotwe

The Effect of Digital Transformation on Quality of Premier Banking: A Case of ZANACO

Christine Nsanganyi and Austin Mwange

Comparative Analysis of COVID-19 Media Coverage in Zambia: Ownership, Framing, and Discourse in the Times of Zambia and The Mast

Nalishebo Saapi

Evaluating the Influence of Cross-Cultural Communication Strategies on Communication Effectiveness at Kansanshi Mining Plc in Zambia

Gwen Mulundu Chipasula and Basil Hamusokwe

Challenges Affecting the Implementation of Artificial Intelligence Technologies in Zambia's Commercial Banks: Evidence from Zambia National Commercial Bank Plc

Nchimunya Mweemba and Louis Kalusa

The Effects of Excise Tax on Pricing Strategies: Evidence from Zambian Breweries Plc

Natasha Patel and Bwalya Chilolo

Assessing the Effect of Procurement Planning on End User Requisitions for Operational Efficiency in Insurance Companies: Evidence from Zambia

Anastasia Nkhuwa and Chikusela Sikazwe

Evaluating the Impact of Capital Budgeting Techniques on Sustainability of Investment Projects in Local Authorities in Zambia: A Case Study of Shang'ombo Town Council

Mununga Shamba and John Machayi

Chronic Fiscal Deficits and Chronic Inflation in the Burundian Economy: An Empirical Test of the Validity of the Olivera–Tanzi and Patinkin Effects Using ARDL Models

Emmanuel Nizigiyimana and Etienne Buregeya

The Effect of Customer Integration on the Operational Efficiency of Commercial State Corporations in Kenya

Reuben Musyoka

Revenue Diversification and Financial Sustainability in Public Universities in Tanzania: A Review with Lessons for Muslim University of Morogoro

Ali Keya Anami

Factors Influencing Sharia Banking Integration by Microfinance Institutions in Kenya

Mohamed Hamisi Mwachai

A Study on Investigating Factors Influencing Non-Adoption in the Zambia Revenue Authority’s e-Tax Payment: A Case Study of Nakonde Border Post

Douglas Sakuwaha, Munthali and Fines Mwiiya

Volume 7, issue 1, 2026

Artificial Intelligence Demand Forecasting and Supply Chain Performance of Large Supermarkets in Nairobi City County, Kenya

Charles Katua Kithandi and Reuben Musyoka Mwove

Advancing Financial Markets: The Role of Sukuk in Trade Facilitation and Inclusive Development

Ali Keya Anami

The Effectiveness of Emergent Strategic Change Practices on Service Delivery Outcomes in the Zambia Police Service in Lusaka District

Luness Mangimela and Dr. Austin Mwange

Effect of AI-Inventory Management on Supply Chain Performance of Large Supermarkets in Nairobi City County, Kenya

Dr. Reuben Musyoka Mwove and Charles Katua Kithandi

Assessing the Effectiveness of Electronic Government Procurement (E-GP) On Organizational Performance in Water Utilities in Zambia: A Case of Lusaka Water Supply and Sanitation Company Limited

Essau Banda and Dr. Ethel Tembo Mwanaumo

Corporate Governance in Islamic Finance: Strengthening Accountability and Transparency for Sustainable Growth

Ali Keya Anami

Innovations in Islamic Finance: Contemporary Contracts and Instruments for Trade Facilitation and Inclusive Development

Ali Keya Anami

An Assessment of the Effect of Revenue Collection on Local Authority’s Service Delivery in Zambia – A Case Study of Kalulushi Municipal Council

Brian Z. Kapasa and Bwalya Chilolo

Corporate Failure, Financial Performance, and Regulatory Oversight: Empirical Evidence from Financial Institutions Listed on the Lusaka Securities Exchange

Vincent Bwato, Dr. Norman Kamanga and Dr. Romeo Yohane

Corporate Governance, Risk Management, and Corporate Failure: Evidence from Financial Services Institutions Listed on the Lusaka Securities Exchange

Vincent Bwato, Dr. Norman Kamanga and Dr. Romeo Yohane

Investigating the Effect of Alternative Financing on the Performance of Micro, Small and Medium Enterprises in Zambia (MSME): A Case of Lusaka District

Elizabeth Nyirenda and Dr. Yohane Romeo

Employee Training Needs Analysis and Performance of the Department of Public Works, Transport, and Infrastructure in Taita Taveta County, Kenya

Kinguwo Benard Mbela and Dr. Lawrence Wainaina

Assessing the extent of implementation of Corporate Governance Practices in Zambia. A study of companies listed on the Lusaka Securities Exchange (LUSE)

Mwila Chisha and Dr. Bwalya Chilolo

Development of A Quality Management Framework for Installation of Electrical works in Residential Settlements

Kaumba Muteba and Michael Kalumbu Nsefu

Artificial Intelligence in Personalisation and Its Impact on Consumer Trust

Arun Kumar D and V. Varsha

Integrating Risk Management into Management Control Systems: Lessons for CDF Project Managers in Choma District

Lyness Luo and Michael Kalumbu Nsefu

The Impact of Intertwined Relationships between Organizational Capabilities on Business Performance

Abir Besbes

Optimising Zambia Railways’ Operations Amid Infrastructure and Workforce Challenges

Kingfred Chanda, Erastus Mishengu Mwanaumo and Chikusela Sikazwe