Details about James Jinwoo Choi

Homepage:	https://faculty.som.yale.edu/jameschoi/
Workplace:	School of Management, Yale University, (more information at EDIRC)

Access statistics for papers by James Jinwoo Choi.

Last updated 2024-09-05. Update your information in the RePEc Author Service.

Short-id: pch323

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Working Papers

2024

1. Automating Short-Term Payroll Savings: Evidence from Two Large U.K. Experiments
   NBER Working Papers, National Bureau of Economic Research, Inc
2. Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
3. Employer-Based Short-Term Savings Accounts
   NBER Working Papers, National Bureau of Economic Research, Inc
4. Smaller than We Thought? The Effect of Automatic Savings Policies
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)

2023

5. Automatic Enrollment with a 12% Default Contribution Rate
   NBER Working Papers, National Bureau of Economic Research, Inc

2022

6. Popular Personal Financial Advice versus the Professors
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (7)
   See also Journal Article Popular Personal Financial Advice versus the Professors, Journal of Economic Perspectives, American Economic Association (2022) View citations (7) (2022)

2021

7. Randomizing religion: the impact of Protestant evangelism on economic outcomes
   LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library View citations (11)
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2018) View citations (9)
   CEPR Discussion Papers, C.E.P.R. Discussion Papers (2018) View citations (8)
   See also Journal Article Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes*, The Quarterly Journal of Economics, President and Fellows of Harvard College (2021) View citations (27) (2021)

2020

8. Did Mutual Fund Return Persistence Persist?
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
9. Millionaires Speak: What Drives Their Personal Investment Decisions?
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
   See also Journal Article Millionaires speak: What drives their personal investment decisions?, Journal of Financial Economics, Elsevier (2022) View citations (9) (2022)
10. Optimal Illiquidity
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
    See also Journal Article Optimal illiquidity, Journal of Financial Economics, Elsevier (2025) (2025)

2019

11. Active Choice, Implicit Defaults, and the Incentive to Choose
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
    See also Journal Article Active choice, implicit defaults, and the incentive to choose, Organizational Behavior and Human Decision Processes, Elsevier (2021) View citations (1) (2021)
12. Borrowing to Save? The Impact of Automatic Enrollment on Debt
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (15)
    See also Journal Article Borrowing to Save? The Impact of Automatic Enrollment on Debt, Journal of Finance, American Finance Association (2022) View citations (15) (2022)
13. Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts
    NBER Working Papers, National Bureau of Economic Research, Inc
    See also Chapter Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts, NBER Chapters, National Bureau of Economic Research, Inc (2019) (2019)
    Journal Article Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts, Tax Policy and the Economy, University of Chicago Press (2020) View citations (4) (2020)

2018

14. Behavioral Household Finance
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (52)
15. Randomizing religion: the impact of Protestant evangelicalism on economic outcomes
    LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library View citations (5)
16. What Matters to Individual Investors? Evidence from the Horse’s Mouth
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
    See also Journal Article What Matters to Individual Investors? Evidence from the Horse's Mouth, Journal of Finance, American Finance Association (2020) View citations (58) (2020)

2016

17. Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics
    Scholarly Articles, Harvard University Department of Economics View citations (7)

2015

18. Contributions to Defined Contribution Pension Plans
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (31)
    See also Journal Article Contributions to Defined Contribution Pension Plans, Annual Review of Financial Economics, Annual Reviews (2015) View citations (31) (2015)
19. Liquidity in Retirement Savings Systems: An International Comparison
    Working Paper Series, Harvard University, John F. Kennedy School of Government View citations (26)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2015) View citations (26)
    Scholarly Articles, Harvard University Department of Economics (2015) View citations (24)
    See also Chapter Liquidity in Retirement Savings Systems: An International Comparison, NBER Chapters, National Bureau of Economic Research, Inc (2015) View citations (26) (2015)
    Journal Article Liquidity in Retirement Savings Systems: An International Comparison, American Economic Review, American Economic Association (2015) View citations (26) (2015)
20. Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits?
    Working Paper Series, Harvard University, John F. Kennedy School of Government View citations (33)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2015) View citations (33)
21. The Effect of Providing Peer Information on Retirement Savings Decisions
    Scholarly Articles, Harvard University Department of Economics View citations (167)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2011) View citations (54)
    See also Journal Article The Effect of Providing Peer Information on Retirement Savings Decisions, Journal of Finance, American Finance Association (2015) View citations (169) (2015)

2014

22. Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    See also Journal Article Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions, Journal of Public Economics, Elsevier (2017) View citations (20) (2017)
    Chapter Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions, NBER Chapters, National Bureau of Economic Research, Inc (2017) View citations (20) (2017)
23. What Makes Annuitization More Appealing?
    Scholarly Articles, Harvard University Department of Economics View citations (51)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2012) View citations (1)
    See also Journal Article What makes annuitization more appealing?, Journal of Public Economics, Elsevier (2014) View citations (48) (2014)
    Chapter What Makes Annuitization More Appealing?, NBER Chapters, National Bureau of Economic Research, Inc (2012) View citations (1) (2012)

2013

24. Consumers Misunderstanding of Health Insurance
    Artefactual Field Experiments, The Field Experiments Website View citations (40)
    See also Journal Article Consumers’ misunderstanding of health insurance, Journal of Health Economics, Elsevier (2013) View citations (42) (2013)
25. Consumers’ Misunderstanding of Health Insurance
    Scholarly Articles, Harvard University Department of Economics View citations (42)
26. Informed Trading and Expected Returns
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
27. Testimonials Do Not Convert Patients from Brand to Generic Medication
    Scholarly Articles, Harvard University Department of Economics View citations (2)
28. What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting
    Scholarly Articles, Harvard University Department of Economics View citations (43)
    See also Journal Article What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting, American Economic Review, American Economic Association (2013) View citations (46) (2013)
29. Who Uses the Roth 401(k), and How Do They Use It?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    See also Chapter Who Uses the Roth 401(k), and How Do They Use It?, NBER Chapters, National Bureau of Economic Research, Inc (2014) View citations (2) (2014)

2012

30. Following Through on Good Intentions: The Power of Planning Prompts
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (15)
    Also in Working Paper Series, Harvard University, John F. Kennedy School of Government (2012) View citations (13)
    Scholarly Articles, Harvard Kennedy School of Government (2012) View citations (13)
31. Simplification and Saving
    Scholarly Articles, Harvard University Department of Economics View citations (3)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2006) View citations (18)
    Yale School of Management Working Papers, Yale School of Management (2008)
    See also Journal Article Simplification and saving, Journal of Economic Behavior & Organization, Elsevier (2013) View citations (62) (2013)
32. Small Cues Change Savings Choices
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (16)
    See also Journal Article Small cues change savings choices, Journal of Economic Behavior & Organization, Elsevier (2017) View citations (28) (2017)

2011

33. $100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts
    Scholarly Articles, Harvard Kennedy School of Government View citations (12)
34. Behavioral Economics Perspective on Public Sector Pension Plans
    Scholarly Articles, Harvard Kennedy School of Government View citations (22)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2011) View citations (23)
    Scholarly Articles, Harvard Kennedy School of Government (2011) View citations (23)
    Working Paper Series, Harvard University, John F. Kennedy School of Government (2011) View citations (24)
    See also Journal Article Behavioral economics perspectives on public sector pension plans, Journal of Pension Economics and Finance, Cambridge University Press (2011) View citations (25) (2011)
    Chapter Behavioral Economics Perspectives on Public Sector Pension Plans, NBER Chapters, National Bureau of Economic Research, Inc (2010) (2010)
35. Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
    See also Journal Article Does Aggregated Returns Disclosure Increase Portfolio Risk Taking?, The Review of Financial Studies, Society for Financial Studies (2017) View citations (19) (2017)
36. The Availability and Utilization of 401(k) Loans
    Scholarly Articles, Harvard Kennedy School of Government
    Also in Working Paper Series, Harvard University, John F. Kennedy School of Government (2011)
    NBER Working Papers, National Bureau of Economic Research, Inc (2011)
    See also Chapter The Availability and Utilization of 401(k) Loans, NBER Chapters, National Bureau of Economic Research, Inc (2011) (2011)
37. Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (104)
    Also in Scholarly Articles, Harvard Kennedy School of Government (2011) View citations (89)

2010

38. Religious Identity and Economic Behavior
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (45)
    See also Journal Article Religious Identity and Economic Behavior, The Review of Economics and Statistics, MIT Press (2016) View citations (134) (2016)
39. What Does Stock Ownership Breadth Measure?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    See also Journal Article What Does Stock Ownership Breadth Measure?, Review of Finance, European Finance Association (2013) View citations (18) (2013)
40. Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds
    Scholarly Articles, Harvard University Department of Economics View citations (180)
    Also in Levine's Working Paper Archive, David K. Levine (2008) View citations (10)
    Yale School of Management Working Papers, Yale School of Management (2008)
    NBER Working Papers, National Bureau of Economic Research, Inc (2006) View citations (25)
    See also Journal Article Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds, The Review of Financial Studies, Society for Financial Studies (2010) View citations (189) (2010)

2009

41. $100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans
    Yale School of Management Working Papers, Yale School of Management
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2005) View citations (17)
    See also Journal Article $100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans, The Review of Economics and Statistics, MIT Press (2011) View citations (99) (2011)
42. How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (15)
    Also in Yale School of Management Working Papers, Yale School of Management (2009) View citations (2)
    Working Paper Series, Harvard University, John F. Kennedy School of Government (2009) View citations (16)
    See also Chapter How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?, NBER Chapters, National Bureau of Economic Research, Inc (2011) View citations (24) (2011)
43. Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect
    Scholarly Articles, Harvard University Department of Economics View citations (51)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2007) View citations (2)
    See also Journal Article Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect, American Economic Review, American Economic Association (2009) View citations (56) (2009)
44. Optimal Defaults and Active Decisions
    Scholarly Articles, Harvard University Department of Economics View citations (223)
    Also in Levine's Bibliography, UCLA Department of Economics (2005) View citations (33)
    NBER Working Papers, National Bureau of Economic Research, Inc (2005) View citations (27)
    See also Journal Article Optimal Defaults and Active Decisions, The Quarterly Journal of Economics, President and Fellows of Harvard College (2009) View citations (263) (2009)
45. Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment
    Scholarly Articles, Harvard University Department of Economics View citations (11)
    Also in Levine's Bibliography, UCLA Department of Economics (2005) View citations (5)
    NBER Working Papers, National Bureau of Economic Research, Inc (2006) View citations (7)
    See also Chapter Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment, NBER Chapters, National Bureau of Economic Research, Inc (2009) View citations (8) (2009)
46. Reinforcement Learning and Savings Behavior
    Yale School of Management Working Papers, Yale School of Management View citations (26)
    Also in Scholarly Articles, Harvard University Department of Economics (2009) View citations (108)
    See also Journal Article Reinforcement Learning and Savings Behavior, Journal of Finance, American Finance Association (2009) View citations (113) (2009)

2008

47. How Are Preferences Revealed?
    Scholarly Articles, Harvard University Department of Economics View citations (149)
    Also in Yale School of Management Working Papers, Yale School of Management (2008) View citations (36)
    NBER Working Papers, National Bureau of Economic Research, Inc (2008) View citations (161)
    Levine's Bibliography, UCLA Department of Economics (2007) View citations (1)
    See also Journal Article How are preferences revealed?, Journal of Public Economics, Elsevier (2008) View citations (140) (2008)
48. Social Identity and Preferences
    Yale School of Management Working Papers, Yale School of Management
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2007) View citations (14)
    See also Journal Article Social Identity and Preferences, American Economic Review, American Economic Association (2010) View citations (289) (2010)
49. The Flypaper Effect in Individual Investor Asset Allocation
    Yale School of Management Working Papers, Yale School of Management

2007

50. Reinforcement Learning in Investment Behavior
    Levine's Bibliography, UCLA Department of Economics View citations (1)
51. The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (7)
    See also Chapter The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment, NBER Chapters, National Bureau of Economic Research, Inc (2010) View citations (17) (2010)

2006

52. Early Decisions: A Regulatory Framework
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
53. The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (34)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2005) View citations (6)
    See also Chapter The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States, NBER Chapters, National Bureau of Economic Research, Inc (2009) View citations (117) (2009)

2005

54. $100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans
    Levine's Bibliography, UCLA Department of Economics View citations (21)

2004

55. Consumption-Wealth Comovement of the Wrong Sign
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (6)
56. Employees' Investment Decisions about Company Stock
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (25)
57. Plan Design and 401(k) Savings Outcomes
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (43)
    See also Journal Article Plan Design and 401(K) Savings Outcomes, National Tax Journal, National Tax Association (2004) View citations (64) (2004)
58. Saving or Retirement on the Path of Least Resistance
    Levine's Bibliography, UCLA Department of Economics View citations (20)

2003

59. Passive Decisions and Potent Defaults
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (11)
    See also Chapter Passive Decisions and Potent Defaults, NBER Chapters, National Bureau of Economic Research, Inc (2005) View citations (6) (2005)

2002

60. Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance
    JCPR Working Papers, Northwestern University/University of Chicago Joint Center for Poverty Research View citations (152)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2001) View citations (53)
61. For Better or For Worse: Default Effects and 401(k) Savings Behavior
    JCPR Working Papers, Northwestern University/University of Chicago Joint Center for Poverty Research View citations (43)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2001) View citations (67)
    See also Chapter For Better or for Worse: Default Effects and 401(k) Savings Behavior, NBER Chapters, National Bureau of Economic Research, Inc (2004) View citations (74) (2004)

2000

62. Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (13)
    Also in Rodney L. White Center for Financial Research Working Papers, Wharton School Rodney L. White Center for Financial Research View citations (10)

Journal Articles

2025

1. Optimal illiquidity
   Journal of Financial Economics, 2025, 165, (C)
   See also Working Paper Optimal Illiquidity, NBER Working Papers (2020) View citations (4) (2020)

2022

2. Borrowing to Save? The Impact of Automatic Enrollment on Debt
   Journal of Finance, 2022, 77, (1), 403-447 View citations (15)
   See also Working Paper Borrowing to Save? The Impact of Automatic Enrollment on Debt, NBER Working Papers (2019) View citations (15) (2019)
3. Millionaires speak: What drives their personal investment decisions?
   Journal of Financial Economics, 2022, 146, (1), 305-330 View citations (9)
   See also Working Paper Millionaires Speak: What Drives Their Personal Investment Decisions?, NBER Working Papers (2020) View citations (1) (2020)
4. Popular Personal Financial Advice versus the Professors
   Journal of Economic Perspectives, 2022, 36, (4), 167-92 View citations (7)
   See also Working Paper Popular Personal Financial Advice versus the Professors, NBER Working Papers (2022) View citations (7) (2022)
5. Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects
   AEA Papers and Proceedings, 2022, 112, 136-41 View citations (1)

2021

6. A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment
   Proceedings of the National Academy of Sciences, 2021, 118, (20), e2101165118 View citations (15)
7. Active choice, implicit defaults, and the incentive to choose
   Organizational Behavior and Human Decision Processes, 2021, 163, (C), 6-16 View citations (1)
   See also Working Paper Active Choice, Implicit Defaults, and the Incentive to Choose, NBER Working Papers (2019) View citations (2) (2019)
8. Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes*
   The Quarterly Journal of Economics, 2021, 136, (1), 293-380 View citations (27)
   See also Working Paper Randomizing religion: the impact of Protestant evangelism on economic outcomes, LSE Research Online Documents on Economics (2021) View citations (11) (2021)

2020

9. Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts
   Tax Policy and the Economy, 2020, 34, (1), 43 - 90 View citations (4)
   See also Working Paper Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts, NBER Working Papers (2019) (2019)
   Chapter Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts, NBER Chapters, 2019 (2019) (2019)
10. What Matters to Individual Investors? Evidence from the Horse's Mouth
    Journal of Finance, 2020, 75, (4), 1965-2020 View citations (58)
    See also Working Paper What Matters to Individual Investors? Evidence from the Horse’s Mouth, NBER Working Papers (2018) View citations (3) (2018)
11. Which early withdrawal penalty attracts the most deposits to a commitment savings account?
    Journal of Public Economics, 2020, 183, (C) View citations (29)

2017

12. Does Aggregated Returns Disclosure Increase Portfolio Risk Taking?
    The Review of Financial Studies, 2017, 30, (6), 1971-2005 View citations (19)
    See also Working Paper Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?, NBER Working Papers (2011) View citations (2) (2011)
13. Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions
    Journal of Public Economics, 2017, 151, (C), 84-95 View citations (20)
    See also Chapter Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions, NBER Chapters, 2017 (2017) View citations (20) (2017)
    Working Paper Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions, NBER Working Papers (2014) View citations (1) (2014)
14. Small cues change savings choices
    Journal of Economic Behavior & Organization, 2017, 142, (C), 378-395 View citations (28)
    See also Working Paper Small Cues Change Savings Choices, NBER Working Papers (2012) View citations (16) (2012)

2016

15. Religious Identity and Economic Behavior
    The Review of Economics and Statistics, 2016, 98, (4), 617-637 View citations (134)
    See also Working Paper Religious Identity and Economic Behavior, NBER Working Papers (2010) View citations (45) (2010)

2015

16. Contributions to Defined Contribution Pension Plans
    Annual Review of Financial Economics, 2015, 7, (1), 161-178 View citations (31)
    See also Working Paper Contributions to Defined Contribution Pension Plans, NBER Working Papers (2015) View citations (31) (2015)
17. Liquidity in Retirement Savings Systems: An International Comparison
    American Economic Review, 2015, 105, (5), 420-25 View citations (26)
    See also Chapter Liquidity in Retirement Savings Systems: An International Comparison, NBER Chapters, 2015, 45-75 (2015) View citations (26) (2015)
    Working Paper Liquidity in Retirement Savings Systems: An International Comparison, Working Paper Series (2015) View citations (26) (2015)
18. The Effect of Providing Peer Information on Retirement Savings Decisions
    Journal of Finance, 2015, 70, (3), 1161-1201 View citations (169)
    See also Working Paper The Effect of Providing Peer Information on Retirement Savings Decisions, Scholarly Articles (2015) View citations (167) (2015)

2014

19. What makes annuitization more appealing?
    Journal of Public Economics, 2014, 116, (C), 2-16 View citations (48)
    See also Working Paper What Makes Annuitization More Appealing?, Scholarly Articles (2014) View citations (51) (2014)
    Chapter What Makes Annuitization More Appealing?, NBER Chapters, 2012 (2012) View citations (1) (2012)

2013

20. Consumers’ misunderstanding of health insurance
    Journal of Health Economics, 2013, 32, (5), 850-862 View citations (42)
    See also Working Paper Consumers Misunderstanding of Health Insurance, Artefactual Field Experiments (2013) View citations (40) (2013)
21. Simplification and saving
    Journal of Economic Behavior & Organization, 2013, 95, (C), 130-145 View citations (62)
    See also Working Paper Simplification and Saving, Scholarly Articles (2012) View citations (3) (2012)
22. What Does Stock Ownership Breadth Measure?
    Review of Finance, 2013, 17, (4), 1239-1278 View citations (18)
    See also Working Paper What Does Stock Ownership Breadth Measure?, NBER Working Papers (2010) View citations (1) (2010)
23. What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting
    American Economic Review, 2013, 103, (3), 570-74 View citations (46)
    See also Working Paper What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting, Scholarly Articles (2013) View citations (43) (2013)

2011

24. $100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans
    The Review of Economics and Statistics, 2011, 93, (3), 748-763 View citations (99)
    See also Working Paper $100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans, Yale School of Management Working Papers (2009) (2009)
25. Behavioral economics perspectives on public sector pension plans
    Journal of Pension Economics and Finance, 2011, 10, (2), 315-336 View citations (25)
    See also Working Paper Behavioral Economics Perspective on Public Sector Pension Plans, Scholarly Articles (2011) View citations (22) (2011)
    Chapter Behavioral Economics Perspectives on Public Sector Pension Plans, NBER Chapters, 2010, 315-336 (2010) (2010)

2010

26. Social Identity and Preferences
    American Economic Review, 2010, 100, (4), 1913-28 View citations (289)
    See also Working Paper Social Identity and Preferences, Yale School of Management Working Papers (2008) (2008)
27. Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds
    The Review of Financial Studies, 2010, 23, (4), 1405-1432 View citations (189)
    See also Working Paper Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds, Scholarly Articles (2010) View citations (180) (2010)

2009

28. Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect
    American Economic Review, 2009, 99, (5), 2085-95 View citations (56)
    See also Working Paper Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect, Scholarly Articles (2009) View citations (51) (2009)
29. Optimal Defaults and Active Decisions
    The Quarterly Journal of Economics, 2009, 124, (4), 1639-1674 View citations (263)
    See also Working Paper Optimal Defaults and Active Decisions, Scholarly Articles (2009) View citations (223) (2009)
30. Reinforcement Learning and Savings Behavior
    Journal of Finance, 2009, 64, (6), 2515-2534 View citations (113)
    See also Working Paper Reinforcement Learning and Savings Behavior, Yale School of Management Working Papers (2009) View citations (26) (2009)

2008

31. How are preferences revealed?
    Journal of Public Economics, 2008, 92, (8-9), 1787-1794 View citations (140)
    See also Working Paper How Are Preferences Revealed?, Scholarly Articles (2008) View citations (149) (2008)

2005

32. Are Empowerment and Education Enough? Underdiversification in 401(k) Plans
    Brookings Papers on Economic Activity, 2005, 36, (2), 151-214 View citations (25)

2004

33. Plan Design and 401(K) Savings Outcomes
    National Tax Journal, 2004, 57, (2), 275-98 View citations (64)
    See also Working Paper Plan Design and 401(k) Savings Outcomes, NBER Working Papers (2004) View citations (43) (2004)

2003

34. Optimal Defaults
    American Economic Review, 2003, 93, (2), 180-185 View citations (104)

2002

35. How does the Internet affect trading? Evidence from investor behavior in 401(k) plans
    Journal of Financial Economics, 2002, 64, (3), 397-421 View citations (50)

2000

36. The Value Line Enigma: The Sum of Known Parts?
    Journal of Financial and Quantitative Analysis, 2000, 35, (3), 485-498 View citations (12)

Chapters

2019

1. Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts
   A chapter in Tax Policy and the Economy, Volume 34, 2019
   See also Journal Article Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts, University of Chicago Press (2020) View citations (4) (2020)
   Working Paper Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts, National Bureau of Economic Research, Inc (2019) (2019)

2017

2. Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions
   A chapter in Personal Income Taxation and Household Behavior (TAPES), 2017 View citations (20)
   See also Working Paper Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions, National Bureau of Economic Research, Inc (2014) View citations (1) (2014)
   Journal Article Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions, Elsevier (2017) View citations (20) (2017)

2015

3. Liquidity in Retirement Savings Systems: An International Comparison
   A chapter in Insights in the Economics of Aging, 2015, pp 45-75 View citations (26)
   See also Working Paper Liquidity in Retirement Savings Systems: An International Comparison, Harvard University, John F. Kennedy School of Government (2015) View citations (26) (2015)
   Journal Article Liquidity in Retirement Savings Systems: An International Comparison, American Economic Association (2015) View citations (26) (2015)

2014

4. Who Uses the Roth 401(k), and How Do They Use It?
   A chapter in Discoveries in the Economics of Aging, 2014, pp 411-440 View citations (2)
   See also Working Paper Who Uses the Roth 401(k), and How Do They Use It?, National Bureau of Economic Research, Inc (2013) View citations (1) (2013)

2012

5. What Makes Annuitization More Appealing?
   A chapter in Retirement Benefits for State and Local Employees: Designing Pension Plans for the Twenty-First Century, 2012 View citations (1)
   See also Working Paper What Makes Annuitization More Appealing?, Harvard University Department of Economics (2014) View citations (51) (2014)
   Journal Article What makes annuitization more appealing?, Elsevier (2014) View citations (48) (2014)

2011

6. How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?
   A chapter in Explorations in the Economics of Aging, 2011, pp 75-96 View citations (24)
   See also Working Paper How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?, National Bureau of Economic Research, Inc (2009) View citations (15) (2009)
7. The Availability and Utilization of 401(k) Loans
   A chapter in Investigations in the Economics of Aging, 2011, pp 145-172
   See also Working Paper The Availability and Utilization of 401(k) Loans, Harvard Kennedy School of Government (2011) (2011)

2010

8. Behavioral Economics Perspectives on Public Sector Pension Plans
   A chapter in The Economics of State and Local Pensions, 2010, pp 315-336
   See also Journal Article Behavioral economics perspectives on public sector pension plans, Cambridge University Press (2011) View citations (25) (2011)
   Working Paper Behavioral Economics Perspective on Public Sector Pension Plans, Harvard Kennedy School of Government (2011) View citations (22) (2011)
9. The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment
   A chapter in Research Findings in the Economics of Aging, 2010, pp 311-327 View citations (17)
   See also Working Paper The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment, National Bureau of Economic Research, Inc (2007) View citations (7) (2007)

2009

10. Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment
    A chapter in Developments in the Economics of Aging, 2009, pp 57-82 View citations (8)
    See also Working Paper Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment, Harvard University Department of Economics (2009) View citations (11) (2009)
11. The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States
    A chapter in Social Security Policy in a Changing Environment, 2009, pp 167-195 View citations (117)
    See also Working Paper The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States, National Bureau of Economic Research, Inc (2006) View citations (34) (2006)

2005

12. Passive Decisions and Potent Defaults
    A chapter in Analyses in the Economics of Aging, 2005, pp 59-78 View citations (6)
    See also Working Paper Passive Decisions and Potent Defaults, National Bureau of Economic Research, Inc (2003) View citations (11) (2003)

2004

13. For Better or for Worse: Default Effects and 401(k) Savings Behavior
    A chapter in Perspectives on the Economics of Aging, 2004, pp 81-126 View citations (74)
    See also Working Paper For Better or For Worse: Default Effects and 401(k) Savings Behavior, Northwestern University/University of Chicago Joint Center for Poverty Research (2002) View citations (43) (2002)

2002

14. Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance
    A chapter in Tax Policy and the Economy, Volume 16, 2002, pp 67-114 View citations (120)